• #Episode60 = Project 2025: Pros and Cons & Trump's Stance
    Aug 6 2024

    On this episode, we delve into Project 2025, exploring both its advantages and disadvantages. We'll also discuss the political strategies surrounding this initiative, with Democrats attempting to link President Trump to Project 2025. On the other hand, President Trump is making efforts to distance himself from it, promoting his own distinct policy agenda for the upcoming election. Join us for an in-depth analysis of Project 2025 and the evolving political landscape as we head towards the 2025 election.

    Show more Show less
    1 hr and 42 mins
  • #MoneyMindset = Surviving the Housing Market: Tips for the Middle Class
    Aug 5 2024

    On this episode, we discuss what it takes to be considered in the top 5% of income earners in the U.S., Americans need to make at least $340,000 annually, with the lowest threshold in West Virginia and the highest in Washington, D.C. at $720,000. The highest-earning states are primarily located on the East and West Coasts. Despite these high income requirements, there are options for those looking to buy a home with no down payment through VA loans and USDA loans. Additionally, some banks offer down payment assistance, covering up to 2% of the required 3% for eligible borrowers.

    Show more Show less
    1 hr and 5 mins
  • #MoneyMindset = Growing Squatters Problem: New Laws in the Works
    Jul 5 2024

    In this video, we discuss the issue of squatters is becoming increasingly problematic in the United States.. States like Florida and Oklahoma are working to pass laws that would make squatting a criminal offense. Currently, squatting is only a civil matter, which means police are unable to remove squatters, leaving landlords to face lengthy legal battles to reclaim their properties. This video explores the growing squatter problem and the potential changes in legislation aimed at addressing it.

    Show more Show less
    52 mins
  • #MoneyMindset = Congress Targets Credit Card Rewards: What It Means for You
    Jun 28 2024

    On this video, we explore the latest legislative efforts by Congress to decrease the fees businesses pay to credit card network providers like Visa and Mastercard. The goal is to lower prices for consumers. However, there is skepticism about whether these savings will be passed on, as was the case when debit card fees were reduced. Additionally, we discuss the potential impact on credit card rewards programs, which may see significant cuts similar to those experienced by debit cards. Join us to understand how these changes could affect your wallet and credit card benefits.

    Show more Show less
    47 mins
  • #MoneyMindset = Housing Crisis, Homes Are Overvalued
    Jun 17 2024

    On this episode of MoneyMindset, we explore the alarming trend of overvalued homes across the United States, focusing on the southern states. Tennessee, Arkansas, South Carolina, Montana, and Alabama top the list, with Memphis, Tennessee, taking the lead as the most overvalued metro city in America. We delve into the factors driving these inflated home prices and what it means for potential homebuyers and the housing market as a whole. Stay informed about the real estate trends that could impact your future home purchase.

    Show more Show less
    32 mins
  • #MoneyMindset = Childcare Costs More Than Your Mortgage, How Parents Can Cope
    Jun 13 2024

    On this episode of Money Mindset, we explore the staggering reality that childcare for two children now costs more than rent in all 50 states and more than a mortgage in 45 states. This is a major expense that parents have little control over. However, there are ways to mitigate these costs through proper family planning, securing jobs that earn enough to support their lifestyle, and managing money effectively. Join us as we discuss strategies to navigate these financial challenges and ensure a stable future for your family.

    Show more Show less
    54 mins
  • #MoneyMindset = Taxes, Stress, Tears, And Therapy, Gen-Z Needs Help
    Jun 13 2024

    On this episode of Money Mindset, we dive into the surprising statistic that 25% of Gen-Z feels the need for a therapist when filing taxes, and 54% have cried or expect to cry due to tax-related stress. With many Gen-Z individuals juggling various forms like W-2s and 1099s from gig work, tax season can be overwhelming. However, there are numerous free resources available to help Gen-Z navigate tax preparation more smoothly. Join us as we explore these challenges and highlight the tools and support systems that can ease the burden of tax season for young adults.

    Show more Show less
    44 mins
  • #MoneyMindset = American Dream Is $3.4M, Can Americans Afford It?
    May 20 2024

    On this episode of Money Mindset, we break down the staggering cost of achieving the American Dream, now estimated at $3.4 million. This figure includes essential life expenses like saving for retirement, buying a home, purchasing vehicles, healthcare costs, and raising children. Despite the high cost, many Americans only earn about $2.3 million over their lifetime. The primary culprits? Lifestyle inflation and a lack of proper family planning. We explore how overspending on weddings, with the average cost reaching $36,800 for the wedding and engagement ring, and taking on unaffordable mortgages contribute to financial strain. Additionally, many choose not to pay down consumer debt, further complicating their financial future. Join us as we delve into these critical issues and offer practical advice to help you navigate the financial challenges of pursuing the American Dream.

    Show more Show less
    33 mins