Kate Welker is a CERTIFIED FINANCIAL PLANNER™ at Rooted Planning Group. With years of experience in the financial industry, Kate is passionate about helping individuals reduce stress and anxiety around money. She believes in empowering her clients by providing them with the knowledge and tools they need to take control of their finances. Kate's expertise lies in budgeting, debt management, and retirement planning.

In this episode of Money Roots, Kate Welker addresses the common issue of stress and anxiety surrounding the topic of money. She shares her own personal journey of overcoming financial anxiety and provides practical strategies to help listeners reduce their stress and feel more in control of their finances. Kate emphasizes the importance of facing your current financial situation, avoiding comparisons with others, creating a plan, and continuously learning about money management. By implementing these steps, individuals can gain a sense of empowerment and confidence in their financial decisions.

• Facing your current financial situation is the first step to reducing stress and anxiety around money. Take the time to gather all your financial information, including assets, debts, and monthly expenses.
• Avoid comparing yourself to others when it comes to money. Everyone has their own unique financial journey, and it's important to focus on your own goals and progress.
• Create a plan by identifying one small thing you can control and take action on. Whether it's increasing your savings or paying off debt, making incremental changes can lead to significant improvements over time.
• Knowledge is power when it comes to money management. Take the initiative to learn about personal finance through reputable resources, such as books, podcasts, or working with a financial planner.
• Seek professional help if needed. Consider working with a fee-only financial planner who can provide guidance tailored to your specific situation and goals.

• "When you talk about money, think about money, it comes up in conversations. Do you find yourself anxious or stressful? Are you having uncomfortable reactions? Maybe sweaty palms? Maybe your heart rate accelerates? Maybe your gut is churning?" - Kate Welker
• "Stop comparing. Your journey is your own, your money is your own, your lifestyle is your own." - Kate Welker
• "Pick one small thing you can control and start doing that. Small steps you can control begin to add up over time." - Kate Welker

• Rooted Planning Group - Website

Liz Zemak is an experienced financial advisor and homeowner. With a background in personal finance and a passion for helping others, Liz has dedicated her career to educating individuals on the importance of financial planning and homeownership. She has successfully navigated the challenges, providing them with expert guidance and support. Liz is known for her attention to detail and commitment to ensuring her clients make informed decisions. With a deep understanding of the local market, Liz is able to offer valuable insights and advice to those looking to buy or sell a home. She is dedicated to helping her clients achieve their real estate goals and is passionate about providing exceptional service.

In this episode, Liz Zemak addresses various questions and concerns related to homeownership. She begins by emphasizing the importance of hiring a reputable home inspector when purchasing a home. Liz provides tips on finding a reliable inspector and highlights the benefits of utilizing technology for inspection reports. She then discusses how to prioritize home improvement projects when you realize there are more repairs needed than anticipated. Liz advises making a comprehensive list and categorizing the repairs based on safety and urgency. She also suggests seeking the expertise of a general contractor and shares tips on finding a trustworthy contractor. Lastly, Liz emphasizes the importance of creating a designated drop zone in your home to keep things organized and create a sense of calm when entering your living space.

• Hiring a reputable home inspector is crucial when purchasing a home to ensure you are aware of any potential issues or repairs needed.
• Prioritize home improvement projects by creating a comprehensive list and categorizing repairs based on safety and urgency.
• Having a reliable general contractor in your contacts can provide valuable insights and cost estimates for potential home improvement projects.
• Creating a designated drop zone in your home can help keep things organized and create a sense of calm when entering your living space.
• Utilizing technology for inspection reports and organizing paperwork can streamline the home buying and maintenance process.

• "Before you make that purchase offer or decide that you want to have that house, make sure that you have it inspected." - Liz Zemak
• "Take it one step at a time and do what you can manage, and just starting somewhere will help you build that momentum." - Liz Zemak
• "Having one or two good general contractors in your contacts is a really, really good idea." - Liz Zemak
• "A drop zone in your home is a really great thing, whether you rent or you own." - Liz Zemak

Listen to the full episode here to gain valuable insights and tips for navigating the home buying and maintenance process. Stay tuned for more informative episodes from Money Roots.

Liz Zemak is a homeowner and home management expert. With years of experience in maintaining and managing her own home, Liz has developed effective strategies and systems to keep her house in order. She is passionate about helping others create a well-organized and efficient home management system. Liz shares her knowledge and tips through her podcast, Money Roots, where she provides valuable insights on various aspects of homeownership and home management.

In this episode of Money Roots, host Liz Zemak discusses the importance of creating a home management binder. She explains that a home management binder is a customizable tool that helps homeowners keep track of important information and tasks related to their homes. Liz shares her own experience and provides practical advice on how to create and maintain a home management binder. She suggests different categories to include in the binder, such as contact information, reminders, manuals, planning, and financial records. Liz emphasizes the benefits of having a home management binder, including better organization, easier maintenance, and the ability to pass on important information to future homeowners. She encourages listeners to start building their own home management binder and offers tips on how to maintain and update it regularly.

• Creating a home management binder is a valuable tool for homeowners to keep track of important information and tasks related to their homes.
• A home management binder can be customized to fit individual needs and preferences, whether in physical or electronic form.
• Categories to include in a home management binder may include contact information, reminders, manuals, planning, and financial records.
• Maintaining a home management binder helps homeowners stay organized, prioritize tasks, and easily access important information.
• A home management binder can be a useful resource to pass on to future homeowners when selling a house.

• "A home management binder is a great way to keep all the documents and information you need for your home in one place." - Liz Zemak
• "Having a home management binder helps free up brain space and allows you to easily access important information when needed." - Liz Zemak
• "Including financial records in your home management binder helps you keep track of maintenance costs and provides valuable information for future homeowners." - Liz Zemak

• Money Roots website: rootedpg.com

Don't miss out on Liz Zemak's insightful discussion on creating a home management binder. Tune in to the full episode of the Money Roots podcast to learn more about how this tool can help you stay organized and maintain your home efficiently. Visit rootedpg.com for more helpful tips and financial pointers.