Dev Raga Personal Finance  By  cover art

Dev Raga Personal Finance

By: this is money
  • Summary

  • Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


    Formerly named my millennial money professional


    Hosted on Acast. See acast.com/privacy for more information.

    this is money
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Episodes
  • 416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)
    Apr 30 2024

    In today’s episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:


    👉🏾 qualifications of a mortgage broker

    👉🏿 how to prepare for a meeting

    👉🏻 how brokers get paid

    👉 what are the focus of interest rates

    👉🏼 specific loan features

    👉🏽 health care workers / high-income earners

    👉🏾 difference from commercial loans

    👉🏿 fixed variable rates

    👉🏻 penalties for breaking the rules

    👉 redraw and offsets


    Rachelle Kroon

    https://www.spherehomeloans.com.au/





    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 11 mins
  • 415 Q&A: overtime, burn out, property v shares, productive assets and more
    Apr 23 2024

    In today’s episode Dev answers some of your questions, touching on:


    👉🏾 overtime and sustainability?

    👉🏿 ways to pay back credit cards?

    👉🏻 increase earning potential?

    👉 taxation for RNs,

    👉🏼 high income earns and trusts?

    👉🏽 property vs shares


    Related episodes 🎧


    👇

    348 income per unit time vs income per unit effort

    094 income and deductions!

    099 little known deductions!

    107 investment property deductions!

    045 what are REITs?

    203 what is diworsification?


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.





    Hosted on Acast. See acast.com/privacy for more information.

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    39 mins
  • 414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2
    Apr 16 2024

    In today’s episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:


    👉🏽 income protection and life insurance

    👉🏾 trauma insurance and TPD

    👉🏿 claim rejections


    We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.


    To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


    SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.




    Hosted on Acast. See acast.com/privacy for more information.

    Show more Show less
    41 mins

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