Why have property prices increased despite 13 interest rate rises? Can I get a loan while I’m on probation? Why is housing affordability so bad? These are just some of the questions we answer in a new format of the Australian Property Investment Podcast, where we host a roundtable with our Mortgage Brokers at Atelier Wealth.

This episode busts common myths and unveils powerful strategies to unlock your financial potential.

Would you like to buy through your Self-Managed Super Fund (SMSF)? How did Damien Walker scale up a property investor's portfolio when their last broker couldn’t?

Our expert team of mortgage brokers tackles common questions and explores ways to help you become a 1% property investor.

Key Takeaways:

Mortgage myths debunked: probationary periods, credit cards, and more!
Innovative investment strategies: explore SMSFs for property investment
Maximise your borrowing capacity and understand market trends

Want to learn how to get pre-approved for a mortgage faster? Hit the like button, subscribe for more financial tips, and turn on notifications!

Timestamps

00:00 - Intro
00:58 - Housing Affordability
04:17 - The Impact of HECS Debt on Borrowing Capacity
09:27 - Debunking the Myth of Probation and Loans
11:50 - SMSF is the Flavor of The Year
13:51 - Case Study: Structuring Your Loan for a Long-Term Investment Play
18:45 - The Golden Rule
20:00 - Commsec State Performance
23:15 - The Power of Multiple Valuation
31:41 - The Bucket System
33:06 - Outro

About Atelier Wealth:

Today, Atelier Wealth is a multi-award-winning mortgage brokerage. Our passion, experience, and dedication are key ingredients in helping us maintain our position as one of Sydney’s leading mortgage brokers.

We will do everything in our power to help our clients on their property journey. We work with a variety of clients with differing personal and financial circumstances. Some of our clients may be struggling to secure a loan for any number of reasons.

No matter what your property goal is, we can help. At Atelier Wealth, we find it incredibly rewarding to assist our clients to secure finance. We work in partnership with our clients to make their property dreams come true. Together we’ll make it happen.

Resources:

Commsec State of the States report: https://bit.ly/44mAhaE

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Looking to achieve financial independence and build wealth through property investment? Join Natasha Etschmann as she shares her inspiring journey to financial freedom. Even without any financial support for her property purchase, Natasha's determination led her to acquire her first property at a young age. Learn from her 'getting rich slow' philosophy, emphasising sustainable, long-term investing strategies. Gain actionable tips on managing finances, automating savings, and avoiding lifestyle inflation.

Discover the keys to financial empowerment with Natasha Etschmann's practical advice. Her journey showcases the power of strategic property investment in attaining long-term wealth and independence. Take control of your financial future today!

Timestamps

00:00 - Intro
02:51 - Personal finance and investing for long-term wealth
07:25 - Avoiding overspending, and maintaining a healthy relationship with money
10:13 - Saving and investing for property ownership
15:32 - Avoiding lifestyle inflation and saving for the future
18:47 - Debt management and financial safety nets
22:20 - Financial independence, retiring early, and saving for property in Australia
28:18 - Investing and achieving financial freedom through practical strategies

About Natasha:

Natasha Etschmann is a personal finance enthusiast and blogger who shares her journey toward financial freedom. She started her financial education at 18 and purchased her first apartment by 22, working diligently to build her net worth.

Through her blog and social media platforms like TikTok and Instagram, she offers practical advice on saving, investing and making money. Natasha is passionate about helping others understand and manage their finances without sacrificing their lifestyles.

Connect with Natasha:

Follow Natasha on LinkedIn:
https://www.linkedin.com/in/natasha-etschmann-17b05a180/

Follow Natasha’s Facebook:
https://www.facebook.com/profile.php?id=100064022020052

Follow Natasha’s Instagram account:
https://www.instagram.com/tashinvests/

Visit Natasha’s website:
https://tashinvests.com/

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Dream of retiring early with passive income from property? Our guest, Rob Flux, has helped 70+ people achieve financial freedom through property development!

In this interview, Rob unveils, you'll discover powerful strategies to make early retirement a reality. Rob shares his proven methods used to help over 70 people achieve financial freedom. Learn how property development can accelerate your path to financial independence and unlock the secrets of generating passive income through smart investments.

Explore successful development approaches like subdivisions and townhouses, and master Rob's unique 16-Driver Framework to identify high-potential properties with guaranteed demand. Plus, develop the winning mindset needed to thrive in the property development game and get actionable steps to kickstart your early retirement journey with property!

Timestamps

00:00 - Intro
00:46 - Definition of property development and differences from buy and hold
10:49 - Choosing scalable development strategies like subdivisions and townhouses
16:58 - Determining financial goals and regularly assessing investment performance
28:44 - Rob Flux's framework of 16 market drivers to understand demand
33:10 - Assessing deals quickly through education and experience
39:23 - Mindset being 50% of property development success
47:44 - Current market opportunities from low supply and high population growth
51:00 - Steps to get started in property development through education and community

About Rob Flux:

Rob is a dynamic figure in property development, education, mentoring and public speaking, with a passion for helping others in the property market. He adds value to properties through development rather than relying solely on market forces.

Having attained financial independence through property, Rob dedicates much of his time to guiding others through education and mentorship via Developer Network Pty Ltd. His personal mission is to liberate over 1000 individuals from financial constraints by 2030 through his Financial Freedom Club, which requires members to generate income from property investing.

Connect with Rob Flux:
Follow Rob on LinkedIn:
https://www.linkedin.com/in/robflux/
Follow Rob’s Facebook:
https://www.facebook.com/rob.flux
Visit Rob’s website:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au