In this episode of the Miko Love Podcast, host Kumiko Love dives into a variety of topics centered around personal finance, budgeting, and the journey of financial fulfillment.

She shares her own experiences as The Budget Mom, discusses the importance of motivation versus self-discipline in budgeting, and offers insights on balancing family spending with long-term financial goals.

Kumiko also emphasizes the significance of teaching children about money management, shares success stories from her community, and provides practical advice on building an emergency fund and handling joint finances in relationships.

KEY TAKEAWAYS

• Financial freedom and financial fulfillment are two different concepts.
• Staying motivated in budgeting requires self-discipline and routine.
• Life events can shift your perspective on spending and saving.
• Sinking funds help manage holiday spending stress-free.
• Teaching kids about money involves showing them how to provide value.

EPISODE CHAPTERS

>> 00:00 Introduction to the Miko Love Podcast
>> 01:26 The Journey of The Budget Mom
>> 09:22 Staying Motivated on a Budget
>> 15:27 Balancing Family Spending and Long-Term Goals
>> 20:04 Managing Holiday Spending with Sinking Funds
>> 25:18 Teaching Kids About Money
>> 30:00 Success Stories from the Budget Mom Community
>> 34:15 Building an Emergency Fund
>> 38:13 Handling Joint Finances in Relationships

About Kumiko:

Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.

She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.

With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.

As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.

Thank you for being a part of our community!

Contact The Miko Love Podcast

• Follow me on Instagram @mikolovepodcast
• Email me at kumiko@mikolovepodcast.com

Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love engages with spending coach Paige Pritchard to explore the emotional and psychological aspects of spending.

They discuss how emotional triggers, such as boredom and sadness, lead to impulse shopping and overspending. The conversation emphasizes the importance of self-awareness, understanding one's triggers, and developing healthier spending habits.

They also touch on the impact of social media on consumer behavior and the value of delayed gratification in financial decision-making. The episode concludes with practical advice for listeners on how to navigate their spending habits with compassion and understanding.

IMPACTFUL QUOTES

• "Emotional spending will always be part of our lives."
• "100% of the spending that you do is emotional spending."
• "Boredom is probably the most common trigger."

EPISODE CHAPTERS

>> 00:00 Introduction to Emotional Spending
>> 02:47 Understanding Emotional Triggers
>> 06:08 The Role of Environmental Triggers
>> 08:54 Identifying Internal and External Triggers
>> 12:14 The Three A's of Spending Awareness
>> 15:04 Creating Healthy Spending Habits
>> 18:00 The Importance of Delayed Gratification
>> 20:50 Social Media's Impact on Spending
>> 23:52 Finding Balance in Retail Therapy
>> 26:47 Conclusion and Resources

ABOUT PAIGE

Paige Pritchard is a spending coach who helps women overcome impulse shopping and overspending. After struggling with her own spending habits and blowing through her $60,000 salary at 22, she turned her finances around by paying off $40,000 in student debt, cash flowing her MBA, and building a six-figure investment portfolio by 29. A certified life coach since 2020, Paige now coaches thousands of women through her podcast, The Money Love Podcast, and her group coaching membership, Overcoming Overspending. Her work has been featured in NBC News, The Washington Post, BuzzFeed, and more.

• Instagram: @overcoming_overspending
• Podcast: The Money Love Podcast
• Free Masterclass: Why You Impulse Shop & How To Stop
• Work with Paige: Overcoming Overspending Membership

About Kumiko:

Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.

She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.

With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.

As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.

Thank you for being a part of our community!

Contact The Miko Love Podcast

• Follow me on Instagram @mikolovepodcast
• Email me at kumiko@mikolovepodcast.com

Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into the world of sourdough baking with expert Andra Stefanescu. They discuss the journey of sourdough, its health benefits, and the rise in popularity during the COVID-19 pandemic.

Andra shares her personal experiences, tips for beginners, and the importance of understanding the process behind sourdough baking. The conversation also touches on the mental health benefits of baking, the essential tools and ingredients needed, and the significance of community support in starting this rewarding hobby.

EPISODE CHAPTERS
>> 00:00 Introduction to Sourdough Passion
>> 05:24 Andra's Sourdough Journey
>> 11:10 The Rise of Sourdough During COVID
>> 16:55 Health Benefits of Sourdough
>> 21:36 Getting Started with Sourdough
>> 27:23 Essential Tools and Ingredients
>> 32:03 Achieving the Perfect Crust and Crumb
>> 39:40 Understanding Sourdough Discard
>> 43:26 Coaching and Classes in Sourdough Baking
>> 50:33 Mental Benefits of Sourdough Baking

You can watch me make sourdough here!

ABOUT ANDRA

Andra Stefanescu is a self taught sourdough home baker, passionate not only about making bread, but also about helping others get on the sourdough journey or improve their bakes.

She's been making sourdough bread for 5 years, as nothing quite compares to it. It's the joy of a fresh warm loaf of bread and sharing it with others, controlling what goes in, the health benefits, but also the therapeutic effect of handling dough. And above all, it's fascinating how with just three ingredients, water, flour and salt, you can make the most delicious bread at home.

Andra is offering Online Sourdough Courses, as well as One to One Coaching for those having very specific questions or challenges they need support with.

Follow Andra on Instagram!

About Kumiko:

Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.

She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals.

With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America.

As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment.

Thank you for being a part of our community!

Contact The Miko Love Podcast

• Follow me on Instagram @mikolovepodcast
• Email me at kumiko@mikolovepodcast.com

Thanks for listening & keep feeding your curiosity!