Episodios

  • My Last Bad Day – Michael O’Brien
    Sep 2 2024
    Make no mistake. There's a lot you can't control about your retirement. The economy. The markets. That neighbor. But there is something you can control that will make a big difference in your quality of life. Your mindset. Michael O'Brien shares his compelling story and how he learned how to prevent bad moments from turning into bad days. Michael O'Brien joins us from the Garden State of New Jersey. _______________________ Bio Michael O’Brien is President and Founder of Peloton Coaching and Consulting. As a certified executive coach, he has advised, motivated, and inspired Fortune 500 executives, entrepreneurs, and other difference-makers at organizations like Brother International and Johnson and Johnson. He also serves as a mentor and volunteer with organizations that promote professional growth, such as the Healthcare Businesswomen’s Association and James Madison University’s College of Business. Before starting Peloton Coaching and Consulting, he was a healthcare sales and marketing executive and received his marketing degree from James Madison University. He lives in New Jersey with his wife and two daughters. Michael is the author of two books, his inspiring memoir: Shift: Creating Better Tomorrows: Winning at Work and in Life and the companion work, My Last Bad Day Shift: How to Prevent Bad Moments from Turning into Bad Days: a practical and powerful guide to lead a life free of bad days. ________________________ For More on Michael O'Brien Shift: Creating Better Tomorrows: Winning at Work and in Life My Last Bad Day Shift: How to Prevent Bad Moments from Turning into Bad Days Website ________________________ Podcast Episodes You May Like Self-Compassion – Dr. Kristin Neff The Mindful Body – Ellen Langer Living Like You Mean It – Jodi Wellman Taking Stock – Dr. Jordan Grumet _______________________ Wise Quotes On His Last Bad Day "But as I went through my recovery, I tried to put up this good front, like, Okay, we're going to make it. But I wasn't believing any of my hype. A mentor came to me and said, Hey, listen, everything in your life is neutral until you label it. You get to look at this any way you want to. And so then I started to realize, Okay, well, we're all living moments. Every day is filled with a whole bunch of moments. And if I have people in my life who I love and love me back, then I can't call a full day a bad one. That's why I came back to call my, that accident day, my last bad day. I've had definitely bad moments since then, but I still have a lot of love in my life. So I can't call a full day a bad one. But I also knew this, that I had to find a way to ground myself because my recovery felt so overwhelming. I had to figure out, much like in sports, how to slow the game down. Everything was just coming at me, much like life today. And I just knew I had to slow things down a bit to create some space so I could be thoughtful and intentional about how I wanted to go forward." On Who You Surround Yourself With "I think it's very important to surround yourself with people who bring out the best in you. And I think this is a big thing because for a lot of us men, especially as we think about retirement, a lot of our relationships are work relationships that we think those guys are our friends, but they're really our colleagues. And some of them are friends, and they'll stay friends for a while. And I think it's very important to surround yourself with people who bring out the best in you. But it's a minority of the relationships we have, maybe on one hand or both hands. So as we go into this next phase of our lives, into retirement, men or women, it's good to have people around you who can bring out the best in you, to help maybe clarify things when you get stuck or challenge you so you can be the best you can be - or to be there in celebration or to be there for a crisis or some type of comfort.
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    29 m
  • Strategies for Retiring Right – Rick Atkinson
    Aug 29 2024
    Retiring right requires a smart strategy. And if you didn't get started early in your retirement planning, the second best time to start is now. Rick Atkinson, Founder & President of RA Retirement Advisors in Toronto, shares his insights and advice. ___________________________ It's Back to School time. Here's your reading list to peruse: Best Books on Retirement ___________________________ Bio Rick Atkinson is Founder & President of RA Retirement Advisors specializing in retirement planning. For over 15 years, Rick has been helping people live their ideal retirement. As a human resources management specialist with over 30 years’ experience in industry and government service, Rick honed his understanding of what is required to lead a satisfying life after work. He then transferred this to writing and speaking about retirement planning and facilitating workshops and coaching. He is the author of five books including Don’t Just Retire – Live It, Love It! and Strategies for Retiring Right! Rick has written lead stories for well-known journals, as well as stories for various daily Canadian newspapers, and has appeared on Canadian radio and TV. Rick is an acclaimed speaker on holistic retirement planning appearing at groups from 10 to 300. He has spoken at conferences and service groups across Canada, and facilitates workshops and webinars for companies, cities, government agencies and religious organizations and service clubs. Rick has an MBA from York University and a Bachelor of Commerce from the University of British Columbia. He is also a CHRP (Certified Human Resources Professional); CMC (Certified Management Consultant); Advanced Level, Ontario Society of Training & Development. Recently made a Fellow of Distinguished Financial Services (FDFS) for his service as an influential thought leader. As a point of pride and growth, for 10 years, Rick travelled extensively to Canada’s Arctic as a CESO (Canadian Executive Service Organization) volunteer advisor to mentor Inuit supervisors and managers, and to impart his human resources knowledge and insights. Rick’s volunteering was part of the Government of Nunavut’s Initiative Program. ___________________________ For More on Rick Atkinson Books Website ___________________________ Podcast Episodes You May Like Design Your Life and Get Unstuck – Dave Evans Retire Happy – Dr. Catherine Sanderson Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland Ready to ROAR? – Michael Clinton ____________________________ Wise Quotes On Deciding When to Retire "So I think this whole piece of work stress for some, but for some others, what I found is that they have a feeling of unfulfillness - that work is holding them back, that they've got things that they want to pursue, a passion project. They want to start a business,. They want to do extensive traveling. But there are others that, and I've had this myself, people saying, Why aren't you retired? You're X years old. Why are you still working? I met a couple and the wife had said to the husband, I didn't sign up for this. He just told me he's not going to retire. I thought we would have time together. There's another situation that says, is this the right time? I've met many people who have sat down with their financial advisor and the financial advisor had said, You know what, you got enough money to keep you going well into your 90s. And they walk out of the office and say, Hey, maybe that's it." On Mistakes to Avoid in Planning for Retirement "Oh, there's a whole myriad of things that you need time to think about these and plan for them rather than just the day you retire. Another mistake that I find that people make is that they concentrate so much on the money. The recession in 2008 devastated a whole bunch of folks and their retirement monies. And to my mind, it's not the money that you amass,
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    29 m
  • Retire on Fire – Cathy Bishop-Clark
    Aug 26 2024
    Time to take charge of your future? Design Your New Life in Retirement ________________________ Transitioning to retirement comes with challenges. And what if you love the work you're retiring from? That makes it harder. Our guest today, Cathy Bishop-Clark shares her experiences in transitioning to retirement - and why you'll want to have a retirement mentor. Cathy Bishop-Clark joins us from Ohio. ________________________ Bio Cathy Bishop-Clark recently retired after a 34-year career at Miami University of Ohio. She finished her career as Associate Provost of Miami’s regional campuses. and Dean of the College of Liberal Arts and Applied Sciences. Prior to her Dean position, she was a professor in the Computer and Information Technology Department, a Department Chair, Assistant Dean and Associate Dean. She has a bachelor’s degree in Computer Science, an M.S. in Quantitative Analysis and a doctorate in Educational Foundations. Over a period of 34 years she taught a variety of computing classes and she has published over 40 articles and a book, most of which related to the scholarship of teaching and learning. She enjoys exercise and new adventures including hiking, kayaking, camping bicycling, learning new things, and traveling. A couple years ago she rode her bicycle across America. She and her husband (who was a third grade teacher) have two adult daughters and a son-in-law. Cathy and her husband both retired a year ago. While her husband has excelled at retirement, Cathy has found the transition more difficult. To help her learn about that transition she took Joe Casey’s group program, intensely studied retirement and taught a course on the topic of retirement this past Spring. ________________________ Mentioned in This Episode Riley Moynes Andy Robin Barbara O'Neill ________________________ Podcast Episodes You May Like If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver The Power of Reinvention – Joanne Lipman Live Life in Crescendo – Cynthia Covey Haller _________________________ Wise Quotes On Having a Retirement Mentor "...and he talked about one thing that really resonated with me that I have paid attention to - and that is having a retirement mentor. You don't think about that right? Everybody thinks about having a work mentor. We have mentors at work and I had done this in a way before I retired. I invited people who had retired to lunch and I said Okay what do I need to know about retirement? But the thing is everybody's retirement journey is so different and so some would say things like There's nothing to know about retirement. It's it's so easy and it's so great and there's nothing to learn. And other people would say Well, you know I struggled a lot with the schedule." And so interestingly, my retirement mentor has been the same career mentor that I had and she retired about five years ahead of me. I admire what she has done and so I continue to use her as my retirement mentor." On Trying New Things "So first for about a year a half, you just have a great big honeymoon. It's just fun, fun, fun, fun, fun. And then you start looking at different things to do. And then you start feeling a loss. Well, I think I simultaneously, like on day one, jumped in on all three things simultaneously. So I did vacation, in fact, and since we retired in May, I've been on nine different trips and I've been to Colorado many times, that's where my daughters are, Norway, Michigan, New York, Galapagos Islands. So we did lots of honeymooning and vacation. And then at the same time, I did a lot of experimentation. I took some new classes through a retirement group. I explored some new things, with my husband, we explored some new faith communities. We hired a personal trainer. I got into yoga. I started to deeply understand our financial planning. I had known it as a superficial level.
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    32 m
  • Phased Retirement – Jennifer Barnes
    Aug 19 2024
    Check our Best Books for Retirement ________________________ Have you considered phased retirement? Most working people dream about that day when they'll ride off into the sunset and into retirement. But a full stop retirement isn't for everyone. It can make the transition to retirement quite challenging. Many people are choosing insread to glide into retirement. Phased retirement is trending as a way to gradually retire, on your own terms. It's essential a flexible work arrangement. Our guest today is Jennifer Barnes, a CEO, who shares her experiences with phased retirement in her company. Jennifer Barnes joins us from San Diego. ________________________ Bio Jennifer Barnes, CEO of Optima Office, graduated with a Finance and Marketing degree from the University of Arizona, earned an MBA from San Diego State University, and completed the Becker CPA coursework. She spent 15 years as a Controller for numerous companies and non-profits throughout San Diego before starting her first company in 2012, which was the 5th fastest-growing company in San Diego in 2016 and made the Inc 5000 in 2017 and 2018. Jennifer has won numerous awards as the CEO of the two companies she founded. Her favorite is the best place to work because having high retention and happy staff is what drives her. Both of her companies have made it into the Inc 5000 and SDBJ’s fastest-growing companies list. Between 2021-2023, Jennifer was named Woman of the Year by SDBJ, received the top corporate citizen award, made it in SD’s top 500 most influential leaders, and the top 50 Women of Influence in Accounting and Finance for two years in a row. She was also recognized as a finalist for the Entrepreneur of The Year 2024 Pacific Southwest program. Jennifer has sat on many boards in her career and currently sits on the board of The Better Business Bureau, NuFund Venture Group (formerly Tech Coast Angels), Junior Achievement, and a publicly traded company, Presidio Property Trust (SQFT). She volunteers her time at SDSU and the REC at Miramar College by participating in mentor programs and as a judge in various student competitions. She is currently a member of Rotary 33, Vistage International, Entrepreneurs Organization (EO), Young Executives Council, and Social Venture Partners. ______________________ For More on Jennifer Barnes Company Website Fortune Article: I’m a CEO and 12 of my employees are in ‘flextirement.’ With boomers opting not to retire, the arrangement will become more common _______________________ Podcast Episodes You May Like Is Your Company Ready for the Aging Workforce? – Paul Rupert Unretired – Mark S. Walton _______________________ Mentioned in This Episode Poem - The Summer Day by Mary Oliver _______________________ Wise Quotes On Why Phased Retirement Works "What's interesting, Joe, is that at Optima, we've always had a flexible work environment and we didn't really think about it as flex retirement because we've always allowed employees to work whatever hours made sense for them. But as we looked at our workforce, we realized that many of our employees are over 50, some over 60 and some are even 70 and over. And what we find with these employees is they have a wealth of knowledge. They are so experienced, they've worked in so many different industries, and they can really add a ton of value to our clients. And so if we can capture these people's attention and get them to work with us on hours that make sense for them, whether it's 16 hours a week or 30 hours a week or somewhere in between, it is incredibly efficient. It is such a huge value add to our clients. The employees themselves really get a chance to work for different companies and not fully retire but still be engaged and many of them say, keeps them young." On Leading a Team with Flexible Retirement "When we're on, we're on. And so when you're billing clients and you're working on an hourly basis to help peop...
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    22 m
  • A Season for That – Steve Hoffman
    Aug 12 2024
    The early registration discount for Design Your Life in Retirement ends on August 15th. Register here ______________________ If you're pondering early retirement, have you considered another option? For some people a sabbatical offers an an opportunity to recharge, reflect and to experience a new adventure. Steve Hoffman's book A Season for That details the experience of an extended leave with his family in a winemaking village in France. It may inspire you to imagine what a sabbatical experience may do for you. While your vision for a sabbatical may be quite different, you'll be interested in hearing what he learned from it - and how it's shaping his ideas about retirement. Steve Hoffman joins us from Minnesota. _______________________ Mentioned in This Episode The Sabbatical Project | Inspiration for the Experience of a Lifetime _______________________ Bio Steve Hoffman is a Minnesota tax preparer and food writer. When he dies, the tax-preparer-food-writer industry will die with him. He is a French speaker and shameless Francophile. His writing has won multiple awards, including the 2019 James Beard M.F.K. Fisher Distinguished Writing Award. He has been published in Food & Wine, The Washington Post, The Minneapolis Star Tribune, and Artful Living magazine. His first book, A Season for That: Lost and Found in the Other Southern France, published in July 2024, edited by Francis Lam. It is the story of his family's gradual (then precipitous) acceptance into a tiny winemaking village, of his bottom-up education in Mediterranean food and wine, and of a hard-won self-acceptance in mid-life. Hoffman shares one acre on Turtle Lake, in Shoreview, Minnesota, with his wife, Mary Jo, their elderly and entitled puggle, Jack, roughly 80,000 honeybees, and a nesting pair of sandhill cranes who summer in the back yard. _______________________ For More on Steve Hoffman A Season for That: Lost and Found in the Other Southern France Website _______________________ Podcast Episodes You May Like Edit Your Life – Elisabeth Sharp McKetta Practicing Retirement STILL – Mary Jo Hoffman Inward Traveler – Francine Toder PhD _______________________ Wise Quotes On Investments for Retirement "I would wish on behalf of my clients that they started spending their money a little bit earlier in a lot of cases. Money is a means not an end. It's very easy to slide that over into the 401k and you're watching that grow and it seems as if you're accomplishing something that's more or less automated. And there can be a form of losing sight of other important things that are really also investments, if you think about family, if you think about friendships, and if you think about skills that are outside of work. Those are investments too, and they have an ROI, and they pay off later and they require a certain amount of deferred gratification, but they're in many ways as important. But I do think that those other things are more intangible, they're harder to put a price tag on." On Seasons of Life "And when you live in wine country you realize not every vintage is better than the last vintages. There are good vintages and bad vintages, but they come around every single year, and you live your life there by saying, Okay, this is the season for the harvest, this is all we do right now, this is what this part of the world is offering us, and we have no choice but to do this because this is what the season tells us we need to do. And if that leads to a bad vintage, that's okay, you did your best. And then that same harvest is going to come around next year, and you're going to give it another effort. So I just found it a really refreshing way of looking at life. And then there is an additional element to that which is that there are sort of seasons of the year, but then there are seasons of a life. And there are times when you need to be a parent, and you can't do other things that you might like to...
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    29 m
  • Is Your House in Order? – Adam Zuckerman
    Aug 5 2024
    Do you have your affairs in order? There's a lot to consider with something that is often put off: End-of-Life Planning. Attorney Adam Zuckerman, founder of Buried in Work, a website with resources to simplify estate planning and end-of life planning tasks. Adam joins us to discuss the steps you should take, the differences between wills and trusts, how assets are distributed and more. Adam Zuckerman joins us from Maryland. ______________________ Bio Adam Zuckerman is an experienced attorney and the founder of Buried in Work. His platform focuses on making estate planning accessible and comprehensive for everyone. Adam’s personal experiences and professional expertise make him a visionary in transforming how we think about securing our legacies. Formerly, he was Director, Ventures & Innovation at Discovery, Inc. His role was often described as the company’s global intrapreneur and futurist,responsible for identifying new technologies for implementation, investing in startups, and serving as the primary contact for startups. Adam earned his BA in Political Science, and his JD, and MBA from Washington, University in St. Louis. _____________________ For More on Adam Zuckerman Website - Buried in Work.com _____________________ Podcast Episodes You May Like Living Like You Mean It – Jodi Wellman Ride or Die – Jarie Bolander On My Way Back to You – Sarah Cart ____________________ Mentioned in This Episode In Memoriam - Bob Newhart _____________________ Wise Quotes On Estate Planning "Using the legal background and my business background, I was executor. My Mom's still around. I hopped in and started taking very diligent notes of everything that I was doing to transition the estate. When I met with my Mom's financial planner to show her everything I had done and I was literally, this is the reason why I called this company Buried in Work. This is the form that I filled out. She said it was the most comprehensive transition she's ever seen in her life and I had to give it away. We created a website. We thought it would just be a small site that had a few tips and tricks to help people in a similar situation. What we found was very surprising. In under a week, we had over 10,000 visits to the website and since then it has turned into an online repository for do-it-yourselfers and for people that are seeking guided approach and help for end of life products, for estate tips, for simplification of that entire process. Buried in Work came out of an experience and is helping a lot of people. Most people think that having a will or having a trust is estate planning, and that is a very comprehensive component to it. It's a foundational component to it, but the reality is, it is so much more than that. Comprehensive estate planning really means that you have to have your family members, your heirs, your loved ones in a position to step in, in the event that you are incapacitated. It leads up to everything. They have to have advanced directives in place to know where they are, because the reality is that after you pass away, the estate takes on average in America 570 hours to administer, and that's a lot of time that most people don't have. So what comprehensive estate planning really means is positioning everyone to have the information and the resources they need, so when things do get tough and complicated, they aren't figuring things out for the first time." On Getting Organized "Our recommendation is first of all, get organized. Figure out what you want to do. Get all your documents in place because that is an important step in the process. In step three, you have to tell those individuals who are going to be impacted and the key people in your life. Because if you have these documents in place and they don't know where to go and look, then it's as if they don't exist at all. " _______________________ About Retirement Wisdom I help people who are retiring,
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    18 m
  • Living Like You Mean It – Jodi Wellman
    Jul 29 2024
    Don't put it off: Design Your New Life in Retirement Group Program Register here ______________________ Last week before heading off on a family vacation in Colorado, I was reminded of the power of a deadline. Getting things done before vacation is one thing, but are there things you really want to do but are putting them off? Jodi Wellman, author of You Only Die Once: How To Make It To The End With No Regrets, discusses how to leverage the power of temporal scarcity, and offers practical advice on how to break out of autopilot to live more fully. Jodi Wellman challenges us to confront our mortality head-on and use it as motivation to live more purposefully. Her work combines insights from Positive Psychology and her personal experiences, with a refreshing take on how awareness of death can actually enhance our lives. You'll want to try out Jodi's Life Calculator and discover how to "live like we mean it." Jodi Wellman joins us from California. ___________________ Bio Jodi Wellman is a former corporate executive turned executive coach and the author of You Only Die Once: How To Make It To The End With No Regrets. She has a Master's in Applied Positive Psychology from the University of Pennsylvania, where she is an instructor in the Master's program and a trainer in the world-renowned Penn Resilience Program. She is a Professional Certified Coach with the ICF and a Certified Professional Co-Active Coach from CTI. She has coached and spoken with clients like American Express, Fidelity, pwc, Royal Bank of Canada, BMW, and more, and runs her own business, Four Thousand Mondays. She lives between Palm Springs and Chicago with her husband and cat, Andy. _________________________ For More on Jodi Wellman You Only Die Once: How To Make It To The End With No Regrets Website Life Calculator _________________________ Podcast Episodes You May Like Edit Your Life – Elisabeth Sharp McKetta Happier Hour – Cassie Holmes, PhD The Wisdom and Wonder of Uncertainty – Maggie Jackson The Portfolio Life – Christina Wallace __________________________ Wise Quotes On The Value of Deadlines "And it's all about how when we are made aware, consciously, we focus on the ending of something that is temporary or rare, like a limited time only thing. Well, our perception of its value definitely increases. If we knew we would live forever, which sometimes is a fantasy. And to be honest, other than it sounding exhausting, if we knew we were going to live forever, we would never take action on anything because there'd be no real literal deadline. You'd just say, Yeah, I'll go and take that college course maybe like in the next thousand years, because you could do it. But we'd never get anything really done. We unfortunately need the deadline and it can be a bummer, but it's the activating force that can help us to get going on our dreams and our intentions." On the Life Calculator "So my company, I called 4,000 Mondays, because we roughly get 4,000 weeks, with the math of working backwards. First of all, if you want to calculate how many Mondays you have lived so far, good for you. And let's celebrate those years and Mondays. That's amazing. But more importantly, what do you have left? So for example, I know I have 1,814 left if I live an average female life to 83. Men live till an average of 78, at least in the US to make this a localized calculation. And the math would be that you take either the 83 or the 78 or 80 if you don't identify with other gender, and minus your current age, and then multiply by 52. And that number is designed to make you go Oh!" On Identity & Purpose in Retirement "Identity is a real thing. A lot of people will end up re-evaluating life in a new retirement or even, have been in retirement for a while. and say, it actually gives me such delight to know that my purpose is to just be a really good grandfather or I'm the best dog parent there is,
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    26 m
  • Making a Difference by Mentoring – Jay Silverman
    Jul 25 2024
    How will you make a difference? Registration for the next Designing Your New Life Group is now open. Learn more here. ________________________ When it comes time for your next chapter, do you want to make a difference? One avenue to do so is through mentoring. In director Jay Silverman’s new heartwarming film “Camera” Beau Bridges plays Eric, an aging repairman who forges an unusual friendship with Oscar, a bullied nine-year-old who can’t speak, but finds a voice through photography under Eric’s mentorship. Jay Silverman joins us from Los Angeles. ________________________ Bio For over 40 years, Jay Silverman has excelled as a leading Director, Producer, and Photographer specializing in award-winning films, television, digital, and print campaigns; having worked with renowned celebrities such as Denzel Washington, Beyonce, Quentin Tarantino, Jamie Foxx, and Ray Charles. His advertising clients include IBM, Coors, Panasonic, Disney, Budweiser, CBS, ABC, Pepsi & Apple. His current dramatic feature ‘Camera’, stars Golden Globe, Emmy, and Grammy Award Winner Beau Bridges, Jessica Parker Kennedy, Scotty Tovar, Bruce Davison, and Miguel Gabriel, released on Amazon and Apple in July 2024. Jay's narrative films have been awarded numerous Best Feature and Audience Awards at festivals across the country, along with being honored with Belding, Telly, Promax, and Lucy Awards for his commercial work. In addition, he has also been recognized for his achievements in creating and producing many national PSA campaigns for the American Cancer Society, the Foundation for the Junior Blind, the Governor's Council on Physical Fitness, and the Sierra Club. Some of his early directorial work was for the original launches of the smash hit TV series "American Idol", "Desperate Housewives", "NYPD Blue", "The Drew Carey Show", and many more. Jay Co-Created and Executive Produced "The Cleaner", an hour-long drama for Paramount Pictures, which aired on A & E. Additionally, he produced and directed 40 episodes of "One on One" for TV One featuring many stars like Beyonce, Denzel Washington, Usher, Jamie Foxx, and Terrence Howard. Jay also produced and directed a one-hour special titled "Inside the Rings with Troy Aikman" airing on Fox before the 2011 Super Bowl to much success. Other notable shows include "Roots 30 Year Anniversary Special" for TV One, "The Secret Things of God" for Fox, and "D'Jango Unchained", a one hour special for The Weinstein Company. A graduate of Brooks Institute in Santa Barbara with a Master of Science Degree, Jay founded Jay Silverman Productions in 1979 in Hollywood California, and built a 40,000 square foot facility including 3 sound stages. Jay lives in Santa Monica, California, with his three wonderful daughters. __________________________ For More on Jay Silverman Website Watch Camera: Apple Amazon Trailer Beau Bridges Interview: The Film That Lit My Fuse __________________________ Podcast Episodes You May Like Mastering Your Transition to Retirement The Mutual Benefits of Intergenerational Volunteering – Atalaya Sergi Some Kind of Heaven – Lance Oppenheim Take the Detour – A Second Act Career Story – Melissa Davey __________________________ Mentioned in This Podcast Episode John Wooden's Pyramid of Success __________________________ Wise Quotes On Camera "And that's kind of the fun part of the whole movie. Well, you're tying it into my personal life because I have three daughters and my last child was born through much premature. And the backstory on that is we decided to use her backstory for the protagonist, the young little nine year old boy, because when she was born at less than two pounds, they damaged her trachea and her vocal cords during incubation multiple, multiple times, and subsequently, she could barely talk. And we thought that that backstory would be not only accurate, because I lived it,
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    34 m