Retirement planning is a journey filled with complex decisions and potential pitfalls. In this episode of Your Financial Compass, Chris and Scott take a deep dive into some of the most common mistakes and misunderstandings that they see folks make when it comes to planning their finances to and through retirement.

Here’s some of what we discuss in this episode:

• How AI is changing business.
• Setting realistic expectations for your retirement.
• The average vs. the actual rate of return.
• What does sequence of return really mean?
• Balancing sequence of returns risk with a portfolio that is adequate for someone who is older.
• Dave Ramsey’s 7 baby steps toward saving for retirement.

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

As you approach retirement, the question of financial security becomes increasingly important. In this week’s show, we’ll continue our conversation about the essential strategies to ensure a secure and comfortable retirement. From understanding income sources and tax implications to coordinating with your spouse and managing lifestyle inflation, we’ll add to the list of items you need to think about before you walk away from work for good.

Here’s some of what we discuss in this episode:

• A small change you may be able to make that could have a huge impact on your bottom line.
• The ramifications of pulling from qualified accounts to supplement your lifestyle.
• Scott’s number one investment to make to protect your family, outside of inheritance.
• Tips to avoiding conflict with your spouse when it comes to retirement planning.
• The “silent killers” of financial planning.

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

In this show, we’re going to give you a list of key areas and questions that need your attention before you retire because these things could cause issues financially if you haven’t addressed them. We’ll also address often-overlooked aspects of your retirement plan, providing valuable insights and actionable steps to help you prepare for a financially secure future.

We have more than a dozen items on the list so we’ll break this show up into two parts beginning with today’s part one.

Here’s some of what we discuss in this episode:

• What are you going to do with your time when you retire to find that sense of purpose?
• Life challenges that come with retiring.
• How AI and technology could change your retirement.
• Where will your income come from?
• We’ll address the biggest concerns about the future of Social Security.

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.