#266

UK property Investors are anxious.

Regulation is tightening. Lending is shifting. Costs are rising. And Landlords are leaving.

It’s a new market and many of the old ways of investing in UK property don’t work anymore.

To survive and thrive in 2026 and beyond, we need to understand where we’re at and how we got here.

This episode will tell you exactly what to do about it.

It's based on a report by Paul Ribbons, author of Hustle Your Way to Property Success

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In the episode, we discuss:

1. UK Property Market Shifts: 2026 Outlook
2. Regulation Tightens for UK Property Investors
3. Landlords Leave UK Buy to Let Market
4. 1970s UK Property Market: Inflation and Scarcity
5. Margaret Thatcher’s Legislation Transforms UK Property
6. The Rise of Buy to Let in the UK
7. Crash of the 1990s: Bad UK Lending
8. Self-Certified Mortgages and "Liar Loans" Era
9. 2008 Global Financial Crisis Impacts UK Property
10. Lenders Shift Focus to UK Property Investors
11. Policy Changes Hit UK Landlords Post-2016
12. Buy, Refurbish, Refinance Model Loses Appeal
13. HMOs and Yield Chasing in UK Property
14. Serviced Accommodation Struggles in UK Market
15. Supported Living: Risks for UK Landlords
16. Institutional Investors Enter UK Residential Market
17. Lenders Compete for First Time UK Buyers
18. Government Push for UK Homeownership
19. Trading and Family Homes: UK Property Opportunities
20. Flats Set for UK Property Value Recovery

Keywords

• UK property podcast, Expat property podcast, UK property investing podcast, UK property market 2026, UK buy to let podcast, UK landlord podcast, Property investment UK podcast, UK property regulations 2026, UK property trading strategies, UK auction, trading podcast, Buy to let strategies UK, UK real estate podcast, UK property compliance, UK property lending trends, First time buyer UK trends, How to invest in UK property from abroad, Impact of regulation on UK landlords, Institutional investors UK property, UK property auction tips, Buy, refurbish, refinance UK, UK HMO landlord challenges, Multi unit conversion UK property, Building wealth in UK property 2026, Mortgage trends UK 2026, Section 24 UK explanation, Stamp duty changes 2026 UK, UK property podcast for expats, Paul Ribbons property insights, Expat landlord advice UK, UK property investing stories

#265

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James Fox uses Assisted Sales as part of the Buy Three, Sell two, Hold One method of building a UK Property Portfolio.

James’ approach is to do two Assisted Sales and use the profits to buy mixed use buildings which allow more efficient wand economic ways to add value and increase returns in the long term.

This is a really well thought out business design that will give you lots of great ideas.

During the episode we discuss:

• Creative UK Property Strategies: Assisted Sales Explained
• Overcoming Skepticism of UK Property Investing Methods
• How to Incentivize Estate Agents in UK Property Deals
• Communication Tips for UK Property Agents and Investors
• Structuring Offers: Cash, Assisted Sale, Lease Options
• Speeding Up UK Property Transactions Without Traditional Finance
• Working Successfully with UK Estate Agents and Solicitors
• Selecting the Right UK Property Solicitor for Creative Contracts
• The Importance of Templates in UK Property Dealmaking
• Verbal and Written Communication for UK Property Offers
• Targeting Properties Stuck on UK Market for Investment
• Flipping UK Probate Properties Using Assisted Sales
• Avoiding Stamp Duty in UK Property Flips
• Solving UK Property Issues: Tenants, Title, and Structural Problems
• Risk Management in UK Property Assisted Sales
• Using RX1 and Power of Attorney for UK Property Control
• Building UK Property Portfolios: Buy 3, Sell 2, Hold 1
• Investing in Mixed Use UK Property for Lower Stamp Duty
• How to Find Off Market UK Probate Property Deals
• Resilience and Determination for UK Property Success

Keywords

UK property podcast, UK property investment podcast, property investment UK, expat property investing, creative property strategies UK, assisted sales UK property, buy 3 sell 2 hold 1 strategy, property investing for expats, UK property portfolio podcast, remote UK property investing, Secondary Keywords & Long-Tail Keywords, assisted sales strategy UK, mixed use property investment UK, avoiding stamp duty UK property, estate agent tips for investors, property sourcing for expats, probate property UK investment, buy to let UK podcast, off-market property deals UK, property refurb UK, residential and commercial property investment UK, Kent property investment podcast, property flipping UK podcast, build to rent UK, lease option property UK, property finance UK podcast, buying UK property from overseas, property agent negotiation UK, investing in UK home counties property, scaling a UK property portfolio, UK property sourcing tips, property risk management UK, UK stamp duty tips, expat buy to let, property agent relationships UK, UK property income strategies, UK property market podcast, landlord tips UK, UK property renovation podcast, working with UK probate solicitors, bridging finance UK property, first time UK property investor, finding UK property bargains

#264

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Do you sometimes feel envious of local investors who can drop into their local estate agent with a box of donuts and get into little their black book?

Or are you too tired after a hard day at the expat office to phone up agents.

Maybe you just don’t like phoning people.

Mark Shaw describes himself as a Lifestyle Investor because he does great deals without picking up the phone, doing viewings or even leaving the comfort of his laptop.

He's been specializing in creative strategies such as title splits, assisted sales and lease options since 2012.

We discuss:

· How UK Property Investors Can Source Deals Remotely

· Creative UK Property Strategies: Title Splits & Lease Options

· Building Agent Relationships in UK Property via Email

· Assisted Sale Explained for UK Property Investors

· Structuring UK Property Offers Without Viewings

· Identifying Motivated Sellers in the UK Property Market

· Using Email for UK Property Negotiations

· Owner Occupier Scenarios in UK Property Sales

· Benefit of Letting Agents for Property Deals

· Probate Property Opportunities for UK Investors

· Chain Break Solutions in UK Property Transactions

· Overcoming Agent Skepticism in UK Property Deals

· Three-Offer Method for UK Property Purchases

· Repeat Business with UK Estate Agents

· How to Find Off-Market UK Property Deals

· Capital Gains Tax Strategies for UK Landlords

· Tips for UK Property Investors Working Overseas

Keywords

UK property podcast, Expat property investing, Remote property investment UK, Property investment strategies UK, Nottingham property market podcast, Creative property deal making, Lease options UK property, Assisted sales UK property, Title splits property strategy, Buying property via email UK, Estate agent rapport building, Off-market property deals, Letting agent tips UK, Chain break property solutions, Probate property deals UK, Legacy landlord exit strategy, How to invest in UK property as an expat, No viewing property investment strategies, Communicating with estate agents as a remote investor, Email-based property deal making UK, Solving chain break property transactions UK, Managing UK property deals from abroad, Creative solutions for UK property vendors, Overcoming agent skepticism in property deals, Step-by-step guide to assisted sales in UK, Landlord portfolio disposal tips UK, Section 24 landlord impacts UK, Property vendor scenarios UK, UK property compliance for expats, Referral fees for property contractors UK, UK property mastermind group, Expat Property Story podcast, Mark Shaw property strategies, UK remote property investment advice, Landlord creative exit strategies podcast

#263

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Have you heard UK property investors discussing group structures and wondered what they’re talking about?

Today, Simon Misiewicz from Optimise Accountants explain what they are, why they might be worth thinking about and how to go about it all.

We discuss:

· What Are Group Structures in UK Property Investment?

· Benefits of Using Limited Companies for UK Property

· Understanding Holding Companies in UK Property Structures

· SIC Codes Explained for UK Property Companies

· Setting Up Subsidiaries in UK Property Groups

· Flipping vs. Holding: Structuring for UK Property Investors

· How to Move Assets Between UK Property Companies

· Tax Advantages of UK Property Group Structures

· Stamp Duty Implications in UK Property Groups

· Finance and Bank Considerations for UK Property Holdings

· Creating a Holding Company After Starting a UK SPV

· Streamlining UK Property Investments for Better Lending

· Trading Companies and Auction Strategies for UK Property

· Share-for-Share Exchange in UK Property Groups

· Lender Reactions to UK Property Restructuring

· Legal and Financial Risks of Mixing Activities in One Company

· Succession Planning in UK Property Group Structures

· Joint Ventures and UK Property Group Complications

· Expat Considerations in UK Property Group Setups

Keywords

UK property podcast, Expat property investing, UK expat property strategies, Group structures for property investors, Property investment podcast UK, Limited company for property investment UK, UK property investment advice, Property holding company UK, UK property flipping company, SIC code 68209 investment company, Special purpose vehicle SPV property UK, Optimizing property group structures, Tax-efficient property investing UK, Expat property story podcast, Succession planning for property investors, UK property developing and flipping, Joint venture in UK property, UK property inheritance planning, Family investment company UK, Property company structure for expats, UK property, UK property podcast, group structures UK property, expat UK property investment, limited company property investment, holding company UK, property investment tax efficiency, UK stamp duty, SPV property, succession planning UK property, Family Investment Company, SIC 68209, SIC 68100, trading property UK, buy-to-let UK, property flip, auction property UK, accountant for UK property, Optimize Accountants, UK expat taxes, property investment structure

#262

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I do like a good case study because there’s so much opportunity for learning in lots of different subtopics.

Today’s case study comes from the fantastically named Kristina Castellina, an accomplished property investor specialising in buy-to-let and serviced accommodation in the Northwest of England.

Kristina came across a property on Right Move that was previously being used as a family home.

As the title reveals, this is a tale with many twists and turns.

During the episode, we discuss:

• Holiday Lets and Serviced Accommodation in the UK
  • Deep dive into running a successful holiday let in Blackpool
  • Essential insights for UK property investors targeting serviced accommodation and buy-to-let strategies
• How Kristina Castellina
  • identified a unique 10-bedroom investment property on Rightmove
  • The impact of poorly listed / marketed properties on finding investment bargains in the UK property market
• Planning Permission and Regulatory Insights for UK Property Investors
  • Detailed explanation of full planning permission requirements for serviced accommodation in Blackpool
  • Navigating the specific rules around Blackpool’s holiday zone and why so many investors get caught out
  • Risks of purchasing UK property for serviced accommodation without correct planning permissions
• UK Property Purchase Funding and Finance
  • Creative use of investor finance, first charge loans, and raising funds for UK property deals
  • Challenges and solutions for refinancing UK serviced accommodation with commercial mortgages
  • Issues around downvaluations, engaging planning consultants, and successfully achieving commercial valuations
• Holiday Let Refurbishment and Design for Maximum Occupancy
  • Breakdown of a £100,000 refurbishment: modernizing, decorating, creating Instagrammable spaces, adding amenities like car parks and games rooms
  • Strategic choices for maximizing rental income, occupancy rates, and market appeal
• UK Holiday Let Business Operations and Profitability
  • Discussion of occupancy rates, seasonal demand, managing cleaning and linen costs amidst UK minimum wage increases
  • The importance of direct bookings vs. relying on OTAs (Airbnb, Booking.com) for control and profitability
• Market Trends in the UK Serviced Accommodation Sector
  • How the UK holiday let market changed pre- and post-Covid; trends in nightly rates and occupancy
  • Strategies for sustaining profitability through market fluctuations and seasonality
• Commercial Lending and Valuation Challenges for UK Property
  • Persistence in achieving fair valuations and working with multiple lenders
• Lessons for UK Property Investors
  • Why persistence, local market research, and compliance with planning are essential for UK property success

#261

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This is the twelfth and final episode in this year’s mini-season celebrating the 12 Days of Christmas.

We’re releasing daily bite sized episodes.

Each one contains clips from three of my favourite episodes from 2025.

Today’s show features extracts from:

#229: Creating 205K Equity with just £18,000 (Motiul Islam )

#212: The Secret To Reviewing Auction Legal Packs (Jade Shrubsole)

#231: How to Sell Property at Auction (Piotr Rusinek)

#214: The Secret Formula to making £6.5 Million in 4 Years (Oliver Adams)

Keywords

UK property podcast, UK property investment podcast, Expat property podcast, Property disasters UK, UK property auctions, UK buy-to-let podcast, Property investing tips UK, UK property investment mistakes, UK auction property stories, Property legal pack review UK, Docuise property AI, UK auction house stories, Buy-to-let in Manchester, Council tax empty house UK, UK property management podcast, UK property finance issues, Builder problems UK property, Tenant issues UK property, How to avoid property disasters in the UK, Real-life UK property investment failures, Building a property portfolio as an expat, UK property auction horror stories, Council tax premium for empty properties UK, Risks of buying property at auction UK, Managing renovation costs UK property, Legal pack mistakes in UK auctions, Investing in old seaside town properties UK, Expat Property Story podcast, Finnegan McNeill Property Group FMP, property sourcing UK, Oliver Adams property story, Jade Shrubsole Docuise AI

#260

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This is the eleventh episode in this year’s mini-season celebrating the 12 Days of Christmas.

We’re releasing daily bite sized episodes.

Each one contains clips from three of my favourite episodes from 2025.

Today’s show features extracts from:

#245: Inside the World of Assisted Sales (Paul Stapleton)

#247: Why You Should Buy UK Property Now (Will Mallard)

#248 How to Find Big Discounts with Direct to Vendor Marketing(Keith Firmin)

Keywords

UK property podcast, Expat property story, UK property investing, Buy-to-let investment podcast, UK property market insights, UK real estate podcast, Property investment tips UK, Assisted sale property strategy, Buy discounted property UK, Direct to vendor letter campaigns, UK property sourcing advice, Expat property investing UK, Building a UK property portfolio, Investing in Greater Manchester property, Hands-free property investment UK, Property networking UK, Finding property deals UK, Residential vs buy-to-let UK mortgages, Probate property UK buy, Motivated seller UK property, Property investor podcast UK, UK house price negotiation, HMO property investment UK, Property valuation UK podcast, Council landlord meeting property, Finnegan MacNeill Property Group, Darren McNeill property sourcing, Will Mallard property advice, Paul Stapleton assisted sale expert, Keith Firmin direct to vendor strategy

#259

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37 Question Due Diligence Checklist / Auction Guide

Our Sponsors: Finnigan McNeill Property Group

This is the tenth episode in this year’s mini-season celebrating the 12 Days of Christmas.

We’re releasing daily bite sized episodes.

Each one contains clips from three of my favourite episodes from 2025.

Today’s show features extracts from:

#242: Should Your First UK Property Investment Be a Flip? (Justin Wilkins)

#243: Doctors & Nurses: HMOs Near Hospitals (Tom Appleton)

#244: What You Need to Know About Probate Property ( Dan Marsden)

Keywords

UK property podcast, Expat property investment UK, Hands-free property investing, Buy-to-let property UK, Property sourcing strategies UK, HMOs UK, HMO property management tips, UK property statistics, UK auction property insights, Probate property auctions UK, Manchester investment property, Expat landlord UK, Passive income through property UK, UK property deal stacking, Property portfolio management UK, UK property renovation tips, High yield UK property, Property market trends UK 2024, Expat property advice, UK property cycles, FR&I lease property UK, Student property investment UK, Housing officer contact UK, Council leased property UK, Auction vs estate agent sales UK, Property deal flow UK, Sourcing property deals UK, Property investment goals UK, Property inspection checklist UK, Expat property podcast