Imagine navigating the intricate maze of Medicare with confidence and clarity. In this episode, you’ll uncover essential strategies for transitioning between states and switching from Medicare Advantage plans to Medicare Supplement plans. We kick things off by sharing our personal journey of founding Cross Country Insurance, leveraging our backgrounds in the medical and rehab fields to simplify complex Medicare choices for our clients, much like guiding them through a safari filled with overwhelming options.

Discover the crucial differences between Medicare Supplement and Advantage plans, and learn how to make informed decisions about your healthcare coverage. We break down the basics of Medicare, from the no-cost hospital care under Part A to the income-based premiums of Part B. We also highlight the importance of strategic financial planning, including tax strategies and Roth conversions, to manage your income and avoid unexpected increases in Medicare premiums.

Join us as we address the potential biases in insurance advice and emphasize the need for ethical practices within the industry. Hear insightful stories about how understanding clients' health histories and fears can lead to more appropriate coverage. We delve into the importance of trust and integrity in client relationships, especially in small communities, and discuss the fundamental purpose of insurance for low probability, high impact events. This episode is packed with invaluable information to help you navigate the complex world of Medicare with greater ease and confidence.

Find Du Charme Wealth Management here:
https://www.ducharmewealth.com/

Find Brian Miller, The Medicare Tour Guide here:
https://medicaretourguide.com/

DISCLAIMER: Branden DuCharme is an investment advisor representative of and offers investment advisory services through SCF Investment Advisors, Inc. an SEC Registered Investment Advisor • 10150 Meanley Drive First Floor San Diego, CA 92131• (800) 955-2517 • www.scfsecurities.com SCF Investment Advisors, Inc. and DuCharme Wealth Management are separate entities.

The information in this podcast is current at the time of recording. It is based upon sources and data believed to be accurate and reliable. The information, opinions, and forward-looking statements expressed herein are subject to change without notice. Moreover, all comments & opinions voiced herein are for informational and entertainment purposes only and are not intended to provide specific advice or recommendations and should not be interpreted as such. Further the opinions expressed are Branden DuCharme's and his guests and do not reflect the views and opinions of SCF Investment Advisors or any of its affiliates.

Investing involves risk including possible loss of principal. No strategy assures success or protects against loss. To determine what is appropriate for you, consult your financial professional. This information is not intended to be a substitute for specific individualized tax or legal advice. DuCharme Wealth Management and SCF Investment Advisors do not provide legal or tax advice. These services are provided by separate entities.

The guest speakers featured in this podcast are not affiliated with SCF Investment Advisors nor are they affiliated with DuCharme Wealth Management unless otherwise indicated.

[00:00:00] Intro clip.
[00:03:58] Understanding Medicare Supplement vs Advantage.
[00:16:53] Navigating Medicare and Cancer Costs.
[00:25:19] Special Enrollment Periods and Behavioral Bias.
[00:29:41] Navigating Insurance Bias in Recommendations.
[00:33:58] Navigating Medicare Enrollment Periods.
[00:46:04] Financial Disclaimer and Advisory Information

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