Over the last 15 years, Christina found the greatest obstacle her clients faced was an overwhelming amount of information about investment real estate that didn't produce the results they needed. So, she created the “Live A Rich Life - Real Estate Investment Workshop” to simplify the process so people could get started at a pace they could handle, using a system that maximized results.

For over three decades, Christina has experienced massive success in the real estate world. She has purchased over 40 million dollars in real estate and acquired over 350 doors. In 2019 She co-authored, You Got This! on Real Estate Investing Success. She founded FIBI Pasadena with over 3,500 members as part of the For Investor By Investor (FIBI) Real Estate Network.

She has spoken at top industry events including the Think Realty Conference and Expo and the Intelligent Investors Real Estate Conference. She hosts the Real Estate Breakthrough Podcast where she coaches investors and interviews the industry's top players.

Christina serves as Chairman on the Board of Resources for Infant Educators, offers hours of free advice and real estate mentorship every week, and supports charities including, Veterans of America, St. Jude Children's Research Hospital, National Police Association and Make-A-Wish Foundation.

As a mom to her daughter, and successful business owner, Christina offers a unique perspective on how to optimize your real estate investment while aligning with your personal values.


In this episode:

• Who is Christina Sutter
• Christina shares her experiences with dyslexia and ADHD
• Overcoming self-doubt and choosing her identity
• Christina as a parent
• Personal growth and healing

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Jeff Tumbarello is a Real Estate Broker. Originally from Stuart Florida, after an enlistment in the United States Marine Corps, he found his way to beautiful SWFL and married Cristina Tumbarello and it has been home ever since.

Jeff Tumbarello has performed market metrics and product modeling for the capital markets and several private equity firms. As well as materially participating in large bulk asset and distressed note sales. Jeff Tumbarello also was a Trainer/Speaker for the Florida Housing Coalition. Since 2009, He has brokered extensively in Commercial Real Estate. These projects have ranged from large office buildings in Cape Coral, distressed gulf access development sites in Naples, and numerous large warehouses from Sarasota in Fort Myers. Jeff Tumbarello is also very active in commercial leasing.

In 2003, Jeff Tumbarello and 3 other SWFL Real Estate Investors founded the South West Florida Real Estate Investment Assoc.

Jeff Tumbarello is a veteran of the USMC. He served in Desert Shield and Desert Storm as an Infantryman with First Battalion Third Marines.


In this episode:

• The impact of elections on real estate market
• Impact of inflation and interest rates on sales
• The Southwest Florida REIA
• Migration in Southwest Florida

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Jeff Tumbarello is a Real Estate Broker. Originally from Stuart Florida, after an enlistment in the United States Marine Corps, he found his way to beautiful SWFL and married Cristina Tumbarello and it has been home ever since.

Jeff Tumbarello has performed market metrics and product modeling for the capital markets and several private equity firms. As well as materially participating in large bulk asset and distressed note sales. Jeff Tumbarello also was a Trainer/Speaker for the Florida Housing Coalition. Since 2009, He has brokered extensively in Commercial Real Estate. These projects have ranged from large office buildings in Cape Coral, distressed gulf access development sites in Naples, and numerous large warehouses from Sarasota in Fort Myers. Jeff Tumbarello is also very active in commercial leasing.

In 2003, Jeff Tumbarello and 3 other SWFL Real Estate Investors founded the South West Florida Real Estate Investment Assoc.

Jeff Tumbarello is a veteran of the USMC. He served in Desert Shield and Desert Storm as an Infantryman with First Battalion Third Marines.


In this episode:

• Get to know Jeff Tumbarello
• How did Jeff started in Real Estate
• Navigating through the 2008 crash
• Pivoting from Residential Sales to Distressed Notes
• Importance of paying attention to market trends and data
• Land Market in Southwest Florida

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Douglas G. Duncan is Senior Vice President and Chief Economist at Fannie Mae where he is responsible for forecasts and analyses of the economy and the housing and mortgage markets. Duncan also oversees strategic research regarding the potential impact of external factors on the housing industry. He leads the House Price Forecast Working Group reporting to the Finance Committee.

Named one of Bloomberg/BusinessWeek's 50 Most Powerful People in Real Estate, Duncan is Fannie Mae's source for information and analyses on demographics and the external business and economic environment; the implications of changes in economic activity on the company's strategy and execution; and for forecasting overall housing, economic, and mortgage market activity.

Prior to joining Fannie Mae, Duncan was Senior Vice President and Chief Economist at the Mortgage Bankers Association.

In this episode:

• Housing market trends, focusing on analysis of mortgage rates for Generation X
• Rise of insurance cost
• Migration and Immigration
• Gen Xers ability to afford housing
• How the 2024 U.S. Presidential Election May Impact Real Estate

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Radio Show

Douglas G. Duncan is Senior Vice President and Chief Economist at Fannie Mae where he is responsible for forecasts and analyses of the economy and the housing and mortgage markets. Duncan also oversees strategic research regarding the potential impact of external factors on the housing industry. He leads the House Price Forecast Working Group reporting to the Finance Committee.

Named one of Bloomberg/BusinessWeek's 50 Most Powerful People in Real Estate, Duncan is Fannie Mae's source for information and analyses on demographics and the external business and economic environment; the implications of changes in economic activity on the company's strategy and execution; and for forecasting overall housing, economic, and mortgage market activity.

Prior to joining Fannie Mae, Duncan was Senior Vice President and Chief Economist at the Mortgage Bankers Association.

In this episode:

• Fannie Mae's role as an insurance company for mortgages
• What are the housing market drivers?
• Housing market trends and consumer sentiment
• Federal Reserve's role in regulating banks and controlling inflation
• Fed's inflation target, debt, and monetary policy

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Since diving into real estate in 2017, Rich has masterfully navigated through flipping, wholesaling, and house hacking. Executing over 100 deals and building a diverse portfolio that spans short and long-term rentals, mobile homes, and note creation.

His passion for community and knowledge-sharing propelled him to acquire IEREIC in 2021, providing a vibrant platform for investors to learn, grow, and succeed together. Rich doesn’t just preach investment strategies; he shares generously from the pages of his own journey, ensuring that every insight, lesson, and strategy he imparts is deeply rooted in real, lived experiences and tangible success.

In this episode:

• Real Estate Journey of Rich Rice
• His biggest influence on his Real Estate Journey
• Taking over a real estate investment club during COVID-19 pandemic
• Evolution of FIRE Center and IEREIC
• Goals and Visions for the FIRE Brand

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Jack was known as a problem solver, Jack Fullerton has acquired millions of dollars of real estate over the years. He was a member of the Academy of Real Estate where he received the Pathfinder Award. He has been listed in Who’s Who in Real Estate. In 1997 Jack received the MEA award from the Phoenix Foundation. He was the first to receive the prestigious Rohny Award at I Survived Real Estate for his teachings and mentorship he showed to so many in the real estate investment community.

In this episode:

• Get to know Coach Jack Fullerton
• Jack's journey in real estate investing
• How important values are in one's success
• Important lessons that he learned in the business
• Friendship and Mentorship

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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Melissa has over 20 years of experience within the mortgage industry, and her main focus is to engage with the Lender Members and Preferred Partners of TMC. Langdale oversees TMC's daily structure and high-level management of financials, events, team processes, and strategy. Langdale has extensive industry experience focusing on business operations and development, sales, recruiting, marketing, capital markets, servicing, quality control, compliance, and risk management.

Intently focused on learning and experiencing every part of the business – Operations, Sales, Business Development, Recruiting, Marketing, Capital Markets, Servicing, Quality Control, Compliance, and Risk.

Melissa is also passionate about the community that she lives in and the communities her organization serves. She serves on the Board of Directors for the largest Home Builders Association in the country, the American Mortgage Conference, and the NC Banking School.

In this episode:

• Affordability challenges in the real estate market
• Driving factors in home buying
• Potential harm of credit card debt to mortgage qualifications
• Major upcoming trend in the future of lending in American homeownership
• The future of AI in the lending industry

The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669. For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.


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