Episodes

  • Creating A Financial Plan

    Creating A Financial Plan
    May 10 2021
    Want to get your finances under control but don’t know where to start? Well, it always begins with creating a budget. But first, you need to understand where you want your budget to take you. You want to create a roadmap that clears the pathway for you. This is what a financial plan will do for you. In this episode, we’ll talk about financial plans, what you need to get started and how to create one. Don't have a budget?  Download the Pocket Budgeter mobile app! You can find it in the Apple Store here: https://apps.apple.com/us/app/id1528795325 (https://apps.apple.com/us/app/id1528795325) Or the Google Play Store here: https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter (https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter) You can also visit the Pocket Budgeter website for more information and tools: https://www.pocketbudgeter.com/ (https://www.pocketbudgeter.com/) If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com.
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    13 mins
  • How To Start Being Frugal

    How To Start Being Frugal
    May 3 2021
    Living frugal helps you become aware of your spending habits and understand what purchases make you happy. In this episode, I will give some tips on how to be frugal. We will focus on the following categories: Budgeting, Food, Shopping, Household, Transportation, and Entertainment.  Don't have a budget?  Download the Pocket Budgeter mobile app! You can find it in the Apple Store here: https://apps.apple.com/us/app/id1528795325 (https://apps.apple.com/us/app/id1528795325) Or the Google Play Store here: https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter (https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter) You can also visit the Pocket Budgeter website for more information and tools: https://www.pocketbudgeter.com/ (https://www.pocketbudgeter.com/) If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com.
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    11 mins
  • Credit Score

    Credit Score
    Apr 26 2021
    I’ve mentioned a few times in my posts about not accumulated bad credit. But why does that even matter? What is a credit score anyway? In this episode, we will look at this more closely. We will also look at how to increase your credit score, what decreases it, how to calculate a credit score, and much more! If you want to download the Pocket Budgeter mobile app, you can find it in the Apple Store here: https://apps.apple.com/us/app/id1528795325 (https://apps.apple.com/us/app/id1528795325) Or the Google Play Store here: https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter (https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter) You can also visit the Pocket Budgeter website for more information and tools: https://www.pocketbudgeter.com/ (https://www.pocketbudgeter.com/) If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com.
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    12 mins
  • Sinking Fund

    Sinking Fund
    Apr 19 2021
    A sinking fund is a saving account that you contribute monthly for future purchases and expenses. What’s the difference between this and a regular savings account or an emergency fund? This is what we will look at in this episode since they are very different! We will also look at sinking funds more close, steps to set up your sinking fund properly, and some tips. If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com. If you want to download the Pocket Budgeter mobile app, you can find it in the Apple Store here: https://apps.apple.com/us/app/id1528795325 (https://apps.apple.com/us/app/id1528795325) Or the Google Play Store here: https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter (https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter) You can also visit the Pocket Budgeter website for more information and tools: https://www.pocketbudgeter.com/ (https://www.pocketbudgeter.com/)
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    14 mins
  • Pay Off Debt Quickly

    Pay Off Debt Quickly
    Apr 12 2021
    Debt can act as a thorn on the side when it comes to getting ahead financially. That’s why it’s beneficial to pay your debt off as quickly as possible. In this episode, we will go through some great tips to pay your debt off fast. If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com. If you want to download the Pocket Budgeter mobile app, you can find it in the Apple Store here: https://apps.apple.com/us/app/id1528795325 (https://apps.apple.com/us/app/id1528795325) Or the Google Play Store here: https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter (https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter) You can also visit the Pocket Budgeter website for more information and tools: https://www.pocketbudgeter.com/ (https://www.pocketbudgeter.com/)
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    10 mins
  • Common Budgeting Mistakes

    Common Budgeting Mistakes
    Apr 5 2021
    Budgeting can be complicated at times, especially when you are first starting off. Even with a budget, you can lose track of where your money is going, or you didn’t hit your goals or debt payment some months. In this episode, I will go through some common problems people face when budgeting. We will also look at solutions to fix these problems! If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com. If you want to download the Pocket Budgeter mobile app, you can find it in the Apple Store here: https://apps.apple.com/us/app/id1528795325 Or the Google Play Store here: https://play.google.com/store/apps/details?id=com.pocketbudgeter.pocketbudgeter You can also visit the Pocket Budgeter website for more information and tools: https://www.pocketbudgeter.com/
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    17 mins
  • Reverse Budgeting

    Reverse Budgeting
    Mar 29 2021
    You probably have heard the phrase “pay yourself first”. But what does that really mean? Reverse budgeting uses this concept to focus on your savings before your expenses. Essentially, you budget around giving yourself money first, then you pay everyone else last. It helps you guarantee contributions to your savings and investments. In this episode, we will look at the strategy more closely, talk about who should use it and who should not. I will also go through some easy steps to get you started, as well as some tips and benefits of using this method. If you have any questions about this episode, previous episodes, or budgeting in general, send your question to budgetingbits@pocketbudgeter.com.
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    8 mins
  • Zero-Based Budgeting

    Zero-Based Budgeting
    Mar 23 2021
    Zero-based budgeting is a budgeting method that helps you delegate your take-home income to your monthly expenses. This means that you give all the money you earn a purpose every month. It helps you have full control over where your money is going and coming from. In this episode, we will look at Zero-Based Budgeting more in detail, how to implement it, and tips to succeed. If you have any questions about this episode, previous episodes, or budgeting in general, you can email us at budgetingbits@pocketbudgeter.com.
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    8 mins