In this essential episode of the Transition to Medicare Podcast, we break down the key milestones and timelines you need to be aware of to transition into Medicare stress-free. Whether you're a few years away or just months before turning 65, understanding when and how to enroll in Medicare, Medicare Advantage, or Medigap can save you time and avoid unnecessary stress.

We'll guide you through different stages—from 10 years before turning 65 to the months immediately preceding your birthday. Learn about the critical periods for enrolling in Medicare Part A and Part B, the implications of the IRMAA based on your income, and the advantages of different plans such as Medicare Advantage or Medigap. Plus, find out how to navigate changes if you're enrolled in employer group health insurance and how to compare it with Medicare options effectively.

Don't miss our take on the overwhelming amount of Medicare information out there. Stay tuned for practical advice on handling your enrollment as the big day approaches. Subscribe to stay updated on all things Medicare, and visit our website at gmedicareteam.com for personalized support from our expert brokers.

Please register for our FREE Online Course here: https://www.gmedcourse.com/

Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states: AZ, CA, FL, IL, IN, KY, MI, MD, NC, OH, PA, SC, TX. If we do NOT work in your state, we can refer to agents that we know, like & trust across the country.

Check out our website at https://gmedicareteam.com/. Also, see our additional educational content on our YouTube Channel.

You can also connect with and learn more on TikTok and our private Facebook Group. While you're at it, check out our Google Reviews! Please get added to our mailing list so we can stay in touch with you.

Sources:

Average Medicare Advantage Premium 2024

2024 Medicare Costs

Medicare Application Forms

How to sign up for Medicare

2023 Medicare Trustees Report

Ever found yourself pondering the complexities of changing your Medicare Supplement (Medigap) coverage? You're not alone. Whether you're eyeing a switch from one Medigap plan to another, considering a transition to Medicare Advantage, or simply looking to update your Part D coverage, this episode of the Giardini Medicare Podcast is your go-to resource. Join Cameron Giardini and Joanne Giardini-Russell as they delve into the nuances of Medigap changes.

This episode isn't just about what to do; it's about understanding your options and the optimal times for making changes, underscored by different scenarios and streamlined processes. Whether it's leveraging the Medigap Open Enrollment Period, navigating the waters of Guaranteed Issue Rights, or tackling underwriting challenges, we've got you covered.

Plus, for those considering a switch to Medicare Advantage or merely tweaking their Part D plan, we break down the critical timelines and procedures to ensure a seamless transition.

Remember, changing your Medigap coverage isn't a decision to take lightly. With the right knowledge and guidance, you can make choices that best suit your health and financial well-being.

Please register for our FREE Online Course here: https://www.gmedcourse.com/

Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states: AZ, CA, FL, IL, IN, KY, MI, MD, NC, OH, PA, SC, TX. If we do NOT work in your state, we can refer to agents that we know, like & trust across the country.

Check out our website at https://gmedicareteam.com/ Also, see our additional educational content on our YouTube Channel.

You can also connect with and learn more on TikTok and our private Facebook Group, and while you're at it, check out our Google Reviews! And please get added to our mailing list so we can remain in touch with you.

Sources:

List of Special Enrollment Periods: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods

2024 Choosing a Medigap Policy: https://www.medicare.gov/publications/02110-medigap-guide-health-insurance.pdf

2024 Medicare and You Handbook: https://www.medicare.gov/Pubs/pdf/10050-medicare-and-you.pdf

In this episode, we're tackling a common question among Medicare Advantage enrollees: How do you switch to a new Medicare Advantage plan or transition to Medicare Supplement (Medigap) and Part D coverage? If you're considering a change or want to understand your options, this is for you.

Hosted by Cameron Giardini and Joanne Giardini-Russell of Giardini Medicare, we provide clear, actionable information on navigating Medicare changes. Our agency, based in southeast Michigan, assists consumers across 13 states in finding suitable Medicare coverage. For those living outside of these states, we connect you with reliable agents who can help.

In This Episode:

- An introduction to Medicare Advantage plans and how they compare to Original Medicare.

- A breakdown of when and how you can switch Medicare Advantage plans or move to Medigap and Part D coverage.

- Real-world examples to illustrate the change process and what to expect.

Before you go, consider subscribing for more Medicare insights and visit our website for personalized support. Schedule a call with our licensed brokers at gmedicareteam.com or contact us at 248-871-7756 for direct assistance.

Tune in to demystify the process of changing your Medicare Advantage plan and equip yourself with the information needed to make informed healthcare decisions.

Please register for our FREE Online Course here: https://www.gmedcourse.com/

Giardini Medicare is an independent insurance agency specializing in helping Medicare beneficiaries enroll in the Medigap or Medicare Advantage plan that fits their needs during their transition to Medicare. We are licensed and work virtually in the following states: AZ, CA, FL, IL, IN, KY, MI, MD, NC, OH, PA, SC, TX. If we do NOT work in your state, we can refer to agents that we know, like & trust across the country.

Check out our website at https://gmedicareteam.com/ Also, see our additional educational content on our YouTube Channel.

You can also connect with and learn more on TikTok and our private Facebook Group, and while you're at it, check out our Google Reviews! And please get added to our mailing list so we can remain in touch with you.

Sources:

Medicare Advantage Special Enrollment Periods: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods

Medigap Guaranteed Issue Rights: https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy

2024 Medicare and You Handbook: https://www.medicare.gov/Pubs/pdf/10050-medicare-and-you.pdf

2024 Choosing a Medigap Policy: https://www.medicare.gov/publications/02110-medigap-guide-health-insurance.pdf