We all want to retire happily, with good health and enough money in the bank to carry us through our golden years. We have no qualms openly discussing the health and happiness part, but when it comes to the money bit, we often keep things to ourselves. But according to my guest on this episode, a financial advisor who helps women navigate their finances so they can retire on their own terms, we need to start talking about money now. Iris Krause and I do just that, diving into the topic of personal finance and helping you prepare for the future. You'll learn how to make the most of your money, even if you're late to the savings game, and empower yourself so one day you'll be able to enjoy the retirement you deserve.

Among the topics Iris and I discuss:

• How your upbringing has informed your relationship with money and why money is still a taboo topic for many women
• The difference between a scarcity mindset and an abundance mindset—and why having one over the other can boost your overall happiness
• Why you need to know where you stand with your personal finances—even if you've got a money-savvy partner
• Why it's never too late to start saving for your retirement, and how to catch up if you got a late start (including tips for budgeting, saving and investing)
• How much money you really need for retirement
• How much you should have on hand for an emergency, and where to park that money
• Strategies for coping with any money-related anxiety you may have
• How to get on the same page with a partner who may not share your views on money
• How to know whether or not to offer your young-adult children financial help

Plus, Iris addresses the spiritual side of money, and reveals the one thing you must do first if you need to get out of debt. Full show notes available at Morebeautifulproject.com.