We interviewed Rebecca Herbst earlier in the year about financial independence, improving financial literacy and effective giving. Rebecca is an early retiree and now spends her time working on her project to improve financial literacy, Yield & Spread, where 100% of the profits go to charity via The Life You Can Save. Rebecca is also on the board of directors for EA Salt Lake City.

Yield & Spread: https://yieldandspread.wixsite.com/personal-finance/course-experience

EA Salt Lake City: https://www.effectivealtruismslc.org/

CHAPTERS:

00:00 - Introduction and how Rebecca retired early and discovered effective giving

03:51 - How Rebecca feels about retiring early

05:01 - All about Rebecca's financial education project: Yield & Spread

07:27 - Some commonalities between effective altruism and financial independence

10:42 - What are some common mistakes people make with money?

14:48 - What should people be spending more money on?

15:44 - Different ways to think about managing money

21:30 - How Luke thinks about budgeting

26:49 - How much financial advice is universal

28:39 - Rebecca top financial tips related to giving

33:30 - Rebecca's thoughts on ethical consumption and ESG investing

41:06 - Resources on finance

44:08 - What can listeners do next?

CREDITS:

Production: Grace Adams

Editor: Marco Shimabukuro

Interviewer: Luke Freeman

Guest: Rebecca Herbst