In this deep-dive, Saurabh Mukherjea and Sapana Bhavsar share the data-backed reality behind our latest book, "Breakpoint." This is an honest conversation about the structural crossroads facing millions of middle-class Indians, the engine of our economy.Saurabh pulls back the curtain on the questions for which answers were long overdue:

➡️ Why is our education system producing millions of graduates who are essentially "unemployable" in a world of Generative AI?

➡️ AI is no longer just replacing factory labour; it is hollowing out the cognitive roles of coders, analysts, and managers.

➡️ As job security fades, why are smart professionals borrowing more than ever to maintain global lifestyles they can no longer afford?

➡️ What happens to an economy when its "productive" class stops saving and starts gambling their wealth in F&O markets?

This isn't just another book. Saurabh explains why "Breakpoint" is a necessary read for three specific groups: the modern professional, the aspirational youngster, and the nation's policy makers.

The major question remains: If the middle class is the nation’s engine, what happens when that engine is under the pump and running on debt?

Watch the full podcast to understand these structural shifts and learn how to navigate the decade ahead.

Be one of the first ones to read our latest book, Breakpoint. Available on Amazon: https://www.amazon.in/dp/B0GS97FBL7---------------------------------------------------------------The new economy demands a new asset allocation plan. Understanding your goals is the bedrock of asset allocation. Yet it’s the exact step where most investors fail. Don't leave your wealth to chance. Let Marcellus build your financial roadmap. Fill in your details using the link below for a personalized asset allocation plan, and our team will reach out: https://plan.marcellus.in

Is the era of India’s IT-led prosperity coming to an end?For the last 30 years, IT Services have been the backbone of India’s middle-class employment and forex generation. But today, a combination of sector maturity and the rapid rise of AI is jamming the country’s white-collar job engine.In this episode of Coffee and Investing, Saurabh Mukherjea and Nandita Rajhansa dive deep into the "Ripple Effect" of this slowdown. They discuss why the Rupee hitting ₹100 to the dollar is becoming a realistic "base case" and how this structural shift will impact everything from consumption growth to residential property prices in cities like Bengaluru, Hyderabad, and Pune.

The new economy demands a new financial plan. Understanding your goals is the bedrock of asset allocation. Yet it’s the exact step where most investors fail.

Ferrari won't sell you their best car just because you have the money. Hermès has a waitlist that no amount of wealth can skip. LVMH owns 75 iconic brands and keeps getting richer by keeping you waiting.In this episode, Saurabh Mukherjea sits down with Prashant Mittal — Marcellus's Global Consumption Analyst — to decode the business model behind the world's most exclusive luxury brands.

In this episode of Coffee & Investing, Marcellus CIO Saurabh Mukherjea joins Nandita to decode the RBI’s Financial Stability Report (FSR). While headline numbers might look stable, the underlying data reveals a ticking time bomb in household savings and retail credit.

In this episode, Saurabh Mukherjea talks to Dhruv Mehta, Chairman of Sapient. Dhruv has seen the Indian markets evolve from their infancy to the powerhouse they are today. In a conversation that ranges from deeply personal to intensely strategic, he and Saurabh strip away the complexity of finance to reveal the core principles of building a legacy.

In this episode, Saurabh Mukherjea sits down with industry veteran Brijesh Dalmia to explore his remarkable transition from a solo advisor to a multi-business entrepreneur.Starting from scratch in Kolkata in 2000, Brijesh has scaled his professional footprint across five distinct ventures, including wealth management, insurance, and the fintech platform MasterStroke Online. Here, he reveals the high-performance habits and "systems-first" mindset that allow him to manage multiple companies simultaneously while maintaining peak personal productivity.