Young Smart Money  By  cover art

Young Smart Money

By: Apple Crider
  • Summary

  • Young Smart Money HOSTED BY APPLE CRIDER 🍎 is a Business and Entrepreneurship podcast 🎙 for young entrepreneurs 👶 that contrasts the experiences of startup founders 📈 and social media influencers 📲📷 to help you understand the key differences and determine which appeals to you (if either). 🤷‍♂️💸 Follow along with all things YOUNG SMART MONEY 👶🧠💸 and APPLE CRIDER 🍎 on Instagram @AppleCriderOfficial. Please subscribe to Young Smart Money on iTunes 😍📲 & leave a 5-star review if you gained value from the podcast. ⭐⭐⭐⭐⭐ P.S. I appreciate y'all! 😜

    Apple Crider
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Episodes
  • Confronting Financial Wolf | How He Made $60,000 Before 18
    Dec 28 2020

    The Financial Wolf is one of the fastest growing YouTube creators in the make money online niche at only 18 years old. Today we are sitting down with Will a.k.a The Financial Wolf to talk YouTube growth, side hustle ideas, and the future of his YouTube channel. Enjoy!


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    TheFinancialWolf

    AppleCriderOfficial


    Will's YouTube channel blew up last year when a video called "I Sold Candy At School For 1 Week" got almost 1 million views. Since this video took off, Will has doubled down on his YouTube channel while still being in high school and has been able to scale his channel to over 60,000 subscribers.


    At the same time, he has continued to try out different methods of making money for teenagers beyond selling candy at school. Financial Wolf has had success with Shopify dropshipping, reselling, vending machines, and a host of other side hustles.


    While pursuing these make money strategies for teenagers, Will has been able to make over $60,000 before turning 18 and document the entire process on his YouTube channel, Financial Wolf.


    Teenagers and other students have been drawn to how real Will is in sharing the ups and downs of his different side hustles and being a genuine and relatable teenager himself.


    In this podcast interview, Will shares how he was able to make money as a teenager and grow his YouTube channel so quickly. He also breaks down why he succeeded in some businesses like dropshipping, but failed in others like running a social media marketing agency.


    Enjoy!


    TIMESTAMPS

    (if you use these you gotta subscribe...I don't make the rules)

    0:00 Intro

    0:33 The Financial Wolf and Dave Ramsey

    1:45 Making $2k Per Month At 15

    5:50 Struggles & Failure

    9:55 Vending Machines

    12:35 The Financial Wolf YouTube Channel

    20:05 Selling Candy At School

    22:00 Goals & Future Plans

    26:00 Financial Wolf's Income Streams

    28:00 Question From  @Jake Carlini 

    33:00 What Makes The Financial Wolf Special

    36:30 Who FInancial Wolf Looks Up To

    39:00 Words Of Wisdom

    39:34 Outro

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    40 mins
  • I FOUND THE 5 WORST CREDIT CARDS FOR 2021 | NEVER DO THIS
    Dec 24 2020

    These are THE WORST credit cards you will ever find. After spending hours searching through the darkest corners of the internet, these 5 credit cards are hands-down THE WORST in existence.


    Add me on Instagram! - AppleCriderOfficial


    Not all credit cards are created equal. Some can be great tools for scoring free travel or getting rewarded for spending you were already doing. BUT some credit cards are absolutely terrible and should be avoided like the plague.


    These credit cards charge their user's hefty fees for things they don't need and provide TERRIBLE customer service and support. Many of the companies on this list have BBB and TrustPilot profiles full of complaints from people who were unable to close their card once they realized how bad it was.


    Many of the cards on this list are what's known as Fee Harvesters. That means they're going to charge you annual fees, monthly fees, application fees, activation fees, and many more. SO that by the time you actually get a card like the First Premier Bank Gold Card, you will have already paid hundreds of dollars to First Premier and have noting to show for it!


    If you're trying to rebuild your credit, it can be easy to get sucked in by these companies promising you a way to do it, but I can tell you there are so many better ways to rebuild your credit than working with one of these companies.


    In fact, I have multiple videos on just this topic that will provide you with a list of MUCH better alternatives to choose from. Enjoy!


    NO CREDIT CHECK CREDIT CARDS: https://youtu.be/wKrx5HCTCEc

    WHAT TO DO IF YOU HAVE ZERO CREDIT: https://youtu.be/uTlOvy62mYI


    TIMESTAMPS

    (if you use these you have to subscribe...I don't make the rules)

    00:00 - Intro

    00:45 - #5 Mastercard Gold Card

    02:58 - #4 Horizon Credit Card

    04:41 - #3 Credit One Platinum Card

    07:34 - #2 Continental Finance Mastercard

    10:08 - #1 First Premier Bank Gold Card

    14:37 - Outro


    DISCLAIMER:

    The views and opinions expressed herein are those of the author and do not necessarily reflect the legitimacy of these companies. Many elements have been exaggerated for comedic effect. Do your own research and come to your own conclusion. For entertainment purposes only!

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    15 mins
  • What To Do If You Get REJECTED For A Credit Card [step-by-step]
    Dec 22 2020

    Getting rejected for a credit card sucks. But fortunately, you can still get approved for a credit card even if you were initially rejected. In this video, I'll break down how I was able to get approved for 4 credit cards that I was initially rejected for.


    Add me on Instagram! - AppleCriderOfficial


    I've been rejected for my fair share of credit cards (at least 6), but of those, I was able to get 4 of the rejections reversed and actually get approved for the credit card on the spot. I was able to do this by calling up the credit card's reconsideration line and making a case for why I should be approved.


    A credit card reconsideration line is exactly what it sounds like, a number you can call if you want to be reconsidered for a credit card. Most banks have a recon line that you can call and the process is pretty straightforward.


    But, you need to know what to say when you call recon. In this video, I'll give you a script to use when calling a bank's reconsideration line as well as some of the most common reasons why you might get rejected for a credit card and how to prevent these.


    By the end of the video, you'll be fully prepared to call the recon line. make your case for why you should be approved for a credit card, and reverse that credit card rejection you got.


    TIMESTAMPS


    00:00 - Intro

    00:37 - What To Do If You Get Rejected

    1:02 - The Reconsideration Line

    04:18 - Reasons You’ll likely Get Rejected

    08:10 - Things To Never Say

    10:20 - Outro

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    11 mins

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