Have you ever heard the story of someone who managed to overcome a dire financial situation and immediately thought “I would love to know how they did it”? I know I have! As any curious human would do, I’m always on the lookout for stories that showcase what others have done to overcome hurdles, especially if those roadblocks were money-related. In this episode, Kara Perez, the founder of Bravely Go, an award-winning financial education company, will share with us how she overcame some major financial challenges and how the experience shaped her.

Financial resilience is probably one of the most important skills you will ever develop. The ability to bounce back from setbacks and be strategic when organizing your priorities will always serve you well. The only problem with this? A huge catch-22: to develop financial resilience you have to “walk the talk”, as Kara Perez's story aptly demonstrates.

Kara grew up on the East Coast and, just as many of us do, she was raised in an environment where money was tight. And yet, at the tender age of 24, she decided that enough was enough and managed to pay back her student loans, fix her finances, and build a community that teaches people how to make sustainable money choices. In this week’s episode, Kara will share with us her story and the big takeaways she got out of her journey.

In this episode you will learn:

• Kara’s story on becoming financially resilient.
• Thought-provoking insights on the gender wealth gap and why this matters.
• Two things Latinas can do to minimize the impact of the gender wealth gap.

For a quick recap of this episode go to https://www.jenhemphill.com/198

The post, [Summer Playlist] A Journey Towards Financial Resilience | HDM 198 appeared first on the Her Dinero Matters Podcast.

When it comes to organizing our lives, we all have our ways and secret hacks… but in my opinion, nothing will ever beat the joys of having a realistic, well-thought checklist supporting your daily musings. No matter what my goals are, when I have them properly laid out in a list, magical things happen. If you are the type of person who also thrives when a handy checklist is provided, and you’ve been wanting to do some financial re-organization, I’ve got you covered. In this episode, I will share the 4-step checklist that I regularly use to review my finances whenever I feel some extra organization may be in order.

When was the last time you had an incredibly productive day? The kind of day when the stars magically align and, out of the blue, you become a task-crushing machine that just makes stuff happen? I’ll be the first to admit that, for me, a day like this doesn’t happen as often as I would like, but regardless of that one thing is certain: the productivity gods do tend to visit more when I plan my day with intention.

And that planning usually involves a carefully curated checklist.

Whether it is for tackling my list of regular chores, getting a headstart on an important project, or doing a healthy dose of financial reviewing, checklists are an essential tool in my planning kit. And because I know so many of us have the nagging tendency to postpone tasks that we perceive as complex or time-consuming, especially when it comes to finances (yes Tax Filing, I’m looking at you), I’ve created a 4-step checklist that will allow you to do a quick but thorough overview of the current state of your finances.

In this episode you will learn:

• Why you should consider using a checklist to organize yourself and stay on track with all the different aspects of your finances.
• Insights on how to set up realistic and achievable goals.
• My tested-and-tried 4-step checklist that will help you advance your finances.

For a quick recap of this episode go to https://www.jenhemphill.com/347

The post, [Summer Playlist] A 4-Step Financial Checklist to Spring Clean Your Finances | HDM 347 appeared first on the Her Dinero Matters Podcast.

Ever heard of no-spend challenges? Although the name may sound a tad bit intimidating, this is a new challenge trend that I’m actually looking forward to trying out. At the end of the day, when done with intention, no-spend challenges can be a great way to reboot and rethink your regular spending habits. This is why in this week’s episode I’ll share with you my best tips and tricks to get the most out of a No-Spend challenge.

Have you ever found yourself taking all sorts of wrong turns when driving to a new destination? Maybe you’re visiting a friend for the first time, or you just landed a new job and are commuting to a brand new workplace for the first time, ever. Regardless of the specifics, it seems that some part of your brain didn’t get the memo and now it’s trying to take you to a familiar place.

If you’ve ever had this experience, you probably know firsthand how powerful the forces of our repeated behaviors are. More often than not, our habits (especially the tricky ones) tend to get in our way without us even noticing. If you want to give yourself a major surprise, just pay close attention to the way your day goes, especially when it comes to the tiny (and repetitive) tasks.

This is exactly why No-Spend challenges are such a great way to reset your spending habits. When you start focusing your attention on the number of times you get your wallet out on any given day, some revealing patterns start to emerge.

However, if you are considering putting yourself in a No-Spend challenge, there are a few things you gotta nail down first. In this episode, I will walk you through my checklist of tips and tricks so you can get the most out of your No-Spend challenge.

In this episode you will learn:

• The benefits of putting yourself through a No-Spend challenge.
• My list of do’s and dont’s (hint: it all has to do with your intentions).
• The things you have to do after your challenge ends (yes, there’s homework!)

For a quick recap of this episode go to https://www.jenhemphill.com/190

The post, [Summer Playlist] Need a Habit Reset? How to Use No-Spend Challenges Like a Pro | HDM 190 appeared first on the Her Dinero Matters Podcast.