Today, we dive into the fascinating world of technology, finance, and real estate with a special guest, David Levine of Liquid Hearts Club, affectionately known as Moto. David shares his remarkable journey from pioneering online mortgage trading platforms in the late 90s to his current ventures at the intersection of real estate, finance, and blockchain technology. David and Moto discuss the evolution of the web from Web1 to Web3, the transformative power of decentralized finance (DeFi), and the revolutionary impact of blockchain technology on the real estate and mortgage industries. Learn about the challenges and opportunities of decentralized systems, the importance of maintaining core values in the face of innovation, and how technology can enhance our lives in profound ways.

Lenders One, under the leadership of Justin Demola, is a national cooperative dedicated to empowering its members—comprising independent mortgage bankers, banks, and credit unions—through innovative solutions that reduce costs and improve efficiencies. Building on the success of its credit reporting service, Lenders One has also launched L1Insurance. This initiative is designed to streamline the insurance process for members' borrowers, offering competitive quotes from a pool of 30 to 40 underwriters. By partnering with Policy Genius, Lenders One ensures that borrowers receive multiple quotes, helping to lower their mortgage payments through reduced insurance costs. This not only benefits the borrowers but also enhances the member’s value proposition, creating a more efficient and seamless experience. As it celebrates its 25th anniversary, the cooperative remains at the forefront of the industry, providing essential tools and resources for competitive success.

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.