How did a routine request from the FBI turn into a decade-long legal battle that helped reshape modern privacy law and ultimately inspire a new kind of mobile network?

In this episode, I sit down with Nicholas Merrill, founder of Phreeli and one of the most influential yet often under-recognized figures in the fight for digital rights. Long before privacy became a mainstream talking point, Nick was running an internet service provider that powered major global brands. That journey took a dramatic turn in 2004 when he became the first person to challenge the constitutionality of a National Security Letter under the Patriot Act, living under a gag order for years while the case unfolded. What followed was a deeply personal and professional transformation that led him to question whether litigation and legislation alone could ever keep pace with the scale of modern surveillance.

We explore how that experience pushed him toward a third path, building privacy directly into technology itself. From launching the Calyx Institute and developing privacy-focused Android software to raising a multi-million-dollar endowment for digital rights, Nick has spent decades turning principles into practical tools. Now, with Phreeli, he is taking that philosophy into one of the most data-hungry industries of all, mobile telecoms, reimagining what a carrier looks like when it is designed to know as little about its customers as possible.

Our conversation also tackles the shifting balance of power between governments and corporations in the data economy, and why the distinction between the two is becoming increasingly blurred. Nick explains the trade-offs involved in building a privacy-first operator in a heavily regulated market, the cryptographic thinking behind Phreeli's double-blind architecture, and why he believes consent and personal agency should sit at the center of the digital experience.

This is a story about resistance, resilience, and the belief that technology can be used to restore choice rather than quietly remove it. It is also a timely reminder that privacy is not an abstract concept for activists and engineers, but something as familiar as closing the curtains in your own home.

So after three decades on the front lines of this debate, what does Nick think most of us still misunderstand about our digital rights, and what single shift in mindset could change how we all approach privacy in the connected world?

Have you noticed how every week brings a new headline about AI driven fraud, yet it still feels hard to tell what is real risk and what is noise?

In this Tech Talks Daily episode, I'm joined by Tommy Nicholas, CEO of Alloy, for a candid conversation that cuts through the fear driven commentary and gets into what fraud teams are actually dealing with right now.

We start with a simple but important distinction that gets blurred all the time. Tommy separates classic "fraud," where institutions take the hit, from "scams," where individuals are manipulated into handing over money or access. That framing changes how you think about solutions, accountability, and where AI is making things worse.

Tommy also shares why he believes fraud losses are often massively underreported. It is not because people are trying to hide the truth, it is because organizations rarely have a single, clean view of losses across every product line and channel.

Add messy labeling, split ownership across teams, and reporting becomes a best effort estimate rather than an objective number. That reality matters if you're building board level narratives, budgets, or risk models on top of survey data.

From there, we talk about what organizations are getting right. Tommy argues there is no magical "undetectable" attack that forces teams to give up, but there is a very real breakdown happening in old fallbacks, especially human review of images and video.

The bigger shift he sees is banks and fintechs finally pushing for consistent tooling across every channel, web, mobile, branch, call center, support tickets, because fraud does not respect internal org charts.

We then get into why Alloy's AI Assistant is an interesting signal for where agentic AI is heading in regulated work. Tommy explains that agents are only useful when they have rigorous context, strong sources of truth, and clear workflows.

Otherwise they guess, and "looks good" is not the same as "safe to run in production." He also lays out where agents can genuinely outperform humans, like scaling investigations during sudden surges, while keeping processes auditable and repeatable.

We close by looking ahead at agentic commerce, and why Tommy thinks the breakthrough will arrive through weird, emergent behavior rather than a neat protocol roll out.

When you listen back, do you think the next big leap in fraud prevention will come from better models, better data, or better operational discipline, and what would you bet on if your own customers were the ones on the line?

How do you prepare an entire generation for a world where AI is already shaping how we work, create, and solve problems?

In this episode of Tech Talks Daily, I'm joined by Dr. Tara Nattrass, Chief Innovation Strategist for Education at Lenovo, for a grounded and thoughtful conversation about what responsible AI integration really looks like in K–12 classrooms.

Tara brings more than 25 years of experience inside school districts, including serving as Assistant Superintendent for Teaching and Learning in Arlington Public Schools, so this isn't a theory-led discussion. It's informed by lived experience.

We explore how the conversation has shifted over the past 18 months. AI has been present in schools for years through adaptive software and analytics, but the arrival of generative and now agentic AI tools has accelerated everything. As Tara explains, the debate is no longer about whether AI should be in schools. It's about how to approach it responsibly, strategically, and in ways that genuinely improve learning outcomes.

A big theme in our conversation is AI literacy. Tara breaks this down in practical terms, moving beyond technical understanding to include critical thinking, creativity, collaboration, and the ability to evaluate risk and bias. She shares real examples of students designing AI tools to solve problems in their communities, shifting the focus from passive consumption to active creation.

We also talk about infrastructure readiness. Many school systems have bold ambitions around AI, but there is often a gap between vision and technical capability. AI-ready devices, intelligent infrastructure, cybersecurity, and data governance all play a role in making innovation sustainable rather than experimental.

Lenovo's approach, as Tara describes it, centers on building education ecosystems rather than simply refreshing hardware.
There is also a careful balance to strike between innovation, privacy, and inclusion. From hybrid AI models to questions around where data is stored and who can access it, schools are navigating complex decisions. Tara shares how Lenovo partners with districts, policymakers, and organizations such as ISTE and ASCD to align infrastructure, professional learning, and governance frameworks.

Looking ahead, we discuss what will separate school systems that truly benefit from AI from those that simply layer new tools onto old teaching models. Vision, educator upskilling, cybersecurity, and rethinking assessment all feature prominently in her answer.
If you are working in education, technology leadership, or policy, this conversation offers a practical view of how AI-ready classrooms are being built today and what still needs to happen next.

As always, I'd love to hear your thoughts. How is AI reshaping learning in your organization, and are you ready for what comes next?