Many of us have goals we're saving towards, whether for the short, medium, or long term.

If your goal is in the medium term (3-5 years) or long term (5+ years), you might wonder if you need to adjust your investments or savings strategy as you get closer to achieving it.

Or, you might be nearing your goal and not realize it could be beneficial to change your asset class—and that's okay too. So, what should you do as you approach these goals? Let’s discuss.

Specifically, we chat about:

• Is there a ‘right’ time to take action i.e. too soon or too late?
• When you SHOULDN’T take action? E.g, Being shaken by market volatility even if your goals are still far away
• How does the level of risk you take affect your investments? (Growth vs income assets)
• A specific example where you may want to change your asset allocation

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

Today we're back with another Money Moments episode, where we chat to real Kiwis about money. In this episode, we are joined by Colin Magee, CEO of Catalist, the stock exchange connecting everyday investors and Kiwi businesses with big potential.

Colin has over 2 decades of experience in financial services working as a finance lawyer in London and a general counsel for an investment bank.

Most recently, his role was Head of Conduct at the Financial Markets Authority (FMA), where he led the teams responsible for regulating the stock markets and realised that there was a gap that needed to be filled in the New Zealand market.

In this episode, Colin shares about:

• The main differences of living and working in London vs New Zealand
• What types of assets he is investing in and why?
• What led him to start his own business, Catalist
• Why it's important to support small & medium businesses in New Zealand
• How small and medium-sized enterprises can fit into your portfolio

Keen to learn more about Catalist? Check out their website here.

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz

In today's podcast episode, we’ll be answering the question of - how does the KiwiSaver joining/transfer process work behind the scenes?

While expectations around banking/financial services these days are instant, unfortunately, the case with KiwiSaver transfers and many other investments isn't.

Whether you're moving to NZ and starting KiwiSaver for the first time, or over 18 and taking control of your account - it pays to understand how and why these processes behind the scenes can take some time

Specifically, we chatted about:

• How do you switch KiwiSaver providers? What happens behind the scenes?
• Which parties are involved in the transfer?
• How long does it take to switch KiwiSaver providers?
• How does this process differ whether you are transferring your balance VS joining KiwiSaver for the first time?

And much more!

If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend.

SUBSCRIBE to It's No Secret, wherever you listen to podcasts and never miss an episode: Apple Podcasts - Spotify

Follow us for fun chat & financial tidbits on IG: @itsnosecretnz
Got questions? Get in touch: www.itsnosecret.co.nz