Episodios

  • Discussing the GENIUS Act and Stablecoin
    Sep 5 2025

    How will stablecoins and new legislation like the GENIUS Act reshape the future of community banking? 💡

    In this episode of Banking on Growth, host Mike Graham sits down with Jim Perry, Senior Strategist at Market Insights, to explore the disruptive potential of stablecoins, blockchain, and the GENIUS Act. Their conversation covers why stablecoins matter beyond crypto speculation, how new regulations could legitimize digital currencies in the U.S., and what these changes might mean for community banks, consumer trust, and the future of financial services. They also discuss the role of major retailers like Walmart and Amazon, the risks of deposit runoff for community banks, and what younger generations’ digital payment habits reveal about the shifting landscape of money movement.

    If you’re a banker, financial advisor, or simply curious about how the foundations of banking are evolving, this episode provides a clear and timely perspective on one of the most important shifts happening in finance today.

    👉 Stay ahead of the curve. Tune in now and join the conversation about trust, disruption, and growth in modern banking.


    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
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    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

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    41 m
  • Bridging Campus and Career: Bradley University’s Path to Industry-Ready Graduates
    Sep 3 2025

    What does it take to prepare the next generation of financial professionals? In this episode of Banking on Growth, host Mike Graham sits down with Professor Stephen Kerr, Chair of Accounting at Bradley University, and Kennedy DeWitte, a double major in Accounting and Finance and summer intern at Midwestern Securities. Together, they explore how universities and community partners are building career-ready graduates in an evolving financial services industry.

    From creating a Certified Financial Planner (CFP) program at the undergraduate level to connecting students with real-world advisors and alumni mentors, Bradley is reshaping how business education meets workforce needs. Kennedy shares her perspective as a student preparing for exams and internships, while Professor Kerr highlights why designations like the CFP and CPA signal lifelong learning and professional excellence.

    Whether you’re a financial advisor, educator, or student considering a career in banking, this episode offers valuable insights into education, leadership, and the future of the profession.


    Find this episode on one of these channels:
    • Apple Podcasts
    • Spotify
    • Amazon Music
    • Podcast Index
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    • Pocket Casts
    • Deezer
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    • PlayerFM

    For more information on strengthening your retail wealth management division, contact us, and let’s start talking!

    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

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    39 m
  • Banking on Compliance: Real Stories and Strategies for Preventing Financial Exploitation
    Jul 18 2025

    How can financial institutions protect seniors from fraud, and what role does compliance really play? In this episode of Banking on Growth, Mike Graham sits down with Jeff Weber to discuss the rising threat of elder financial exploitation and the practical, real-time steps advisors and compliance officers can take to prevent it.


    From romance scams to crypto cons, Jeff shares true stories from the front lines of financial fraud prevention. Learn how community banks and credit unions can use FINRA rules, internal alerts, and cross-department collaboration to stop suspicious withdrawals, train advisors to spot red flags, and build a culture where compliance is more than a checkbox—it’s a mission.


    For financial advisors, program managers, compliance professionals, and community bank leaders, this is a must-watch.


    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

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    32 m
  • Developing Future Leaders and Navigating Uncertainty in Community Banking
    Jun 3 2025

    Welcome to another episode of the Banking on Growth podcast, hosted by Mike Graham, President of Midwestern Securities. In this in-depth conversation, Mike sits down with Dr. Bill Chittenden, CEO of the Southwestern Graduate School of Banking (SWGSB) at SMU Cox School of Business. Together, they explore how leadership development and strategic education are vital for navigating today’s uncertainty in the banking sector.

    From fostering talent in community banks to understanding the broader economic and regulatory landscape, Dr. Chittenden shares insights drawn from decades of experience bridging academia and industry. If you’re looking to understand how to invest in people while managing the unpredictable, this is the episode for you.

    What’s Inside This Episode
    As you listen to the discussion, you’ll learn:

    • Building the Next Generation of Bank Leaders
    Discover how SWGSB prepares bankers to take a holistic view of banking operations through immersive, multi-year programs. Participants engage in real-world projects, develop bank-specific strategic recommendations, and build a comprehensive understanding of funding, lending, compliance, and leadership.

    • Spotting Future Leadership Talent
    Find out how curiosity, work ethic, and cross-departmental interest distinguish rising leaders. Chittenden explains how managers can spot employees who want to be bankers—not just work at a bank—and why investing in them benefits the entire organization.

    • Managing Through Uncertainty
    Gain perspective on why “uncertainty” is the defining theme for 2025 and how geopolitical factors like tariffs, global supply chains, and domestic regulatory shifts are impacting community banking. Learn what it takes to stay focused amid consumer shifts, default trends, and C&I lending hesitancy.

    • Strategic Insights on Tariffs and Trade
    Hear Chittenden break down the economic myths around tariffs and why viewing them through a lens of long-term math—rather than political rhetoric—is essential. From Smoot-Hawley to modern protectionism, the conversation explores the real costs and trade-offs facing bankers and consumers alike.


    Additional Highlights:
    Electives That Matter: Learn how SWGSB offers advanced courses on topics like wealth management, AI in banking, and problem loan workouts—giving participants practical tools for growth.
    Macro Meets Micro: Understand why community bankers must balance national economic shifts with hyperlocal business needs to make sound lending decisions.
    Crypto & Digital Trends: Hear Chittenden’s blunt take on cryptocurrency's long-term viability and why present value drives real financial value.
    Regulatory Fairness:

    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

    Más Menos
    42 m
  • Banking Meets Tech: The Future of Digital Wealth Management with Margaret Hartigan
    May 9 2025

    Welcome to another episode of the Banking on Growth podcast, hosted by Mike Graham, President of Midwestern Securities. In this enlightening conversation, Mike speaks with Margaret Hartigan, CEO and founder of Marstone, Inc., to explore the evolving digital wealth management industry and how community financial institutions can modernize their offerings through strategic technology adoption.

    Marstone isn’t your average fintech solution. Built with deep roots in traditional wealth management, the platform offers a fully digital, goal-based investment and financial planning experience. But Margaret is quick to clarify—it’s not a robo-advisor. “We’re not here to replace bankers or advisors,” she says. “We’re here to help them scale, stay compliant, and serve clients in a modern, user-centric way.”

    What’s Inside This Episode:

    As you watch this episode, you can find:

    • Digital Expectations: Learn how community banks can meet the demands of today’s mobile-first, tech-savvy customers.
    • Goal-Based Planning: Discover how interactive tools help clients visualize and prioritize their financial goals.
    • System Integration: Explore how Marstone connects with core platforms like Jack Henry and Q2 for a unified experience.
    • Financial Education: See why personalized learning tools build trust and drive long-term customer engagement.
    • Journey Mapping: Understand how to align wealth, lending, and banking into a seamless client experience.
    • Revenue Sharing: Uncover how institutions can earn up to 25% back by offering digital wealth solutions.

    Stay tuned as Margaret Hartigan reveals why digital wealth management is no longer optional—and how community banks can use it to retain customers, increase non-interest income, and future-proof their business. Whether you're leading a credit union or scaling a regional bank, this conversation offers the strategic clarity and real-world examples needed to thrive in today’s competitive landscape.

    Stay tuned and listen now to hear how your institution can turn digital engagement into deeper relationships, stronger retention, and sustainable growth!


    Subscribe now to receive notifications and access the complete library of empowering episodes designed exclusively for community financial institution leaders seeking to thrive in wealth management services.

    For more information on strengthening your retail wealth management division, contact us, and let’s start talking!

    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

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    39 m
  • Unlocking CRM Potential: How Community Financial Institutions Can Enhance Customer Experience and Efficiency
    Apr 10 2025

    Welcome to another insightful episode of the Banking on Growth podcast, hosted by Mike Graham, President of Midwestern Securities. In this episode, we dive deep into the transformative power of technology in community banking with our special guest, Sam Biardo, CEO of Technology Advisors.

    Sam brings a wealth of expertise in consulting and software development, focusing on connecting bank core systems to Creatio—a low-code CRM platform tailored specifically for banks and credit unions. Together, Mike and Sam explore how CRMs can revolutionize processes like customer onboarding, referral management, marketing automation, and even predictive AI-powered tools like "next best offer" recommendations.


    What’s Inside This Episode:

    As the conversation unfolds, you'll gain valuable insights into:

    • The role of CRMs in improving customer satisfaction and operational efficiency.
    • AI-driven decision-making, including supervised learning models that analyze customer data to deliver personalized product suggestions.
    • Customer journey mapping, a strategic approach to understanding and enhancing every step of a customer's experience with your financial institution.
    • Referral tracking and management, ensuring seamless handoffs and timely follow-ups to maximize customer retention.

    Whether you're a tech-savvy banker or someone new to the world of CRMs and AI, this episode offers practical advice and real-world examples that highlight how technology can help community financial institutions thrive in an increasingly competitive landscape. Tune in to learn how to create happier customers, build stronger relationships, and drive growth through innovation!

    #BankingInnovation #FinancialGrowth

    🎧 Listen now and join the conversation!

    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

    Más Menos
    31 m
  • 2025 Community Banking Outlook: Celebrating 25 Years of Financial Evolution
    Apr 1 2025

    Welcome to Banking on Growth! In this milestone episode, Cassie Tarboletti, Executive Vice President of Midwestern Securities, takes the host seat and flips the script by interviewing Mike Graham, President of Midwestern Securities. As the firm celebrates 25 years of success as an independent broker-dealer and RIA, Mike reflects on the journey, sharing invaluable insights into how the financial services industry has evolved—and what’s stayed constant.

    What’s Inside This Episode:

    • The dramatic consolidation of financial institutions and how Midwestern Securities has thrived amidst industry shakeups
    • The rise of technology, from the dot-com bubble to today’s AI revolution—and what it means for the future
    • How community-based financial institutions can adapt to changing consumer tastes while staying true to their core values

    Mike also discusses the importance of rules-based financial planning, strategic adaptability, and nurturing the next generation of leadership. From navigating economic downturns like the Great Recession to embracing disruptive opportunities, this episode is packed with lessons learned over a quarter century in financial services.

    Don’t miss this deep dive into 25 years of growth and innovation! Like, comment, and subscribe for more episodes exploring the future of financial services.

    🎧 Listen now and join the conversation!


    #BankingOnGrowth #FinancialServices #AIInFinance #CommunityBanks #BrokerDealer #StrategicPlanning

    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

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    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

    Más Menos
    34 m
  • Understanding Community Banking: The Importance of Performance Metrics
    Jan 31 2025

    In today's episode, we have a special guest, Angela Beblo from Jackson Kelly, who brings a wealth of knowledge in banking and finance. Together, we'll discuss why performance metrics are vital for community banks and how understanding these numbers can lead to stronger institutions.

    Join us as we unpack essential topics such as:
    • The importance of monitoring key financial metrics
    • How to leverage technology for better financial insights
    • Real-world examples of recent bank failures and what we can learn from them

    Whether you're a banking professional or just curious about the financial landscape, this podcast is designed for you. So grab your headphones and get ready to gain valuable perspectives that can help foster growth in your community bank.

    Don't forget to subscribe and hit the notification bell so you never miss an episode! Let's get started!


    About Our Guest

    Angela Beblo is a member of Jackson Kelly, a prominent law firm headquartered in West Virginia with additional offices across several states, including Indiana and Kentucky. Angela brings extensive banking and finance law expertise, making her a valuable asset to our discussion.

    With a robust team of approximately 150 lawyers, Jackson Kelly specializes in transactional work and strongly focuses on community banking. Angela has significant experience working closely with various financial institutions in this field. Notably, she has connections to the American Community Bank, which was co-founded by a member of her firm and has since evolved into the German American Bank.

    Follow us for more financial insights:
    Facebook: https://www.facebook.com/midwesternsecurities
    LinkedIn: https://www.linkedin.com/company/midwesternsecurities
    Website: https://midwesternsecurities.com/
    YouTube: www.youtube.com/@midwesternsecurities1999

    -----
    Midwestern Securities is a reputable independent broker/dealer and Registered Investment Advisory firm owned and operated by community bankers and financial professionals. With a strong track record of delivering personalized attention and financial advisor coaching that helps community financial institutions take their investment services divisions to the next level, Midwestern Securities has established itself as a trusted partner in the industry.

    If your bank needs a team that can help, visit https://midwesternsecurities.com/.

    Member FINRA/SIPC

    Más Menos
    40 m