With credit card debt exploding, interest rates rising and banks failing, you may not think that title insurance and national settlement services are a big concern to consumers and lenders.

Just the opposite is true. In many instances knowing what kind of title insurance to obtain, when to file a title claim and how to use title companies to protect both lenders and borrowers subject to a lawsuit, can be a game changer that will save your “legal hide."

For Lenders, GSEs, and investors who are now sitting on toxic loan portfolios that have been in forbearance or workout status for years, the day of reckoning may be coming. Just as free and easy money masked a multitude of problems for Banks that invested poorly in T- Bills and T-Notes, so may the “other shoe drop,” as Lenders sitting on non-performing commercial and residential RE loans, as well as Lenders and GSE’s holding unsecured PPP and EIDL loans, may have to face the music that the assets are not worth nearly what they are booked for on the balance sheet.

Join Spencer as he interviews Randy Fernando of Property IQ National Settlement Services as they discuss these issues, how you can protect and prepare, and whether the recent failures of SVB, Signature Bank and the fire sale of Credit Suisse, are just the tip of the iceberg.

Disclaimer: None of the legal, or financial opinions or information expressed in this podcast may be relied on as legal, or investment advice by Scheer Law Group, LLP. Laws and economic issues affecting the subjects of this podcast change daily. This mandates specific review of legal or economic issues of interest or concern to you with legal counsel or financial advisors who are experienced in the areas of law or finance discussed in this podcast.

For more on Scheer Law Group, LLP, go to www.scheerlawgroup.com