With credit card debt exploding, interest rates rising and banks failing, you may not think that title insurance and national settlement services are a big concern to consumers and lenders.

Just the opposite is true. In many instances knowing what kind of title insurance to obtain, when to file a title claim and how to use title companies to protect both lenders and borrowers subject to a lawsuit, can be a game changer that will save your “legal hide."

For Lenders, GSEs, and investors who are now sitting on toxic loan portfolios that have been in forbearance or workout status for years, the day of reckoning may be coming. Just as free and easy money masked a multitude of problems for Banks that invested poorly in T- Bills and T-Notes, so may the “other shoe drop,” as Lenders sitting on non-performing commercial and residential RE loans, as well as Lenders and GSE’s holding unsecured PPP and EIDL loans, may have to face the music that the assets are not worth nearly what they are booked for on the balance sheet.

Join Spencer as he interviews Randy Fernando of Property IQ National Settlement Services as they discuss these issues, how you can protect and prepare, and whether the recent failures of SVB, Signature Bank and the fire sale of Credit Suisse, are just the tip of the iceberg.

Disclaimer: None of the legal, or financial opinions or information expressed in this podcast may be relied on as legal, or investment advice by Scheer Law Group, LLP. Laws and economic issues affecting the subjects of this podcast change daily. This mandates specific review of legal or economic issues of interest or concern to you with legal counsel or financial advisors who are experienced in the areas of law or finance discussed in this podcast.

For more on Scheer Law Group, LLP, go to www.scheerlawgroup.com

There are a host of new laws and regulations that are in play in 2023, and failing to take note will cost you money and will raise the chances that you will face legal liability.

Mix in economic and real estate trends that raise volatility and uncertainty, and you need reliable and updated information. SLG Aims to bring that to you.

Stay tuned as SLG covers trends in the real estate market:

• RE pricing and economic trends.
• New laws in 2023 governing foreclosure sales and resales of foreclosed properties. Lenders, Trustees and Property Purchasers: Beware!
• Restrictive Consumer Laws Mandating licensing and disclosures to consumers and the impact on:
  1. Landlords
  2. Lenders
  3. Debt Buyers.
• Bankruptcy Laws and how they effect:
• How you hold title to your real property.
• Mechanics lien rights
• And more!

Don’t learn the hard way, after you are sued. Prepare now and listen to SLG attorneys as they take you into 2023, with new laws and trends affecting RE.

Disclaimer: None of the legal, or financial opinions or information expressed in this podcast may be relied on as legal, or investment advice by Scheer Law Group, LLP. Laws and economic issues affecting the subjects of this podcast change daily. This mandates specific review of legal or economic issues of interest or concern to you with legal counsel or financial advisors who are experienced in the areas of law or finance discussed in this podcast.

For more on Scheer Law Group, LLP, go to www.scheerlawgroup.com

The fall of Crypto King FTX may be the beginning of the end of rampant speculation in cryptocurrencies. What was originally thought to be a way out of government regulation and oversight may turn out to be the catalyst for the most intrusive and far-ranging government regulation of your finances and personal information in the history of this planet.

Make no mistake: Block chain and distributive ledger technology is here to stay. It is the next wave of accounting and information storage and exchange. However, the marquee names for crypto currencies like Bitcoin, Ethereum and Tether may just have been the latest Ponzi Scheme or Tulip Mania, and may give way to sovereign controls, as governments across the planet supplant or take control of crypto currencies like Bitcoin in the name of regulation or consumer safety.

Listen to the re-release of my interview with Dr. Philippa Malmgren, economist, entrepreneur and former Presidential Advisor as we discuss these topics. Pippa is wonderfully insightfully and will give you a likely view into the future of crypto, NFTs and more so you can determine whether the rust to crypto craze is the latest Ponzi scheme or the beginning of a Brave new World, and………. Who will be the winners and losers in the Crypto World?

In our Legal Segment: SLG will examine the latest news on the FTX bankruptcy, a test run for the U.S. Digital Dollar and new regulations governing discharge of student loan debt in bankruptcy.

Disclaimer: None of the legal, or financial opinions or information expressed in this podcast may be relied on as legal, or investment advice by Scheer Law Group, LLP. Laws and economic issues affecting the subjects of this podcast change daily. This mandates specific review of legal or economic issues of interest or concern to you with legal counsel or financial advisors who are experienced in the areas of law or finance discussed in this podcast.

For more on Scheer Law Group, LLP, go to www.scheerlawgroup.com