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The Fed just cut its interest rate by half a point and Happy Money CEO Matt Potere is on the show to tell what a credit union needs to do to optimize its performance in an environment of lower interest rates - and those cuts will impact everything from home mortgages to car loans to the personal loans that are Happy Money’s mainstay.

The show starts on a different topic however. The question is why did you join Happy Money - Potere is just three weeks on the job when this show was recorded.

His answer is rich, detailed.

And at bottom he simply is very confident that more credit unions will want to become Happy Money customers because Happy Money delivers a new member, with good credit, who typically wants to refinance credit card debt at a better rate and Happy Money’s credit unions can deliver on that promise.

Happy Money credit union partners include First Tech, Alliant, Teachers Federal Credit Union and more. But Happy Money definitely wants more credit unions.

Listen up.

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Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto