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Wealth On Main Street

Wealth On Main Street

By: Richard Canfield & Jayson Lowe
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Welcome to the Wealth On Main Street podcast, a guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets to a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of Becoming Your Own Banker in Canada as only Canucks can!Copyright 2021 All rights reserved. Economics Leadership Management & Leadership Personal Finance
Episodes
  • 322: How Corporate Infinite Banking Can Destroy a Family’s Wealth Plan
    May 14 2026
    Many Canadian business owners hear the same message online. Use corporate Infinite Banking strategies, borrow against whole life insurance, and access money tax-free forever. It sounds simple. In some cases, it can work very well. However, many people do not understand the risks behind these strategies. Without proper planning, a powerful financial tool can become a massive CRA problem later. Some experts even describe it as a “nuclear tax bomb.” In this article, we break down how Cash Surrender Value (CSV) lines of credit work, why the CRA watches these strategies closely, and what business owners must understand before moving […]
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    35 mins
  • 321: How Rich Families Leave Tax-Free Wealth Behind
    May 7 2026
    In a financial landscape often dominated by fleeting trends and complex strategies, there emerges a powerful alternative: Infinite Banking. Far from a mere financial product, it's a philosophy, a way of life that empowers individuals and families to become their own bankers, fostering not just monetary wealth but also invaluable generational wisdom. We recently had the privilege of sitting down with TD, a former Wall Street professional who traded spreadsheets for workbooks and a broken financial system for one built on his own terms. His journey into Infinite Banking, as shared on the Wealth on Main Street Podcast, offers a compelling […]
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    46 mins
  • 320: The Truth About the 1988 IRS Whole Life Crackdown
    May 4 2026
    In April 1987, this single, audacious headline in the Wall Street Journal triggered a massive Senate subcommittee hearing, fundamentally altering the IRS tax code and the entire life insurance industry forever. In this deep dive, inspired by Chapter 4 of R. Nelson Nash’s seminal work, The Perfect Investment, we unpack the real history behind the tarnished reputation of whole life insurance. Discover why aggressive, misleading marketing nearly ruined the industry, how the 1988 regulatory fallout shaped modern rules, and why a properly structured Infinite Banking Concept (IBC) system remains one of the most powerful, rock-solid tools for cash flow control and long-term financial autonomy today.
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    27 mins
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