Welcome to the Doctors Eyes Only podcast, where Vestia CEO Lauren Oschman, CFP®, presents part one of a two-part series titled 50 Financial Tips for Physicians.

This episode shares 25 actionable tips across five core areas of financial planning: cash flow, debt repayment, education savings, risk management, and compensation planning. Each section includes five real-world examples designed to help physicians make informed decisions in alignment with their goals and the financial realities of their profession.

You’ll hear how to align your spending with long-term priorities, evaluate job offers beyond salary alone, build a student loan strategy that fits your career path, and understand the full scope of insurance and liability protections needed at different stages of life. The episode also explores how physicians can benchmark compensation, negotiate contracts, and plan for practice ownership or a future buyout.

This conversation is especially relevant for private practice doctors, dual-physician households, women physicians, and anyone considering career transitions or private equity opportunities. Don’t miss this episode if you’re looking for physician-specific financial strategies that move beyond general advice. Be sure to subscribe so you don’t miss Part 2, where we’ll cover the remaining 25 tips and complete the full series.

Keywords: financial planning for physicians, wealth management for doctors, physician debt strategy, student loans for doctors, physician disability insurance, 529 plans for doctors, contract negotiation for physicians, private equity for doctors

Physicians are trained to manage high-stakes situations. But when it comes to estate planning in today’s digital world, even the most prepared can miss a critical piece of the puzzle. In this episode of Doctors Eyes Only, Vestia partner and President Brad Quick welcomes his brother, Brian Quick, a seasoned cybersecurity expert with leadership experience at IU Health, Anthem, Elevance Health, and more.

They dive into a timely conversation about digital estate planning—what it is, why it matters, and how physicians can protect their families by preparing today. From shared passwords to cloud-stored family memories, the things that matter most are often locked behind layers of digital security. If something were to happen to you, could your loved ones access what they need?

Brian shares a personal story that inspired his own planning journey and outlines practical steps that anyone can follow. This episode is both a cautionary tale and a roadmap for action.

You’ll learn:

• Why digital estate planning is an essential part of your financial picture

• How tools from Apple, Google, and Facebook can help protect your legacy

• Why password managers and two-factor authentication are not just security features but essential planning tools

• How to guide your spouse or partner through a simple tabletop exercise to ensure they know what to do

• How artificial intelligence is changing the cybersecurity landscape and what to watch out for

At Vestia, we help physicians build wealth that matters. That means not only growing your assets but also protecting them and creating peace of mind for the people who matter most. This episode will give you the framework to start an important conversation and take the next step toward a complete financial plan.

Resources Mentioned:

• Apple Digital Legacy

• Google Inactive Account Manager

• Facebook Legacy Contact

• Keeper Password Manager

Want to make sure your digital assets are part of your estate plan?

Connect with our team of advisors at myteam@vestia.com. We’re here to help you think through what’s next.

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Tags:

#DigitalEstatePlanning #PhysicianFinances #CyberSecurity #WealthThatMatters #VestiaAdvisors #AppleLegacy #GoogleAccountManager #LegacyPlanning #FinancialPlanningForDoctors

Want to buy a car, but don’t want to waste your weekend at a dealership? There’s a better way.

In this episode of Doctor’s Eyes Only, Vestia CEO and Partner Lauren Oschman sits down with Andrew Guthmiller, founder of Car Concierge, to talk about how busy professionals, especially physicians, can take the stress, confusion, and wasted time out of buying a car. With over 15 years in the auto industry and more than 400 car deals a year, Andrew shares insider knowledge to help doctors save time, money, and sanity.

Lauren and Andrew cover:

• The #1 mistake most people make when buying a car

• Whether you should lease or buy (it’s not one-size-fits-all)

• How to avoid getting up-charged on warranties, financing, and extras

• Why “the best time to buy a car” is before you need one

• How Andrew’s team buys cars for physicians nationwide, without ever stepping into a dealership

Whether you’re planning a purchase or just want to stop dreading your next one, this episode will change how you think about the car-buying process.

🔗 Learn more: https://www.gocarconcierge.com

📲 Follow Lauren on Instagram: @medmoneymaven

🎙️ Follow Doctor’s Eyes Only on Apple Podcasts, Spotify, or YouTube to never miss real-world financial insights made for physicians.

In this empowering episode, orthopedic surgeon and Pinnacle Cofounder Dr. Pamela Mehta joins Vestia CEO Lauren Oschman to share how she broke the mold in one of medicine’s most male-dominated fields. From launching her own concierge practice to creating a national movement for women in medicine, Pam opens up about the challenges she faced, the grit it took to go out on her own, and her mission to help other women physicians build profitable, purpose-filled careers on their terms.

Together, Lauren and Pam also get real about what it’s like to have children right as you’re building your career—how motherhood intersects with ambition, and why the medical system still isn’t built to support women during this pivotal stage of life. Pam shares how that tension fueled her decision to walk away from traditional practice and design a life where both her family and career could thrive.

Whether you’re navigating burnout, exploring advisory work, or dreaming of a new definition of success—this conversation will leave you inspired to redefine your own Pinnacle.
To find more information about Dr. Pam Mehta, her practice, the Pinnacle Conference, and Pinnacle Learning be sure to visit one of the links below.
Follow Pam on Instagram: @dr.pamelamehta

Resilience Orthopedics: https://www.resilienceorthopedics.com/

Learn At Pinnacle: https://learnatpinnacle.com/

You can also follow Vestia CEO Lauren Oschman on Instagram @medmoneymaven

Enjoyed this episode? Be sure to follow Doctor’s Eyes Only on Apple Podcasts, Spotify, YouTube, or wherever you listen—so you never miss an episode of real conversations and financial insights made for physicians.

Keywords: women in medicine, physician burnout, career transitions, Dr. Pamela Mehta, Pinnacle conference, women physicians, concierge medicine, entrepreneurship, physician mothers, physician leadership, maternity and medicine, medical careers and family balance

Succession Planning for Your Medical Real Estate

What happens to your medical office building when you sell your practice, retire, or bring in new partners? If you haven’t thought about that yet, this episode is for you.

In this conversation, Vestia Partner and CEO, Lauren Oschman, sits down with Collin Hart, CEO and Managing Director of ERE Healthcare Real Estate Advisors. Collin specializes in helping physicians plan for the future of their real estate — whether through lease restructuring, value optimization, or sale-leaseback strategies.

Together, they explore:

• What doctors often misunderstand about the value of their buildings

• How real estate plays into retirement or practice transitions

• Why your lease could determine your building’s future value

• When it’s time to consider selling your property

• Common mistakes physicians make (and how to avoid them)

Whether you’re 10 years from retirement or navigating a private equity sale today, this episode offers practical strategies to help you take control of your real estate, maximize value, and avoid last-minute surprises.
To find more information and content from Collin and ERE Healthcare Real Estate Advisors visit the links below:

www.youtube.com/@HealthcareRealEstate

https://ereadv.com/

🔑 Keywords: physician real estate, practice sale, private equity, medical office buildings, real estate lease strategy, succession planning, physician retirement, healthcare real estate, doctor real estate advice, financial planning for doctors

🎧 Subscribe to Doctor’s Eyes Only on Apple Podcasts, Spotify, YouTube, or wherever you listen. New episodes release every other Friday with financial education tailored for physicians.

In this episode of Doctor’s Eyes Only, host Lauren Oschman, CFP®, CDFA®, and CEO of Vestia Personal Wealth Advisors, sits down with Doug DeShong, an experienced insurance agent who specializes in working with successful families. Together, they break down what doctors need to know about homeowners insurance, how to understand policy documents, and the risks of being underinsured—especially in light of growing natural disasters across the U.S.

Doug shares insight on how policies are structured, what the “Coverage A” amount really means, and the difference between replacement cost and actual cash value—a distinction that can make or break your ability to recover financially from a loss.

They also discuss how physicians can better prepare for claims by documenting home inventory, how to know if your coverage is outdated, and what proactive steps to take if premiums spike or coverage is dropped.

🔍 Topics Covered:

• What Coverage A means and why it matters

• The difference between replacement cost and actual cash value

• Understanding extended and guaranteed replacement coverage

• Why it’s important to have an agent—not just a 1-800 number

• How to document a home inventory

• When to reevaluate your homeowners policy

• Insurance strategies for high-value homes and collectibles

• Tips for managing rising premiums and deductibles

🎯 Designed For:

Physicians buying or owning homes, doctors with valuable assets, and anyone who wants to feel confident about their insurance coverage.

📩 Resources Mentioned:

• For a policy review or second opinion, contact your Vestia advisor

• Reach out to Doug DeShong for personalized insurance support by email at

• Learn more about physician financial planning at www.vestia.com

⸻

🔎 SEO Keywords for Discoverability:

• Homeowners insurance for doctors

• Replacement cost vs actual cash value

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• Inventory checklist for insurance claims

• What coverage do I need on my house

In this special Doctors' Day edition of Doctor’s Eyes Only, the Vestia team comes together to say what too often goes unsaid: Thank You.

This episode is a heartfelt tribute to the physicians who show up every day with courage, compassion, and a deep commitment to care, often at great personal sacrifice. You’ll hear real, personal stories from our team about how doctors have touched our lives and the lives of our loved ones in extraordinary ways. From ICU miracles to quiet moments of support, these stories, also featured on our social media throughout the week, are our way of honoring the humans behind the white coat.

Because while the world may see your title, your uniform, or your expertise, we see you.

And we know: Without you, it’s just a coat.

#DoctorsDay #WithoutYouItsJustACoat #PhysicianAppreciation #ThankYouDoctors #DoctorsEyesOnly #VestiaVoice #WealthThatMatters

In this episode of Doctor’s Eyes Only, Vestia Partner and CEO Lauren Oschman, CFP®, CDFA®, and Partner & Chief Development Officer Forrest Friedow co-host alongside special guest Michael DiJoseph, CFA, Senior Manager at Vanguard’s Investment Advisory Research Center. Together, they explore Advisor’s Alpha, a research-backed concept from Vanguard that quantifies the value financial advisors provide beyond just investment selection.

The discussion covers how Vestia financial advisors help doctors make better financial decisions, avoid common investment pitfalls, and stay on track with their long-term goals. Mike shares insights from decades of industry research, illustrating how behavioral coaching, tax strategies, and personalized financial planning can add measurable value to a physician’s financial future.

Topics Covered in This Episode:

• How the role of financial advisors has evolved beyond stock picking.
• What Advisor’s Alpha means and how it quantifies advisor value.
• The impact of behavioral coaching on physician investment decisions.
• How emotions and market fluctuations influence financial choices.
• The role of values-based financial planning in long-term success.
• Why doctors, despite being data-driven, can benefit from financial guidance.
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Resources Mentioned:

• Learn more about Wealth That Matters® and financial planning for physicians at Vestia Personal Wealth Advisors.
• Vanguard’s research on Advisor’s Alpha and investment behavior.

Keywords for SEO:

• Financial planning for doctors
• Advisor’s Alpha Vanguard
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Enjoyed the episode? Follow and subscribe to Doctor’s Eyes Only for more insights on physician wealth and financial planning!