Budgeting for Beginners

Budgeting 101 for Men, Women, Couples, Parents and Businesses. An Introduction to Money Management Skills and Personal Finance Strategies for Entrepreneurs & Small Businesses

By: John Noble

Narrated by: Dr. Jeff Hutchinson

Length: 4 hrs and 6 mins

Publisher's summary

Your money doesn’t know where to go - you need to be the one who gives it some direction

Do you feel like your pay check just passes through your account each payday, all spent up before you even get a chance to look at your account?

Do you always find yourself scraping money together just to pay your bills?

Do you often wonder where all your money goes, even if you’re making a decent income?

If you do, then let’s face it - you need a budget.

No matter how much money you have coming in, without a consistent way to keep track of it, that money is bound to vanish as soon as it goes into your pocket.

And if you want to build wealth, this is not a sustainable way to live.

Without knowing how much you’re spending and what you’re spending on, you can’t take the necessary measures to reduce your expenses and increase your savings.

By taking charge of your finances with a goal-oriented, realistic, and personalized budget, you will never again have to scramble to pay your bills every month.

Plus, when you have control over your money, you can channel it towards more profitable endeavors that will improve your finances.

In Budgeting for Beginners, here is just a fraction of what you will discover:

• A step-by-step guide to preparing a budget that fits your lifestyle and addresses your financial needs
• How to deal with common budgeting challenges without resorting to additional debt or deprivation
• How to fairly divide household expenses as a couple, while continuing to enjoy your independence
• The crucial expense you need to add to your budget as a parent
• How to make budgeting easier by having these lists and documents on hand before you start
• Pain-free saving tips that will reduce your expenses and build up your nest egg without having to sacrifice your health or peace of mind
• Why you need at least 3 separate accounts if you own your own business, even if you’re a sole proprietor
• The budgeting style that will curb your impulsive spending habits without needing to depend on your own self-control
• Realistic money management practices that help you stick to your budget effortlessly
• And much more.

Even if you’re not good with numbers or are intimidated by financial talk, you can’t afford not to face and tackle your finances.

You don’t need to be a math whiz to succeed in budgeting. You can get the help of a calculator, a spreadsheet, or even a budgeting app to deal with the numbers.

What matters is that you’re aware of where your money is going, and that you have control over where you want it to go.

Take charge of how your money is spent, and set yourself on the right path towards financial freedom.

If you want to stop wondering where your money keeps disappearing to and finally end your financial stress, then scroll up, and click the “buy” button right now.

©2021 John Noble (P)2021 John Noble

Perfect Said

I love the voice and how empowering this book is. It makes you want to take action and get your finances in order quickly!

A little late

I got this book a little too late. It had some good idea as well as advice. I liked the book though it does not help me. I got this book free from a contributor and this is my honest and voluntary review.