Environmental, Social and Governance (ESG) issues are at the top of the agenda for many businesses, and while it’s understandable that this may be driven as much by business interest as a genuine concern for ESG issues, it’s also clear that investors are increasingly considering ESG factors in their investment decisions.

DId you know that by ‘greening’ your pension you might be able to cut your carbon footprint up to 21 times more than by making lifestyle or behavioural changes like going vegetarian, switching energy supplier, reducing travel and in particular flights combined? (source www. makemymoneymatter.co.uk/21x/ )

For this and many other reasons ESG investing is becoming more popular. It is a way to build a more ethical portfolio, and the benefits of adopting this strategy go beyond a good conscience as funds provide good yields and as shareholders, you have a far greater voice in how companies discharge their ESG obligations, but how many people actually understand it?

On this pod Ed and Tristan explore the benefits of ESG investing and explain just how powerful greening your pension can be in taking steps to tackle the climate crisis.

If you have ever considered ESG investing and want to know more about it, this pod is for you.

This episode of the Wealth of Positivity podcast is all about the small marginal gains that we can all make to our savings and investments - and life in general- that can add up to make a significant impact.

Small marginal gains was a concept made famous by Dave Brailsford, the former performance director of British Cycling. Under his guidance every aspect of an Olympic cyclists preparation and performance was analysed and, where possible, improved, the ethos being ten 1% gains all added up to something much greater. 

As the counter philosophy to goal setting, where a clear path is mapped out ahead of you, Ed and Tristan discuss this philosophy in relation to savings and investments and demonstrate how to make the small gains that mean the eventual goals will look after themselves. 

This episode is for the newbies, those that are trying investments for the first time. 
For anyone new to the world of investments, there is a wealth of information out there and the first thing Ed and Tristan recommend is to get some good advice before you start. 
There is no time too early or too late for someone to start investing; there are products on the market that parents, grandparents, carers or anyone else can use on the birth of a new child, which can stay with them through their young lives and which can create good habits and hopefully become the foundation for a sound investment portfolio as they get older. 
Ed and Tristan discuss ways to get started on an investment journey and how to create a decent nest egg for the future. They have some top tips for identifying a time horizon and working towards saving and investing for some clear life-goals. 
This pod explains the different types of investment assets, the risks and rewards that are attached to them and what they represent in terms of a portfolio for later life. 
If you are looking for some good advice as a first time investor or wondering how to create some wealth on behalf of someone else, this pod is for you. 

This podcast is called ‘Own Your Retirement’. How do we plan for the future we want? What are the steps we need to take in order to achieve the goals we want for our future life after work? In this episode Ed and Tristan discuss the positive way to plan for this stage of life, about how important it is to visualise what we want and then work backwards to our current point on that journey to work out what we need to do. 

It’s important that anyone planning for their retirement decides what they want in it; what type of holidays will they go on? How many? What type of house will they own and what hobbies will they keep and what new ones will they pick up with more free time? 

Ed and Tristan discuss the magic numbers - the size of pot that provides the income levels required to sustain these different levels of lifestyle but also where new savings can be made without a daily commute. 

It is never too late, or too early to start planning for the retirement you want and if you want to understand more about how to take charge of your life after work, listen on. 

The third Monday of January - the 16th this year - is typically referred to as Blue Monday. It was awarded this rather gloomy moniker due to a perfect storm of post-Christmas blues, cold dark nights and the arrival of unpaid credit card bills. 

The origins of the formula for selecting this day remain unclear but it is clear that as we enter this new year we are experiencing a period of political, economic and social uncertainty.

However, rather than go with the flow, at the end of last year, Tristan and Ed decided it would be interesting to record a series of podcasts with the intention of providing a more optimistic outlook for the year ahead.  2022 will go down as a very tough year,  but they wanted people to know that they aren’t alone and that there are still many paths that can lead to a more positive future, and that most importantly perhaps, they are rooting for you.

This episode, discusses good saving habit, the Butterfly Effect and how small changes lead to big impacts, why to pay yourself first, why global inflation isn't as bad as it seems, how investing at the bottom of a market can be less risky and wht get rich slowly is much better than trying to get rich quick.