Takeaways

• Know your values and understand your needs versus wants when it comes to spending money.
• Use resources like the Bean Game and a budgeting template to track your expenses.
• Consider taking CLEP exams to earn college credits and save time and money.
• Take advantage of campus transportation, discounts, and free events.
• Shop where you can earn points and get college discounts.
• Look for ways to save on textbooks, such as renting or buying used copies.

Sponsor: 🌱 S.E.E.D. Planning Group - https://www.seedpg.com/

Chapter Markers:
00:00 - Introduction and Setup
05:55 - Budgeting Template
08:26 - Tips and Tricks: CLEP
11:05 - Transportation Tips
11:31 - Apps for Saving Money
24:14 - Saving on Textbooks
28:49 - Free Events and Clubs
30:23 - Shop Where You Get Points and Discounts

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

Takeaways

• Parents should ask their children questions about their college tours to understand what they are really looking for in a school.
• Students often focus on superficial aspects like cookies or the appearance of other students, rather than the academic programs or majors offered.
• It is important for parents to guide their children in making informed decisions about their college choices.
• Not all colleges offer the same majors, so it is crucial to research if a desired major is available at a particular school.

Sponsor:
🎙️ One Big Thing Podcast - https://theonebigthing.buzzsprout.com/

Chapter Markers:
00:00 Introduction
00:56 - The Story of the Misleading College Tour
05:53 - Parents' Role in Helping Students Explore Schools and Majors
08:18 - Not All Colleges Offer the Same Programs
09:40 - Conclusion

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

Takeaways

• The government offers various programs and aid to help students pay for college, including grants, loans, military programs, and AmeriCorps.
• It is important to understand the financial implications of taking out loans and consider alternative options before resorting to loans.
• Participating in AmeriCorps and other service programs can provide financial assistance and valuable experience.
• Students and parents should be informed about government aid and make informed decisions about financing college.

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

Takeaways:

• The FAFSA (Free Application for Federal Student Aid) is a crucial application for receiving financial aid for college.
• Parental involvement is essential in the FAFSA process, and special circumstances can impact the aid received.
• The financial aid department at colleges can provide valuable assistance in navigating the FAFSA and special circumstances.
• Timely and accurate completion of the FAFSA is crucial for securing financial aid for college.
• Understanding the significance of grants, loans, and scholarships in the FAFSA process is important for college planning.

✅FASFA Form - https://studentaid.gov/h/apply-for-aid/fafsa

📰FASFA Link to Special Circumstance - https://fsapartners.ed.gov/knowledge-center/fsa-handbook/2023-2024/application-and-verification-guide/ch5-special-cases

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

In this episode, Hector and Kayla discuss scholarships and how they work. They explain that scholarships are money that you apply for and don't have to pay back. They clarify that scholarships are not handed out as physical checks, but are directly sent to the school to cover tuition and other expenses. They also discuss the wide range of scholarship topics and organizations available, and provide tips for finding and applying for scholarships. They emphasize the importance of starting early, avoiding scams, and highlighting unique qualities in scholarship applications.

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

Navigating the payment process for college shouldn't require a degree in finance, and this episode is your cheat sheet to owning it. We dissect the myriad of options to foot those bills—think work-study, scholarships, grants, and yes, even the road less traveled like Americorps or military service. Get the inside scoop on what funding methods are overhyped cash traps and which underdogs could be your ticket to a debt-free diploma. Our personal tales from the trenches of work-study and scholarship hunting will show you just how practical our advice can be.

Lastly, we're lifting the lid on the treasure trove of obscure scholarships just waiting to be unearthed—and how you can grab them before they slip away. We get real about loans too, mapping out strategies to keep you from being shackled by debt post-graduation. Whether it's your first foray into financial planning or you're well on your way, Hector and Kayla have the insights to boost your scholarship savvy and loan literacy. Plug in your headphones, and let's turn the page on your college funding fears!

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

Ever find yourself scratching your head, wondering how to navigate the college maze without drowning in debt or regret? That's where we come in—Hector Lopez and Kayla Record—your unconventional guides through the thickets of higher education.

Imagine having over-experienced, no-cost guidance counselors at your disposal—well, that's us, minus the office in a high school. We're expanding our mission to bring Cutthroat College Planning into the heart of schools nationwide, offering wisdom that traditional counselors simply don't have the time to impart.

We're not just talking at you; we're inviting you to join the conversation, to share your stories and questions, to be a part of a community that's reshaping the future of college planning. Whether you're the first in your family to ponder post-secondary education or you're a seasoned college prep pro looking for that edge, your experiences enrich our dialogue. So crank up the volume, and let's turn the daunting task of college prep into a journey we tackle together—with no holds barred and eyes wide open.

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning

Ever wondered how to outsmart the college application clock and not just meet deadlines but strategically beat them? That's exactly what Hector Lopez and I, Kayla Record, unpack in this revealing episode of Cut Throat College Planning. We share the inside scoop on why early application submissions can be a game-changer, diving into the benefits of both early action and early decision applications. It's not just about expressing interest; it's about demonstrating commitment and readiness to your dream college. And remember, this isn't about following your friends—it's about forging your own path to the institution that aligns with your ambitions and goals.

Join us as we dissect the application elements that truly tip the scales in your favor. Grades and test scores? Sure, they matter, but they're just part of the equation. We shine a light on the heft of achievements, the insight of recommendations, and the personal flair of essays and interviews that together paint a picture of who you are and what you'll bring to a college community. For those facing early decision setbacks, we've got a plan, including a look into the world of rolling admissions. Get ready to equip yourself with knowledge and strategies that can transform your college application experience from daunting to dominating.

😊Reach out to Kayla: krecord@sohteam.org

💬Chat with Hector: hlopez@nqrmedia.com

🥾 Check out the College Prep Bootcamp - https://www.sohteam.org/college-prep-bootcamp

📝 Apply for a chance to receive a scholarship to cover the full cost of the College Prep Bootcamp:
https://forms.office.com/pages/responsepage.aspx?id=hN8Q4sg4zEC0TQUMVQYOUHKd0FCOxShKkHuCUvwfjMVUMDRLVVNVUjNFMzU0SFNGSFFPQU5YSTlUTC4u

🎥 Watch us in person! - https://www.youtube.com/watch?v=vS2DPP4Kjp8&list=PLiF-qpkld3Ar-OealNYqVgyqlXT1J2cyY&index=18

🖥️ Check out our page for resources and more! - https://www.nqrmedia.com/ctcp/cut-throat-college-planning