Welcome to our new series - FinTech Week in 15 mins - where we'll cover major FinTech and Financial Innovation headlines from the week. This week we talk about:

• Phones as POS - Square launched Tap to Pay on Android, Fiserv integrates Clover with Apple Tap to Pay

• Shopify expanding its financial products suite with the launch of "Bill Pay" Tool

• DeFi gaining access to the mainstream financial services world with TransUnion now offering credit scoring to DeFi Apps.

• Friction between regulators and crypto platforms continues due to lack of clear regulations - Coinbase sues SEC, and some crypto platforms exit Canada

• RBC partnered with Conquest Planning, SEI Canada partners with CapIntel

• Executive changes at Wealthsimple - new CMO and CTO

• AI - Klarna announced new AI-powered features, Fairly AI raises $2.2M, KPMG partners with MindBridge for AI-powered smart audit platform "KPMG Clara"

• and more.....enjoy listening!

At the end of May, Tracey and I recorded this podcast to talk about payments modernization and Canada's progress towards real-time payments, among other things. We also talked about open banking, the Retail Payments Activities Act that the Bank of Canada is underway with, and payments innovation in general. Tracey is deeply experienced in payments in Canada and while we still dont have a date for the launch of the RTR, you might hear Tracey talk about a few things you didnt know before in this episode. One of those things might be that RTR API's are available to test in a sandbox. The developer portal where the RTR API's live can be found here: https://developer.payments.ca/