Building Financial Habits

A Teenager's Quickstart to Financial Literacy

By: F.C. Ramirez

Narrated by: Michael F. Ward

Focus on your future, learn the ins and outs of finance, and become financially independent!

Are you constantly trying to find ways to make more money or save the right amount so you can go out with your friends, socialize, or buy the next big thing on the market?

Does it seem like budgeting or saving is just a lost cause because everything is just too expensive now?

Are you worried about how to manage your money the right way and you are looking for an experienced guide to help you through it?

When it comes to financing and saving, many teenagers don’t seem to understand the kind of power and responsibility that comes with money. Whether you have a part-time job or you get an allowance from your parents, saving and budgeting are a huge part of what makes you independent.

This is your chance to do things right very early on.

There are so many ways that a teenager, like you, can really become financially independent even if you are still living with your parents.

You have the power and knowledge in your hands to learn how to budget, how to get an income, how to invest, and how to plan your days out properly.

This is your life.

Take this opportunity and control how you spend your money.In this practical guide you will discover:

• The world of finance and financial literacy to experience a new side of the world even if you’ve never worked a day in your life
• The millionaire habits that many successful entrepreneurs follow to grow their wealth and retire at a young age
• The ins and outs of bank accounts – discover exactly what you are looking for, what you need, and how to open one
• How to develop an income – sift through tons of strategies and ideas so you can start bringing in money to help your plans for the future
• The power of budgeting that you can use to make sure you are making smart decisions with your hard-earned cash
• How to get a credit card and which plan can help you manage your budget and maintain a good credit score
• The potential of investing that every teen needs to know to double or, maybe even, triple your money
• How to plan for the future and retirement with tips and tricks that will help give you the life you really want
• And much more.

No one really tells you to start thinking about money at a young age, right?

They expect you to be a child, worry about school, and focus on having fun. While enjoying life and having a carefree childhood is lovely, the future is inevitable.

Take this chance, think about yourself, and start managing your finances the right way.

If you’re ready to hop on the finance train and start being independent, then scroll up and click the “Add to Cart” button right now.

©2022 F.C. Ramirez (P)2023 F.C. Ramirez

Vital book for teens

I can think of very few things that are more important than teaching your teen to become fiscally responsible, it's something that can change the trajectory of their life from one of struggle to one of financial confidence. This book is a great starter to motivate your teen; written simply and entertainingly it will not disappoint.

Love the emphasis of long term thinking!

With the education system failing our teens with financial education, more books like this are needed! Great information in general when it comes to financial independence, managing money, and building wealth in a way teens can understand and find entertaining!

Informative information not taught in school.

The story is very informative. Teens and young adults can benefit from this book. The narrator is clear and easily understandable.

Build Healthy Financial Habits With This Book!

Building Financial Habits is a must-read for teenagers who want to learn the ins and outs of financial literacy. This book is written in a way that is easy to understand and digest, making it perfect for those who are just starting to explore the world of personal finance. F.C. Ramirez's writing style is engaging and informative, providing practical advice on how to manage money, save for the future, and invest wisely.

One of the things that sets Building Financial Habits apart from other personal finance books is its focus on building healthy financial habits from a voung age. Ramirez emphasizes the importance of understanding the value of money, creating a budget, and avoiding debt. The author also covers more advanced topics such as investing, retirement planning, and real estate.

The book is full of valuable insights and practical tips, making it a valuable resource for teenagers who want to take control of their financial future. The author's experience as an investment banker shines through in the clear and concise advice he provides.

Wonderful book full of useful information

From beginning to end this book is filled with useful information for teens and adults alike. The author uses stories and anecdotes to get their point across and make listening so much more interesting. I read this book to help my teen but I found some great tips for myself as well, specially in chapter 7! Definitely recommend this book to anyone lookikg to take charge of Their financial independence.

Great value!

I can confidently say it's an excellent resource for young adults looking to improve their financial literacy. The author's tone is engaging and easy to follow, and the content is informative without being overwhelming. Ramirez breaks down complex financial concepts into digestible pieces, providing practical tips and strategies for building good financial habits. Overall, I highly recommend this audiobook to anyone looking to take control of their finances and build a solid foundation for their financial future. Five stars!

well-written, engaging, and packed w/ useful info

I recently listened to "Building Financial Habits" and found it to be an incredibly helpful guide for teenagers looking to develop strong financial literacy skills. The author does a great job of breaking down complex financial concepts into easily digestible sections, with plenty of relatable examples and practical tips for young readers.

What I appreciated most about this book was its focus on developing positive habits that will serve teenagers well throughout their lives. The author emphasizes the importance of setting goals, creating a budget, and saving for both short- and long-term expenses. I also found the section on investing to be particularly informative, with clear explanations of different types of investments and strategies for building a diversified portfolio.

Overall, I highly recommend "Building Financial Habits" to any teenager looking to gain a better understanding of personal finance. The book is well-written, engaging, and packed with useful information that will help readers make smart financial decisions both now and in the future. Five stars!

Great financial book for teens and adults

This book is very informative and an easy read. Aimed towards teens but has information for all ages. Narrator kept me engaged the whole time. Would definitely recommend.

Very Helpful Book with Engaging Narrator

Amazing book for teenagers with a rudimentary understanding of financing. Teaches many methods and lessons regarding saving and spending money. Narrator has a very calm and articulate voice that doesn't bore you and keeps you engaged in the book.

Great information for financial stability

The book has extremely useful knowledge to offer whether you’re an adult or teenager looking to improve your financial literacy and understanding. This book is an embodiment of what should be taught in school, or to young adults. Great voice, great information. Highly recommend this book for all.