Want to understand how soaring insurance premiums could be affecting your commercial real estate investments? Tune in to our latest episode of Peaks and Portfolios, where we have Ted Brown, president and partner at Lockton Companies, shedding light on this critical issue. Ted brings his expertise to the table, breaking down how skyrocketing insurance rates, particularly in states like Texas and Florida, are disrupting underwriting processes and slowing sales. Learn how the landscape of property and liability insurance is evolving and what positive trends are on the horizon for property insurance rates.

We take a deep dive into the property insurance market and its turbulent journey since 2016. From natural disasters to the increased cost of capital, Ted and I explore how these factors have rippled through the industry, affecting reinsurance and commercial carriers. Discover why property insurance rates are starting to stabilize as carriers reach profitability, even as the liability insurance market lags behind, driven by the influx of private equity funding mass tort litigation in states like California and Texas.

But it's not all doom and gloom. We also highlight the strategies for fostering a symbiotic relationship between real estate investment firms and insurance carriers. Emphasizing mutual understanding, strategic planning, and data-driven decisions, Ted shares how aligning values can help investors navigate market cycles more effectively. Whether you're interested in construction types, jurisdictional differences, or long-term risk management, this episode is packed with insights to help you mitigate the financial strains of rising insurance expenses and ensure success in your real estate endeavors. Don't miss out on these valuable discussions!

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