Kristina discusses the five basic steps to retirement planning: income planning, expense management, investment management, healthcare and long-term care planning, and estate planning. She emphasizes the importance of following these steps to create a solid foundation for retirement. Kristina also explores various income options in retirement, including Social Security, pensions, annuities, real estate, options contracts, and limited partnerships.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses various retirement-related topics, including retirement savings, regrets, retirement destinations, and Social Security. She highlights the financial challenges faced by retirees, particularly women, and the importance of comprehensive financial planning. She also touches on the potential solutions for the Social Security funding issue, such as raising the cap on payroll taxes. Overall, the conversation emphasizes the need for individuals to plan and save for retirement to ensure a comfortable and secure future.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina speaks to some recent financial news stories and ties them in to retirement planning. Topics include retirement savings, regrets, retirement destinations, and Social Security. She highlights the financial challenges faced by retirees, particularly women, and the importance of comprehensive financial planning.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses how to find the right financial advisor. She emphasizes the importance of working with a professional who will look out for your best interests and help you create a comprehensive financial plan. She also highlights the need for tax planning, income planning, estate planning, healthcare planning, and investment management in a retirement plan. Kristina advises against working with advisors who push one product and encourages listeners to trust their gut and ask important questions when choosing an advisor.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses the importance of investing in retirement and how it differs from investing during one's working years. She covers topics such as risk tolerance, time horizon, and the need for growth to factor in inflation. She also touches on the importance of considering unexpected expenses and opportunities, such as healthcare costs and enjoying retirement. Additionally, Kristina discusses legacy wishes and the importance of tax efficiency in estate planning.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses the economic realities facing pre-retirees and retirees in the new retirement landscape. She emphasizes the importance of proper retirement planning and offers steps to ensure a successful retirement. The topics covered include diversifying portfolios, creating reliable income sources, understanding retirement milestones, and the role of artificial intelligence in financial planning. The conversation highlights the need for human expertise and care in financial planning, as AI cannot replace the human factor.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina addresses the challenges faced by the wave of baby boomers retiring everyday. The retirement of 10,000 baby boomers every day has significant impacts on Social Security, Medicare, housing, and the workforce. It also raises concerns about taxes and legacy planning. The challenges faced by Social Security and Medicare, such as timing of benefits and rising healthcare costs, need to be addressed. The housing market is affected by boomers both downsizing and upsizing, as well as the demand for retirement communities. Planning for retirement should include budgeting, considering healthcare needs, and preparing for the go-go years of retirement. Kristina also discusses the implications of divorce in retirement, the importance of legacy planning, and the need for steady income in retirement.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina explores the financial regrets of retirees and the challenges they face in retirement planning. She delves into the impact of unexpected events, the role of women in retirement, and milestone ages for retirement planning. The discussion also covers the importance of tax planning and the need for confidence-building strategies for women approaching retirement. The conversation covers a wide range of retirement-related topics, including retirement age, social security, RMDs, Medicare, annuities, estate planning, dividend-paying stocks, and more.

Reach Kristina Ping Kepperling at 844-593-8188.

Powerful Legacy Insurance and Financial Services

See omnystudio.com/listener for privacy information.