Miguel Armaza interviews Oliver Hughes, Head of International Business at TBC Bank, a Central Asian leading bank that’s publicly traded on the LSE with a $2B market cap. Oliver is also a true fintech leader - in the past, he was the CEO of Russia’s Tinkoff bank, where he built the operations from scratch to become the most profitable digital bank in the world, eventually reaching a market cap of more than $20B. He’s been leading in fintech well before anyone was talking about it.

We discuss:

• Leading Tinkoff Bank for 15 years and becoming the most profitable digital bank worldwide
• Why global fintech investors should be paying attention to Central Asia and Uzbekistan
• A preview of what the future of personal banking might look like
• Leaving Russia, why most debit-first neobanks have struggled… lots more!

Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.

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Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

Miguel on LinkedIn: https://bit.ly/3nKha4Z

Miguel on Twitter: https://bit.ly/2Jb5oBc

Fintech Leaders Newsletter: bit.ly/3jWIp

Miguel Armaza interviews Rodger Desai, CEO & Founder of Prove, one of the leading global companies in identity verification and fraud reduction.

Founded in 2008, Prove serves over one thousand corporations, including 9 of the top 10 US banks, and has raised around $200 million from Wellington, Oak HC/FT, Apax Digital, Mass Mutual, AmEx, Capital One, Verizon, and a long list of funds and impressive angels.

We discuss:

• Why KYC processes will become nearly free in the near future
• Using cell phone and telecom data to reduce scams and improve identity verification
• Implications of AI-powered fraud
• How Rodger keeps his own data and digital identity safe and away from bad actors… lots more!

Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.

Do you prefer a written summary? Check out the Fintech Leaders newsletter and join 65,000+ readers and listeners worldwide!

Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

Miguel on LinkedIn: https://bit.ly/3nKha4Z

Miguel on Twitter: https://bit.ly/2Jb5oBc

Fintech Leaders Newsletter: bit.ly/3jWIp

Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annualized revenue that provides credit to over 10 million customers across Latin America, Africa, and Southeast Asia.

Founded in 2015, PayJoy reached profitability in 2023 and has raised almost $200 million in equity financing from USV, Core Innovation, Greylock, Invus, and DNX.

We discuss:

• How his years at the Peace Corps in Africa shaped him and fueled the ambition to work with emerging markets
• Building your team and the importance of the first 10 hires of a startup
• Strengths and weaknesses on the transition from engineer to company CEO
• Why in startups there are no magic elves and you have to do all the work yourself… and a lot more!

Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today’s global leaders that will dominate the 21st century in fintech, business, and beyond.

Do you prefer a written summary? Check out the Fintech Leaders newsletter and join 65,000+ readers and listeners worldwide!

Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

Miguel on LinkedIn: https://bit.ly/3nKha4Z

Miguel on Twitter: https://bit.ly/2Jb5oBc

Fintech Leaders Newsletter: bit.ly/3jWIp