• Episode 3 - Pre-Approval Process with Boubacar Diallo

  • Dec 7 2023
  • Length: 32 mins
  • Podcast

Episode 3 - Pre-Approval Process with Boubacar Diallo

  • Summary

  • In this episode, Todd Utrup discusses the importance of getting pre-approved for a mortgage before starting the home buying process. He explains that pre-approval is a preliminary green light from a lender that allows buyers to know their spending limit and understand their financial standing. Todd emphasizes the significance of gathering and providing accurate documentation, as it plays a crucial role in determining loan terms and interest rates. He also highlights the role of credit scores in securing favorable interest rates and loan approvals. Todd concludes by discussing the benefits of having a pre-approval letter, including increased confidence, faster home buying process, and a competitive advantage in the housing market. Boubacar Diallo is a real estate agent based in Columbus, Ohio. Originally from Guinea, he has been in the United States for nearly ten years. Boubacar is known for his dedication to helping clients secure loans and find their dream homes. He is a member of the Lory Kim team at Remax Connection. Contact Boubacar at Cell Phone: 929-239-8921 or email bdiallo1234@gmail.com 0:00:10Introduction to the importance of getting pre-approved for a mortgage0:00:34Definition and benefits of mortgage preapproval0:01:33Preapproval process can highlight areas of financial improvement0:02:04Considerations beyond preapproval amount when buying a home0:02:27Steps to start the preapproval process0:02:54Importance of providing complete and accurate documentation0:03:59Role of financial documentation in determining loan terms0:04:59Examples of documentation required for preapproval0:07:51Options for electronically providing documentation0:08:20Significance of credit score in the home buying journey0:14:01Benefits of having a pre approval for a mortgage0:15:35Key takeaways for first-time homebuyers0:18:04Introduction of real estate agent Boubacar Diallo0:18:22Importance of starting the pre approval process early0:19:42Boubacar Diallo's background and language skills0:21:32Boubacar Diallo's experience as a real estate agent0:22:48Boubacar Diallo's motivation to become an agent0:24:01Boubacar Diallo's approach to helping clients0:25:20The importance of securing a loan for buying a house0:26:58Boubacar Diallo's ability to assist immigrants in the process[0:27:27]Misperceptions of buying a house in Ohio for out-of-state residents.[0:28:44]Advice for aspiring real estate agents: find your niche.[0:30:02]What sets Boubacar apart as an agent: treats clients like family.[0:31:18]Contact information: phone, email, social media, YouTube channel.[0:31:46]Thanking Boubacar for coming on the podcast.[0:32:03]Conclusion of the episode. Todd Utrup - NMLS#: 1968796 | T2 Financial, LLC. D.B.A. Revolution Mortgage is an Equal Housing Opportunity Lender NMLS #1686046 (Nationwide Multistate Licensing System - ⁠www.nmlsconsumeraccess.org⁠) Corporate Address: 579 Executive Campus Dr., Ste. 300 Westerville, OH 43082 - Corporate Phone # (614) 918-0055
    Show more Show less

What listeners say about Episode 3 - Pre-Approval Process with Boubacar Diallo

Average customer ratings

Reviews - Please select the tabs below to change the source of reviews.