Infinite Banking Mastery  By  cover art

Infinite Banking Mastery

By: Valerie LaRoque
  • Summary

  • Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it’s overwhelming, isn’t it? And the banks and government aren’t going to help you. We all know this. That’s the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don’t rely on the government and the banks. Valerie LaRoque, your host, is an authorized IBC Practitioner (with the Nelson Nash Institute).. Listen to the Infinite Banking Mastery podcast where you will discover the power of the Infinite Banking Concept (IBC). Grow a tax-free pool of cash. Take full control over your financial future. And most importantly, build your legacy.
    Copyright 2022-2024
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Episodes
  • Real Life Examples of IBC
    May 2 2024

    Hypotheticals are one thing, but you want to know: “How do people actually use Infinite Banking to make their lives better?”

    Today I’m answering that question the best way I know how: by filling this episode to the brim with examples of what real people have done, and are doing.

    There’s no theory or filler in here, just real world evidence of how IBC can help you handle the needs, wants, and challenges of life.

    Listen now!

    Show highlights include:

    • How to buy that house you want, even if you can’t qualify for a big enough mortgage. (1:14)
    • Why one client was able to buy a new car without adding a dime to his monthly expenses. (2:20)
    • Routine oil change reveals thousands of dollars in needed repairs. How IBC empowers you in this catastrophic situation. (3:39)
    • IBC vs. College Expenses. How to win, even if you started late. (4:49)
    • How to use Infinite Banking to upgrade your professional practice without freaking out your CPA. (5:41)
    • Two factors that make paying off your mortgage with IBC worth it. Do they apply to you? (6:35)
    • Overlooked benefits of using IBC to pay off personal debt. (7:33)
    • Need these home improvements? Real home repairs and upgrades accomplished through Infinite Banking. (9:41)
    • Why I funnel so much money through my IBC. (10:20)
    • Little-known way your policy can save itself during financial hardship. (10:52)

    Reach out to me:

    valerie@alphaomegawealth.com

    https://www.linkedin.com/in/valerie-laroque-lacp-b569509

    Infinite Banking Mastery (infinitebankingnorthwest.com)

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    13 mins
  • Is Infinite Banking a Scam?
    Apr 25 2024

    In a world where “too good to be true” usually is, it’s easy to wonder if Infinite Banking works the way advisers like me claim.

    Maybe that’s why so many people head to Google and ask “Is Infinite Banking a scam?”

    In this episode I’m going to separate fact from fiction so you can see through the confusion and misrepresentations certain “experts” create around IBC.

    I’ll also explain why so many qualified financial experts refuse to tell their clients about IBC, even when it could fit them perfectly.

    Listen now!

    Show highlights include:

    • What Dave Ramsey gets wrong about Infinite Banking, and why trusting him on this topic can cripple your financial plan. (1:10)
    • Confusing IRS definition that spooks consumers away from IBC and all its advantages. (3:35)
    • Dividend danger? Whole life insurance companies can miss a dividend, but how big is the risk really? An honest look. (7:00)
    • Why borrowing against your whole life policy isn’t “being charged to borrow your own money,” regardless of what radio experts say. (9:14)
    • One reason most advisors don’t promote IBC. Hint: It’s not about your best interest. (15:20)

    Reach out to me:

    valerie@alphaomegawealth.com

    https://www.linkedin.com/in/valerie-laroque-lacp-b569509Infinite Banking Mastery (infinitebankingnorthwest.com)

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    17 mins
  • Protecting Your Older Self, Part 3.
    Apr 18 2024

    Now that you understand long term care coverage and why it’s so important, it’s time to talk about different ways to secure these benefits. Benefits that could be the difference between dignity and despair in the latter years of your life.

    In this episode I’ll explain the basic terminology you need to know, and tell you about different options available to you.

    Listen now!

    Show highlights include:

    • Long term care coverage option that’s as easy to understand as car insurance. (1:09)
    • Heartbreaking motive behind people dropping long term care coverage just before they need it most. (1:50)
    • Benefit Payments 411: What they are. How they work. And the highest benefit amounts I’ve seen. (2:21)
    • Why it’s hard to find a policy with a lifetime benefit period anymore, and what periods you can expect to find instead. (3:36)
    • Reason John Hancock, with government approval, signed off on raising rates on existing customers. (4:29)
    • Why common sense supports getting an inflation rider on your long term care coverage policy. (7:15)
    • Long term care coverage that works like a bank CD? How it works explained. (12:30)

    Reach out to me:

    valerie@alphaomegawealth.com

    https://www.linkedin.com/in/valerie-laroque-lacp-b569509

    Infinite Banking Mastery (infinitebankingnorthwest.com)

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    16 mins

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Awesome listen!

Very interesting to learn Valerie’s story. Can’t wait to listen to more and learn more financially!

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