Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

What happens when an investment made with leverage—whether through OPM, a HELOC, or a whole life policy—suddenly goes bad?

Canadian business owners and families often worry about using leverage to build wealth, especially when markets turn or a deal underperforms. It’s easy to feel uneasy when the value of an investment dips, your home equity stalls, or you’re unsure how a leveraged move might affect your long-term financial security. This episode unpacks the emotional and financial realities behind these decisions, showing how to think clearly about risk, liquidity, and diversification—without letting fear shut down your wealth-building strategy.

In this episode, you’ll discover:

• Why the type of asset you leverage matters—and how different reservoirs (cash, home equity, whole life policies) behave when markets fall.
• How to structure your wealth reservoir so a single failed investment can’t collapse your system.
• The mindset and mechanics behind maintaining liquidity, staying diversified, and making confident investment decisions even in volatile times.

Press play to learn how to build a resilient wealth reservoir that keeps your financial system secure—no matter what your next investment does.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Building long-term wealth in Canada starts with a clear Canadian wealth plan anchored in a strong wealth reservoir and smart investment strategies that balance growth with solid risk management. By integrating tools like a whole life policy, RRSP optimization, and tax-efficient investing, Canadian business owners can create an opportunity fund th

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are you relying on luck instead of a liquidity plan—and putting your wealth growth at risk without even realizing it?

Most Canadians think of an emergency fund as a boring cash pile that just sits there. But as Jon and Kyle reveal, your emergency fund is actually the foundation of every smart financial system—because it determines whether you react to problems or respond to opportunities. With rising costs, unpredictable expenses, and income volatility, your financial resilience depends on how you structure your liquidity. And as your net worth grows, the role of that fund should evolve—shifting from simple protection to strategic fuel for wealth building.

You’ll discover:

• The three tiers of liquidity—how to move from basic stability to a true “wealth reservoir” that compounds and supports long-term planning.
• When cash, leverage, or whole life cash value each make sense depending on your stage and volatility.
• How high-net-worth Canadians use liquidity strategically to seize opportunities, reduce taxes, and protect their legacy.

Hit play to learn how to turn a simple emergency fund into one of the most powerful wealth-building tools in your financial system.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Building long-term wealth in Canada requires more than earning a high income—it demands intentional capital gains planning, smart financial strategy, and a clear financial

Ready to connect? Text us your comment including your phone number for a response!

Canadian business owners seeking financial freedom in Canada can strengthen their personal finance and corporate wealth planning by building em

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are you still relying on “buy term and invest the difference”—without realizing it may be the wrong comparison for your actual wealth strategy?

Many high-income Canadians and incorporated business owners are unknowingly measuring permanent insurance against the wrong benchmark. The real issue isn’t whether market investments outperform a policy—it’s whether your risk-off capital is sitting idle, under-earning, and over-taxed. If you’re holding piles of cash, GICs, or fixed-income assets for safety, you may be missing out on a structure that protects liquidity, enhances tax efficiency, and strengthens long-term wealth planning. This episode reframes how to segment your capital, why traditional advice often falls flat for higher-net-worth households, and how the right structure can expand both stability and opportunity.

You’ll learn:

• Why “term vs. permanent” is the wrong comparison—and what fixed-income bucket permanent insurance truly replaces.
• How high-net-worth Canadians can access tax-exempt compounding, liquidity, and optionality unavailable in traditional fixed-income tools.
• The powerful estate and corporate tax advantages that can turn safe dollars into a far more efficient long-term wealth asset.

Press play to rethink your risk-off capital—and uncover a smarter, more flexible way to build and protect your wealth.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Building long-term wealth in Canada requires more than earning a high income—it demands intentional capital gains planning, smart financial strategy, and a clear financial

Ready to connect? Text us your comment including your phone nu

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are your capital gains quietly building into a financial time bomb that could detonate right when you need liquidity the most?

For many high-earning Canadians—especially tech professionals with stock options and RSUs or business owners with most of their wealth tied up in their company—capital gains don’t feel dangerous… until they suddenly are. As positions grow year after year, so does the tax liability, the concentration risk, and the emotional resistance to selling. By the time liquidity, diversification, or retirement planning becomes urgent, the opportunity for elegant, tax-efficient strategies has already closed. This episode digs into why capital gains become such a trap, how optionality slowly disappears, and what both employees and business owners can do before they hit a point of no return.

In this episode, you’ll discover:

• How concentration risk quietly compounds and why waiting makes the tax burden exponentially harder to manage.
• The strategic moves that only work before you need to sell, from trimming positions to pairing gains and losses to building diversified buckets.
• Why business owners face the same capital-gains trap as employees—and what they can do to de-risk while keeping growth potential and flexibility intact.

Press play now to learn how to unwind capital gains strategically—long before the tax bill dictates your decisions. If you'd like, I can tighten the tone further, make it punchier, or create a more SEO-optimized version.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Building long-term wealth in Canada requires more than earning a high income—it demands intentional capital gains planning, smart financial strategy, and a clear financial

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are you certain your family and your business would stay protected if something happened to you tomorrow?

Most business owners assume a simple will is enough—until a crisis exposes gaps they never saw coming. In this episode, estate and legacy expert David Edey breaks down why so many Canadian families end up in years-long legal battles, even when wills exist. He shares the real-world consequences of avoiding tough conversations, overlooking succession planning, or assuming loved ones can “figure it out.” If you’ve ever wondered whether your executor is prepared, whether your business could run without you, or whether your family is set up for clarity instead of conflict, this conversation will hit home.

You’ll walk away knowing:

• Why wills fail—and the conversations every family must have to avoid messy court fights and broken relationships.
• How to safeguard your business through succession plans, executor preparation, and simple mechanisms that prevent partners from being forced into unwanted arrangements.
• The practical tools—like red-envelope systems, digital-asset planning, and legacy blueprints—that make this the greatest gift of love you can leave behind.

Press play now to learn how to protect your family, your wealth, and your business with confidence and clarity.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

A strong Canadian wealth plan goes far beyond investing—it starts with clear wills, thoughtful estate planning, and honest family conversations that prevent inheritance disputes, family fights, and costly court cases. By preparing your executor early and reducing the risk of estate conflicts, you create space to focus on financial freedom in Canada, whether through early

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

How do you know if you can actually afford to retire as a Canadian business owner — and are you sure the “freedom number” you’re chasing is even the right one?

Most business owners have built impressive balance sheets, yet still feel uncertain about stepping away from work because their wealth isn’t structured to pay them when they stop earning. You may have properties, retained earnings, or a thriving company — but little of it translates into reliable, personal cashflow. This episode breaks down why traditional retirement advice fails entrepreneurs and shows a simpler, more accurate way to calculate what your lifestyle truly costs. You’ll also hear how reorganizing the wealth you already have can convert static assets into sustainable, tax-efficient income for decades.

You’ll discover:

• How to calculate your real financial freedom number using a lifestyle-first formula.
• How to sort your assets into three practical buckets so you can unlock income without selling everything.
• How to build a predictable, tax-efficient income engine that keeps paying you even after you step away from your business.

Press play to learn how to turn your existing wealth into a system that makes work optional.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Canadian business owners looking to build long-term wealth in Canada need a retirement planning approach that goes beyond traditional RRSP optimization and real estate investing. A modern Canadian wealth plan blends financial vision setting with smart asset organization, using financial buckets, tax-efficient investing, and corporation investment strategies to create reliable income strategies that support financial freedom Canada. By combining salary

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are you relying on popular wealth-building books but still unsure how to actually follow their advice without stressing over every dollar?

This episode breaks down two of the most influential personal-finance books for Canadian business owners—I Will Teach You to Be Rich and Becoming Your Own Banker—and reveals the hidden challenges most readers never address. You’ll hear how seemingly “simple” strategies like automated index investing often collide with real human behavior, business-owner cash-flow fears, and the psychological barriers that keep money sitting idle. You’ll also get a grounded look at infinite banking—what works, what’s misunderstood, and how to avoid forcing yourself into rigid systems that don’t match your goals. If you’ve ever wondered why “the math makes sense” but still feels impossible to follow, this conversation will connect the dots.

You’ll discover:

• Why strong wealth strategies fail without accounting for real-life behavior and cash-flow uncertainty
• How a “wealth reservoir” can make investing easier, safer, and more consistent than traditional emergency-fund thinking
• A clearer way to blend equities, fixed income, and high-cash-value insurance so your plan reflects your reality—not someone else’s formula

Press play now to learn how to apply the best ideas from these two books without falling into the common traps that hold business owners back.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

A strong Canadian wealth plan helps business owners turn retained earnings into long-term security by combining tax-efficient investing with clear financial vision setting and a balanced investment bucket strategy. By aligning corporate wealth planning wit

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are you an incorporated professional sitting on hundreds of thousands in your corporate account—but too nervous to invest it?

Many business owners find themselves in this exact bind. You’ve built a thriving practice, cash is piling up, but fear of illiquidity, taxes, or a market downturn keeps that money sitting idle. Meanwhile, inflation erodes its value and passive income taxes take half your gains. This episode dives into the real-life case of “Mark,” a medical professional from Calgary with over $700,000 in retained earnings, and unpacks how he can move from analysis paralysis to strategic growth. We explore why fear-based “safety” can actually be costly, how to structure your retained earnings for flexibility, and how to align your investments with both logic and emotion.

In this episode, you’ll discover:

• How to balance liquidity with long-term growth inside your corporation without triggering punitive tax hits.
• Why your retained earnings portfolio might be more conservative than you think—and how to fix it.
• The strategy top professionals use to turn idle corporate cash into a tax-efficient, growth-producing reservoir.

If you’re ready to stop letting your retained earnings stagnate and start building lasting corporate wealth, press play now and learn how to make your money work as hard as you do.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

• …taking a salary with a goal of stuffing RRSPs;
• …investing inside your corporation without a passive income tax minimization strategy;
• …letting a large sum of liquid assets sit in low interest earning savings accounts;
• …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
• …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Canadian business owners seeking financial freedom in Canada can unlock powerful opportunities by aligning retained earnings with smart investment strategies and principles of behavioral finance. Through thoughtful corporate finance planning and attention to liquidity and tax implications, en

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.