What happens when a hardcore advocate for freedom starts digging into the fine print of 401k plans?

In Episode 743 of the Chiro Hustle Podcast, Paul Sippil joins the conversation to expose what most business owners, including chiropractors, never see coming. Hidden fees. Legalized kickbacks. Percentage based compensation models that quietly siphon tens of thousands of dollars from retirement accounts.

But this episode is not just about money. It is about freedom. Financial freedom. Medical freedom. Freedom of speech. And the courage to question systems that most people blindly trust.

If you have a 401k in your practice, or you plan to start one, this conversation might change how you look at retirement planning forever.

HIGHLIGHTS

• The “legalized fraud” hiding inside many 401k plans and why most doctors never see it.

• How percentage based fees quietly compound into massive long term losses.

• Why paying fees at the participant level instead of the practice level could be costing you and your team more than you think.

• The difference between true advisory value and commoditized fund selection.

• A real case study where excessive annual fees were cut from roughly $40,000 to $12,000 with better service and more transparency.

One powerful takeaway from Paul:

"Just because something is disclosed does not mean it is reasonable."

That line alone is worth the listen.

ABOUT PAUL SIPPIL

Paul Sippil, Forensic 401k Consultant

Paul specializes in analyzing retirement plans to uncover excessive fees, hidden compensation structures, and inefficiencies that most business owners never question. His work focuses on transparency, fairness, and empowering employers to design plans that truly serve their teams.

FINAL TAKEAWAY

Systems deserve scrutiny. Whether it is healthcare policy, speech regulation, or retirement planning, you do not know what you do not know.

But once you see it, you cannot unsee it. You are just one story away. Keep hustling.

--------------------------

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

INTRODUCING JOHN ALLEN

In this episode of the Chiro Hustle Podcast, James Chester sits down with John Allen to unpack a topic every chiropractor deals with, but almost no one enjoys talking about, payment processing. This conversation is not about gimmicks or quick fixes. It is about stability, freedom, and protecting your ability to run your practice without unnecessary interference.

John shares why most small businesses unknowingly give up control of their cash flow, how certain payment platforms quietly create risk, and what chiropractors can do to keep more of their money without adding more stress to their plate. If you value autonomy in your business the same way you value autonomy in healthcare, this episode matters.

HIGHLIGHTS

● Why most popular payment platforms are not merchant accounts and what that really means for your money.

● How underwriting done the right way can protect your practice from frozen funds and surprise shutdowns.

● The real cost of convenience when it comes to Stripe, Square, and other "easy button" processors.

● How passing along card fees compliantly can shift thousands of dollars back into your bottom line each year.

● Why payment processing should be the last thing you think about during your workday, not a constant stressor.

● A real-world example of a healthcare practice reclaiming hundreds of dollars every month without seeing fewer patients.

ABOUT JOHN ALLEN

John Allen is an entrepreneur and healthcare professional with a background in medicine, public service, and business operations. He founded Peach State Payments after seeing firsthand how small businesses were being hurt by unstable and impersonal payment processing systems.

FINAL THOUGHT

Freedom in practice is not just philosophical. It shows up in your systems, your cash flow, and your ability to operate without friction. This conversation is a reminder that small changes behind the scenes can create massive relief on the front end.

_________________________________________

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

In this episode of the Chiro Hustle Podcast, James Chester sits down with Dr Kate Gress DC, a chiropractor with 27 years in practice who has quietly built a life rooted in service, independence, and long-term thinking. The conversation moves beyond adjusting tables and into bigger ideas like freedom of speech, medical freedom, community responsibility, and what it really looks like to create options inside and outside of practice.

Dr Gress shares how her understanding of chiropractic evolved after graduation, why communication and education matter more than ever, and how she intentionally diversified into real estate to avoid the golden handcuffs that trap so many chiropractors. This episode matters because it speaks directly to doctors who want freedom, clarity, and sustainability without abandoning their principles.

HIGHLIGHTS

• Why chiropractic school taught her how to pass boards, but not how to fully understand or communicate chiropractic

• How real freedom in practice comes from education, confidence, and refusing to rely on a single income stream

• A powerful reminder that most people are not looking for another pill, they are looking for options

• Why staying active in the community through screenings and conversations still matters after 27 years

• A defining patient story that reinforces why interference-free nervous systems change lives

ABOUT KATE GRESS DC

Dr Kate Gress DC is a Wisconsin-based chiropractor with nearly three decades of experience in family wellness care. Her work focuses on long-term health, patient education, and creating stability for families both inside and outside the practice.

CLOSING THOUGHT

Freedom does not come from avoiding responsibility. It comes from owning your voice, your message, and your future. This episode is a reminder that chiropractors do not need permission to build lives of purpose, stability, and choice.

_________________________________________

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

In episode 740 of the Chiro Hustle Podcast, James Chester sits down with Chris Cannaverde, founder of R3Covr, to explore how technology, conservative care, and entrepreneurship can merge to help more people avoid drugs and surgery.

Chris isn't a chiropractor himself, but his mission aligns perfectly with the core values of many in our community. This episode is a must-listen for any DC interested in patient-centric solutions, med-legal opportunities, and portable modalities that actually get results.

HIGHLIGHTS

● Chris shares his journey from personal trainer to med device sales to chiropractic partnerships

● R3Covr's PEMF-based technology is a take-home therapeutic that complements chiropractic care

● He emphasizes partnership, not sales, with providers who prioritize outcomes over ego

● DCs can use the device for at-home care, boosting compliance and results

● There’s an opportunity for practices to generate passive income through affiliate or PI/lien models

● Chris discusses real-world case studies showing reduced pain and drug use from patients

● His approach is deeply freedom-based: empowering providers and patients alike

ABOUT CHRIS CANNAVERDE

Chris Cannaverde, Founder of R3Covr Based in Colorado, Chris works with chiropractors, orthopedic surgeons, and injury clinics to bring conservative, drug-free recovery tech into more hands and homes.

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

On Episode 739 of the Chiro Hustle Podcast, James Chester welcomes back Dr Pat Luse DC, a 45-year chiropractic veteran who's served over 50,000 new patients and created a groundbreaking protocol known as The 7 Systems Plan.

In this deep and practical conversation, Dr Luse shares the time-tested methods behind his multi-disciplinary practice in South Sioux City, NE, and explains how simplifying systems can supercharge health outcomes. If you care about functional healing, chronic illness reversal, and natural living without the medical overreach, this episode is a must-listen.

[HIGHLIGHTS]

● Dr Luse reveals how carpal tunnel symptoms led him to chiropractic and launched his career.

● Over 45 years, his referral-based practice has served 50,000+ new patients in a town of just 11,000.

● The 7 Systems Plan was born out of necessity to simplify functional medicine into something effective and doable.

● His biggest warning? Seed oils are killing people slowly.

● "Chiropractic is more relevant today than it was 45 years ago. People are sicker and more toxic."

● His approach helps reverse autoimmune issues and chronic conditions by addressing gut health, structural integrity, detox pathways, and food sourcing.

● He advocates for personal sovereignty over your health, from what you eat, drink, breathe, and believe.

ABOUT DR PAT LUSE DC

Dr. Pat Luse, DC, has practiced for 45 years in South Sioux City, Nebraska, and developed The 7 Systems Plan to address modern chronic illness with natural, multi-system strategies. His clinic draws patients from three states and offers chiropractic, PT, acupuncture, and more.

CLOSING THOUGHT

"Never met someone who took more drugs and had more surgery who had a better quality of life."

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

INTRODUCING DR SABRINA GYA DC

In this powerful and heartfelt episode of the Chiro Hustle Podcast, host James Chester sits down with Dr Sabrina Gya DC, a global chiropractor and coach with over 25 years of experience practicing on both sides of the Atlantic. From her divine chiropractic calling at age nine to leading strategy sessions for The Remarkable Practice, Dr Gya shares her journey with raw authenticity and fierce clarity. They unpack everything from international practice models and patient education to the urgent need to protect health freedom and elevate women in chiropractic leadership. This one hits deep.

HIGHLIGHTS

● Dr Gya received her calling to chiropractic at nine years old from a muted TV screen, a true innate moment.

● She opened her first practice in the UK, then transitioned to the U.S. where she now serves in Long Island, NY.

● Speaks boldly on the suppression of vitalistic language overseas (you can't say "subluxation" or "innate" in many parts of the UK).

● Urges chiropractors to take personal responsibility for preserving chiropractic's principles, philosophy, and language.

● Discusses the spiritual role of the chiropractor as a vessel for healing and the innate intelligence that flows above-down, inside-out.

● Offers empowering advice for women in practice: you can have it all, but not by doing it like a man.

● Challenges every DC to imagine a future where chiropractic no longer exists, and what they're doing today to prevent that.

ABOUT DR SABRINA GYA DC

Dr Sabrina Gya DC is a chiropractor, international speaker, and coach with The Remarkable Practice. Based in Long Island, NY, her approach blends sacred chiropractic principles with grace, structure, and soul. With 25 years of experience practicing in both the UK and U.S., Dr Gya brings a unique lens to coaching and mentoring DCs worldwide.

CLOSING THOUGHT

Dr Gya challenges every chiropractor to ask: If chiropractic disappeared tomorrow, would your community even notice? The time to stand tall, speak clearly, and serve boldly is now.

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

In this groundbreaking episode of the Chiro Hustle Podcast, host James Chester welcomes a unique and powerful voice to the mic: Dr. Ruth Mannschreck, a dentist turned business strategist and founder of Shoreline Strategies. With over 30 years of clinical experience, Dr. Ruth has translated personal adversity into practical solutions for practitioners. This conversation explores working fewer hours without sacrificing growth, designing a business that supports your lifestyle, and planning an exit strategy that protects your legacy.

HIGHLIGHTS

● Why reducing your clinical hours doesn’t mean shrinking your practice, and how Dr. Ruth increased revenue while working less.

● The one decision that transformed her life and business: from five days a week to two and a half.

● Powerful insights into systematizing your practice starting with the patient journey.

● What most coaches get wrong (and why experience matters more than theory).

● A behind-the-scenes look at what makes a practice sellable (hint: it’s not just revenue).

● Why "fail faster" might be the best advice for young chiropractors stepping into business.

● The uncanny parallels between dentistry and chiropractic when it comes to care, culture, and patient communication.

ABOUT DR. RUTH MANNSCHRECK, DDS

Dr. Ruth Mannschreck, dentist, business strategist, and founder of Shoreline Strategies LLC, has over 30 years of experience in private practice. After a life-altering experience with her daughter’s NICU stay, she reimagined her business, reducing her hours while boosting revenue.

This shift inspired her to develop a streamlined business model centered on efficient systems, high-performing teams, and a thriving company culture. Now, through her transformative programs Business Lifestyle By Design and Prep It To Sell, Dr. Ruth helps entrepreneurs build scalable businesses and unlock their full potential, ensuring they sell for maximum value when the time is right.

CLOSING THOUGHT OR QUOTE

"You only take care of the teeth you want to keep, same goes for your spine and your business."

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth

In this inspiring episode of the Chiro Hustle Podcast, host James Chester sits down with Dr. Peter Roennfeldt, a principled chiropractor with two decades in the game. Now practicing in Torreon, Mexico, Dr. Peter brings a global perspective to chiropractic care, philosophy, and service.

The conversation explores his journey from Australia to Mexico, the importance of consistency in care, and the deeper mission behind the adjustment. If you're looking to reignite your passion for the profession or explore how chiropractic can thrive across cultures, this is one to tune into.

HIGHLIGHTS

• "When you're on a mission, there is no competition."
• Peter shares how his first adjustment was a lightbulb moment that changed the course of his life.
• He emphasizes the vital role of consistent care, citing a life-saving 48-visit case as a reminder that true healing takes time.
• Encourages chiropractic students to reject the "P's get degrees" mindset and instead pursue mastery with a samurai-like dedication.
• Discusses marketing organically through community involvement, seminars, and relationships.
• Speaks candidly about practicing in a country where chiropractic is not yet mainstream, and why that’s an opportunity.
• Offers a powerful vision for the next 20 years of chiropractic: protect its independence, resist over-medicalization, and meet people where they are.

ABOUT DR. PETER ROENNFELDT, DC

Dr. Peter Roennfeldt is founder and director of SA Wellness Centre in Adelaide, Australia, a multidisciplinary center for wellness-focused care. A graduate of RMIT University, he is a Certified Chiropractic Wellness Lifestyle Practitioner. Now living in Mexico with his family, he continues to serve both his local and international communities with a focus on systems, principled care, and chiropractic advocacy.

A Final Word on Legacy

Chiropractic, in Dr. Peter's eyes, is still finding its footing with the masses, but he believes that when the other systems fail, people will begin to seek out the truth we carry. He challenges the profession to hold the line, resist dilution, and never stop lighting the candle.

#chiropractic #chiropracticcare #chiropracticadjustment #chiropracticworks #chiropracticmarketing #chiropracticassistant #ChiropracticCares #chiropractichealth #chiropractics #chiropracticneurology #chiropracticcollege #chiropracticdubai #chiropracticlifestyle #chiropracticforlife #chiropracticajustment #chiropracticforkids #chiropracticrocks #chiropracticphotos #chiropractictreatment #chiropracticforeveryone #chiropracticadjustments #chiropracticbenefits #chiropracticfirst #chiropracticseminar #chiropracticinstrument #chiropracticbiophysics #chiropracticstudent #chiropracticcampbelltown #chiropractichealthmonth