Hey Budget Besties! In today’s episode, we’re thrilled to chat with our friend and fashion guru, Jessica Papineau, the mastermind behind CSJ Styling. Jessica has styled everyone from high-powered executives to stay-at-home moms, helping them feel confident and powerful through the magic of fashion.

Key Highlights:

1. Meet Jessica Papineau: Jessica shares her journey from starting her own fashion styling company to becoming a trusted stylist for high-performing women. Whether it's entrepreneurs or stay-at-home moms, Jessica's mission is to help every woman feel her best.

2. The Power of Investing in Yourself: We dive into the importance of self-investment. Jessica explains how looking and feeling your best can have a profound impact on your confidence, career, relationships, and overall life.

3. Practical Fashion Tips: Get ready for some actionable fashion advice! Jessica provides tips on how to start curating a wardrobe that aligns with your personal and professional goals.

4. Real-Life Transformation: Jessica shares an inspiring story about a client named Jennifer, who after investing in her wardrobe, not only felt amazing but also landed a promotion at work and revitalized her personal life.

5. Morning Habits for Success: We discuss the importance of incorporating self-care into your morning routine, including tips on how to get ready in a way that sets a positive tone for your day.

6. Modeling Self-Care for Your Kids: We touch on how taking care of yourself sets a powerful example for your children, teaching them the value of self-investment and confidence.

Special Offer for Listeners:

Jessica is offering a free styling call to our listeners! This is a great opportunity to get personalized fashion advice and learn more about CSJ Styling’s services.

Follow Jessica Papineau:

• Instagram: @thejessicapapineau
• Facebook: Customized Styling by Jessica
• Website: csjstyling.com

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

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Book A Free Financial Coaching Call! Hey Budget Besties! 🌟 In this episode, we dive into real-life success stories from our amazing clients, sharing lessons that can help YOU with your monthly budgeting and financial behaviors. We’ve got some fantastic takeaways, from managing irregular income to avoiding the feast-or-famine cycle. Join us as we explore these inspirational journeys and practical tips to take control of your finances!

Key Topics:

1. Planning Irregular Income:

2. Shana shares about a lovely couple with a family timber business. They received significant checks a few times a year but struggled to manage the funds effectively.

3. Key Takeaway: Plan your money before it comes in. They allocated funds for taxes, travel, home, medical expenses, annual bills, and debt repayment.

4. Intentional Budgeting:

5. Vanessa emphasizes the importance of budgeting, no matter how big or small the income.

6. Key Takeaway: Intentional planning helps prevent money from slowly disappearing. Know where every penny is going.

7. Understanding Financial Products:

8. Shana's client was confused about a "credit builder" product she didn’t understand.

9. Key Takeaway: Don’t invest in or use financial products you don’t fully understand. Focus on managing debt to improve credit.

10. Building a Financial Cushion:

11. Vanessa talks about the importance of having a buffer in your bills account to avoid the feast-or-famine feeling.

12. Key Takeaway: Save up to a half-month’s worth of expenses to ensure all bills are covered comfortably.

13. No Judgment Zone:

14. We address the emotional aspect of financial coaching, emphasizing that there’s zero judgment here.

15. Key Takeaway: Focus on future goals and positive progress rather than past mistakes. Shame and regret are counterproductive.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Book A Free Financial Coaching Call! Hey there, budget besties! 🌟 Today, we're diving into a topic that's super close to our hearts: retirement. But not just any retirement—the kind where you're living your best life at 45, traveling the world, or pursuing a passion project. Let's dream big and break the mold of traditional retirement plans!

Key Takeaways:

1. Creating a Vision:

2. Imagine your dream retirement. Is it full of travel, starting a new business, or spending time with grandkids? Whatever it is, start with that vision.

3. Retirement doesn't mean stopping work; it means financial independence where you work because you want to, not because you have to.

4. Breaking the Norm:

5. Many people plan for a fixed income, relying heavily on social security. We encourage thinking outside the box—plan to live off your savings, investments, and passions.

6. Consider the 4% rule: Living off 4% of your investments can keep you financially stable without touching your principal.

7. Stages of Retirement:

8. Retirement can happen in stages. Start by reducing your work hours, then perhaps transition to remote or passion-based work.

9. Aim to pay off major debts like your mortgage to free up your budget for the fun stuff!

10. Practical Steps:

11. Create a budget that reflects your retirement vision.

12. Use tools like our personalized budget templates to map out your financial future. You can find them at budgetbffs.com/budget.

13. For Those Already Retired:

14. It's never too late to adjust your plan. Focus on budgeting, reducing debt, and exploring additional income sources without compromising your social security benefits.

15. Share your new knowledge with your kids and grandkids to help them plan better futures.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!