Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans  By  cover art

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

By: Vanessa and Shana | Christian Financial Coaches | Dave Ramsey Fans
  • Summary

  • ***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
    Vanessa and Shana | Christian Financial Coaches | Dave Ramsey Fans
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Episodes
  • 278 | Addressing Money Problems in Marriage and Raising Financially Literate Kids
    Jul 19 2024

    Snag Our Signature Budget Template!

    Hey budget besties! 🎙️ This week, Shana and Vanessa dive into a heartfelt conversation with Jaylin, a mom of three who's ready to take charge of her family's finances. If you've ever felt overwhelmed trying to balance household budgets with a partner, this episode is for you. Join us as we explore practical steps to get on the same financial page, create a one-page budget, and even get the kids involved in smart money habits.


    In This Episode, We Cover:

    1. Starting Point: Jaylin's financial journey and her readiness to improve her money management skills.

    2. Family Dynamics: The challenges of aligning financial goals with her husband.

    3. Creating a Budget: Using a one-page budget template to simplify and organize finances.

    4. Scheduling Money Talks: Setting up dedicated budget dates to discuss finances in a calm, structured manner.

    5. Involving Teens: Teaching her 15-year-old daughter about budgeting and financial responsibility.

    6. Support Systems: Leveraging group coaching and resources to stay on track.

    Key Takeaways:

    1. Budget Date Night: Schedule a specific time to discuss finances away from the stress of daily life. Make it fun with snacks or at a favorite hangout.

    2. One-Page Budget: Simplify your budget by listing all expenses on one page. This helps both partners see the big picture.

    3. Automatic Transfers: Use automatic transfers to manage different categories like groceries, gas, and pocket money.

    4. Empowering Teens: Teach teenagers about budgeting by giving them a set amount of money to manage each month.

      Stay Positive: Focus on progress and celebrate small wins to keep the momentum going.

    • 4 Ways To Connect With Us:

      1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

      2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

      3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

      4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

      "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

      Click here to view our privacy policy.

      This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!


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    27 mins
  • 277 | Living Well While Paying Off Debt: Balancing Your Budget And Your Goals
    Jul 17 2024

    Snag Our Signature Budget Template!

    Hey, budget besties! Today we’ve got some stories from our clients that we think will really resonate with you. These real-life lessons are like free coaching sessions, packed with tips and inspiration to help you on your financial journey. So, let’s get into it!


    Episode Highlights:


    1. Celebrating Small Wins with a Single Mom:

    - Shana had a heart-to-heart with a single mom who’s saved $50K—go girl! But she also financed $3K for furniture. We dive into why people use credit even when they have cash and how it impacts our financial security.


    2. Finding Balance for a Dedicated Nurse:

    - Meet a nurse who’s working two hospital jobs to pay off debt. She’s giving it her all, but it’s leading to burnout. We discuss the importance of balancing hard work with self-care to stay on track without burning out.


    3. Convenience vs. Cost:

    - Life is hectic, and those gas station snacks and drive-thru meals can add up quickly. We share practical tips for cutting down these costs without sacrificing convenience or health.


    4. The Power of a Phone Call:

    - A couple we coach made a call that reduced their credit card interest from 29% to 0%, saving them $600 a month! We talk about the importance of advocating for yourself and asking for better terms.


    Key Takeaways:

    • Credit vs. Cash: Having cash doesn’t mean security if you’re carrying debt. Focus on paying off debt to truly own your money.
    • Avoid Burnout: It’s crucial to find a sustainable work-life balance. You can pay off debt without sacrificing your well-being.
    • Small Changes, Big Impact: Cutting back on convenience spending can save you a lot. Start small and see the difference.
    • Advocate for Yourself: Don’t hesitate to call creditors and ask for better terms. It can make a significant difference in your budget.

    4 Ways To Connect With Us:

    1. 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

      2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

      3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

      4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

      "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

      Click here to view our privacy policy.

      This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!



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    18 mins
  • 276 | 20 Money Tips in 20 Minutes: Proven Budget Hacks for Success
    Jul 15 2024
    Snag Our Signature Budget Template! Hey, budget besties! Get ready for a whirlwind episode where we, Shana and Vanessa, deliver 20 money tips in just 20 minutes! Buckle up for these game-changing financial strategies designed to keep us on track and feeling empowered. Key Takeaways: Separate Your Accounts: Have different accounts for bills, spending, and savings to keep things organized. Savings Buckets: Create specific savings buckets for unexpected expenses and goals like travel or medical bills. One-Page Budget Template: Simplify your budgeting with a clear, one-page template divided into five categories. Kids’ Envelope: Allocate a set amount of money for kids' expenses to teach them responsibility and track spending. Rename Your Accounts: Give your accounts meaningful names to prevent unnecessary spending and add some joy to budgeting. Budget Check-Ins: Schedule regular budget meetings with notifications to stay on top of your finances. Shop Banks: Look for banks that offer better services and lower fees; consider credit unions and those offering interest on savings. Use Cash: Utilize cash for discounts and to keep spending under control. Have a Vision: Define your financial goals and understand your "why" to stay motivated. Teach Kids to Budget: Involve your kids in budgeting to build their financial literacy and future independence. Don’t Waste Food: Plan meals and manage leftovers to reduce food waste and save money. Personal Pocket Money: Allocate money for yourself and your spouse for personal spending without guilt. Delete Shopping Apps: Remove or disable apps that tempt you to spend impulsively. Avoid Buy Now, Pay Later: If you can't pay for it in full now, reconsider the purchase. Earn Interest, Not Points: Focus on earning interest from high-yield savings rather than credit card points. No Reliance on Debt: Acknowledge that you make enough money to avoid relying on credit. Park Money Wisely: Keep large sums in high-yield savings or money market accounts to earn more interest. Be Your Own Bank: Use your money to make money, and rely on your savings for big purchases and emergencies. Automate Savings: Set up automatic transfers to savings accounts to ensure you consistently save without thinking about it. Track Your Progress: Regularly review your financial goals and track your progress to stay motivated and make adjustments as needed. Join us for these rapid-fire tips and transform your financial habits in no time! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
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    20 mins

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