In this episode of The Crazy House Prices Podcast, I break down what happens after a sale is agreed upon in Ireland, drawing from my book "How to Buy a Home in Ireland." I cover the crucial steps following a 'sale-agreed' status, such as notifying your solicitor, paying a booking deposit, arranging a pre-purchase survey, and securing mortgage protection and home insurance. I highlight that 'sale-agreed' is non-binding, meaning the deal isn't final until contracts are signed, and discuss common hurdles like probate, structural surveys, and potential renegotiations of the sale price.

I share a checklist for buyers, including the importance of clear communication with solicitors and estate agents, and preparing for potential delays. The episode also touches on the often frustrating, slow pace of the buying process due to factors like bank delays and the complexity of probate. This episode aims to demystify the post-sale-agreed phase, offering guidance to navigate the path to homeownership with more confidence and less stress.

Support the Podcast: If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.

Stay Connected: Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.

Subscribe and Share: Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.

You can order my book: "How to buy a home in Ireland" here

Sponsors: Beat The Bank & Daft.ie

In this episode of "The Crazy House Prices Podcast," I delve into the extra costs of buying a home in Ireland, a key topic from my book "How to Buy a Home in Ireland." I cover essential expenses beyond the deposit, such as stamp duty, solicitor and valuer fees, property tax, home and mortgage protection insurance, and moving costs.

Listeners will gain insights into managing these additional costs, with advice on budgeting effectively. I recommend saving 12%-13% of the home's purchase price to comfortably cover these expenses. The episode offers practical tips, including considerations for stamp duty, the importance of a comprehensive surveyor’s report, and the advantages of alarm systems like Ring.

Support the Podcast: If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.

Stay Connected: Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.

Subscribe and Share: Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.

You can order my book: "How to buy a home in Ireland" here

Sponsors: Beat The Bank & Daft.ie

This episode is a must-listen for anyone embarking on the journey of buying a home, especially focusing on the crucial six-month preparation period before applying for a mortgage.

In This Episode: - Getting Organised: Understand why the six months leading up to your mortgage application are vital and how to best prepare during this period. - Credit Reports Decoded: Learn the importance of checking your credit report early and how to address any unexpected issues that might arise. - Financial Habits for Success: Discover practical tips for maintaining clean bank statements and why certain spending habits can be red flags to lenders. - Savings Strategies: Gain insights into effective savings techniques, setting up different accounts for various needs, and how to plan for additional costs beyond your deposit. - Mortgage Exemptions Explained: Get a clear understanding of the recent changes in mortgage lending rules in Ireland, including exemptions and how they might apply to you.

Episode Highlights: - The significance of being financially organised before applying for a mortgage. - The impact of your credit history and how to preemptively tackle potential issues. - Tips on managing your finances, from avoiding gambling transactions to handling overdrafts. - Strategies for saving effectively, including how to allocate funds for immediate needs and long-term goals. - Understanding the nuances of mortgage lending rules and how to potentially qualify for exemptions.

Support the Podcast: If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.

Stay Connected: Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.

Subscribe and Share: Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.

You can order my book: "How to buy a home in Ireland" here

Sponsors: Beat The Bank & Daft.ie