Today, Nick and Fei sit back down with Michael Foley to talk about employee benefits for physicians. What exactly is a 457? What are HSAs and FSAs, and how are they different? Michael answers all our questions.

Michael is an investment advisor representative of Cetera Advisor Networks, LLC. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. 6720 N Scottsdale Rd Ste 290, Scottsdale, AZ 85253.

Michael’s Bio: https://www.northstarfinancial.com/advisors/michael-foley/

Questions: FoleyTeam@NorthStarFinancial.com

Statistics: Next Millionaire Next Door – Thomas Stanley

YouTube Channel: Lifestyle Creep https://www.youtube.com/@Lifestyle-Creep

Wendy de la Rosa TED Talk: https://www.youtube.com/playlist?list=PLOGi5-fAu8bENcBPN_-1fxoFKZMFn5kHx

Time Magazine Article: https://time.com/25208/how-to-be-more-satisfied-with-your-life-5-steps-proven-by-research/

Social media: https://www.maxwell.syr.edu/research/lerner-center/population-health-research-brief-series/article/there-are-costs-from-spending-too-much-time-on-social-media

The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Advisor Networks LLC cannot guarantee or represent that it is accurate or complete.

Before investing, the investor should consider whether the investor’s or beneficiary’s home state offers any state tax or other benefits available only from that state’s 529 Plan.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Nick and Fei are not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by Nick and Fei is in no way related to Cetera Advisor Networks LLC or its registered representatives.

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