The Truth About Credit Scores and Mortgages in 2025

In this episode of Financial Mastery Simplified, host Jax Crider and guest Chris Hazen discuss the importance of financial readiness and education in the home buying process. They explore the various journeys individuals take towards home ownership, the significance of understanding credit scores, and how technology can empower consumers to make informed financial decisions. The conversation emphasizes the need for security and privacy in financial apps while highlighting the role of data in enhancing financial wellness. Ultimately, the episode aims to equip listeners with the knowledge and tools necessary to navigate their home ownership journey confidently.

Chapters

00:00 Introduction to Financial Readiness

02:44 Understanding Homeownership Journeys

05:38 The Role of Technology in Financial Education

08:26 Navigating Credit Scores and Mortgage Applications

11:30 The Importance of Personalized Financial Tools

14:26 Security and Privacy in Financial Apps

17:21 Empowering Consumers Through Financial Awareness

19:56 Conclusion and Call to Action

Guest Contact Details:

Name: Chris Hazen

Business: FinLocker

Email: chris.hazen@finlocker.com

Phone number: 818-679-0056

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How to Trust Yourself With Money Decisions

In this episode of Financial Mastery Simplified, host Jax Crider and guest Chrissy Moe discuss the importance of embracing authenticity and overcoming societal expectations. They explore how these expectations can impact personal identity, financial decisions, and overall well-being. Through personal anecdotes and insights, they emphasize the need for self-discovery, setting boundaries, and trusting oneself to achieve true financial mastery and fulfillment in life.

Chapters

00:00 Introduction and Guest Introduction

01:02 Embracing Authenticity and Overcoming Expectations

04:17 Redefining Success and Failure

08:25 Setting Boundaries and Personal Growth

11:26 Navigating Life's Challenges and Expectations

16:41 Generational Impact and Financial Mastery

23:33 Mastering Personal Standards

24:36 The Challenge of Living in Alignment

26:46 Celebrating Progress and Reflection

29:02 Finding Flow Amidst Challenges

31:48 Stepping Back to Find Fulfillment

32:31 Owning Your Power and Decisions

34:49 The Journey of Personal Identity

37:40 Awareness and Mastery in Life

39:11 Connecting with Christy Meaux

Guest Contact Details:

Name: Christy Meaux Business: Cohesive Confidence, LLC

Email: christy@cohesiveconfidence.com

Phone number: 512-294-9292

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How to Align Your Values With Money, Fitness & Business in 2025

In this episode of Financial Mastery Simplified, host Jax Crider speaks with fitness expert Davita Parks about the intersection of fitness and finance. They discuss Davita's unexpected journey into the fitness industry, the importance of intentionality and alignment in career choices, and the challenges of navigating career transitions. Davita shares her insights on launching her networking platform, WellCo, and emphasizes the significance of risk management and personal growth in both business and life. The conversation highlights the need for individuals to recognize their own power and potential in making decisions that align with their values and goals.

Chapters

00:00 Introduction to Fitness and Finance

02:09 Davita's Journey into Fitness

05:56 Transitioning from Fitness to Business Consulting

10:05 Navigating Career Changes and New Opportunities

12:55 Launching WellCo: A New Venture

17:31 Embracing Messy Action and Life's Uncertainties

21:00 Understanding Risk in Life and Relationships

23:21 Navigating Financial Risks and Choices

25:40 Personal Growth Through Life's Challenges

30:23 The Intersection of Fitness and Financial Well-being

33:25 The Reality of the Fitness Industry

37:49 Living with Intentionality and Alignment

Guest Contact Details:

Name: Davita Parks

Email: parksdj615@outlook.com

Phone number: 615-788-6562

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How to Achieve True Wealth with Gratitude and Intention

In this episode of Financial Mastery Simplified, host Jax Crider and guest Monique Alvarez explore the importance of defining personal success beyond traditional norms. They discuss the significance of self-discovery, gratitude, and the power of choice in shaping one's life. Monique shares her journey from a small town to becoming a successful entrepreneur, emphasizing the need to embrace challenges and reinvent oneself. The conversation highlights the richness of life experiences and the importance of giving back, as well as the necessity of taking intentional steps towards mastery in both financial and personal realms.

Chapters

00:00 Breaking Free from Corporate Constraints

05:03 The Journey of Self-Discovery

10:01 Defining Financial Mastery

14:59 Navigating Life's Seasons

20:06 The Power of Gratitude and Abundance

24:49 Creating Connection Through Storytelling

Guest Contact Details:

Name: Monique Alvarez

Business: AMA Publishing

Email: adriana@amapublishing.co

Phone number: 5043579426

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Why Most Entrepreneurs Stay Broke in 2025

In this episode of Financial Mastery Simplified, host Jax Crider and guest Jen Perez discuss the importance of understanding money in both personal and business contexts. They emphasize the need for financial awareness, tracking numbers, and separating personal and business finances. Jen shares her experiences and strategies, including the 1% rule for saving and the significance of having a plan in place. The conversation also touches on overcoming challenges, building resilience, and the importance of community support in financial journeys.

Chapters

00:00 Introduction to Financial Mastery

02:47 Understanding Money in Business and Personal Finances

06:56 The Emotional Aspect of Money

10:32 Building Trust with Financial Experts

12:44 The Importance of Financial Education

16:35 Tracking Numbers and Key Performance Indicators

20:19 Separation of Personal and Business Finances

23:36 Separating Business and Personal Finances

26:32 The Importance of Business Structure

28:53 Building Profit and Emergency Funds

31:31 The Power of Small Steps

34:18 Community and Support in Business

37:35 Aligning Purpose with Financial Goals

40:50 Overcoming Challenges and Persistence

43:40 Understanding Debt and Financial Responsibility

45:02 Creating a Plan for Success

Guest Contact Details:

Name: Jen Perez

Business: The Spicy CEO

Email: jen@thejenperez.com

Phone number: 8176800989

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The #1 Habit That Changed My Finances and Mental Health

In this episode of Financial Mastery Simplified, host Jax Crider discusses the importance of alignment and intentionality in achieving financial success. He shares personal experiences of facing challenges and emphasizes the need for a supportive community or 'tribe' to navigate life's ups and downs. Jax also highlights the significance of cutting out negative influences, practicing affirmations, and embracing imperfection as part of the journey towards mastery. The episode concludes with an invitation to join a community focused on financial mastery and personal growth.

Chapters

00:00 Introduction to Financial Mastery and Intentionality

01:01 Navigating Life's Challenges and Mental Health

03:21 The Importance of Finding Your Tribe

05:41 Cutting Out Negative Influences

07:57 The Power of Affirmations and Meditation

10:55 Embracing Imperfection and Learning from Failure

15:48 Building a Supportive Community

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The Psychology of Money: What Keeps You From Wealth?

In this episode of Financial Mastery Simplified, host Jax Crider and guest Erin Gray delve into the emotional and psychological aspects of wealth and financial planning. They discuss the importance of transforming one's relationship with money, the need for self-discovery, and the impact of societal expectations on financial success. The conversation emphasizes the significance of curiosity, imagination, and intentionality in achieving true financial mastery, while also addressing the legacy we leave for future generations.

Chapters

00:00 The Intersection of Money and Mental Health

03:04 Transforming Relationships with Wealth

06:07 The Importance of Self-Awareness in Financial Decisions

09:12 Challenging Traditional Education and Career Paths

11:47 The Role of Intentionality in Life Choices

14:48 The Impact of Societal Expectations on Personal Fulfillment

17:59 Finding Joy and Purpose Beyond Financial Success

20:51 The Connection Between Health and Financial Stress

23:58 Redefining Financial Freedom and Abundance

27:35 The Journey to Personal Abundance

30:23 Embracing Imperfection and Micro Shifts

32:38 The Dangers of Comparison

36:13 Judgment and Its Impact on Relationships

39:23 The Power of Curiosity and Imagination

43:40 Emotional Mastery and Financial Fulfillment

49:51 Creating a New Legacy of Wealth

Guest Contact Details:

Name: Erin Gray

Business: Generate A Life Well Lived

Email: erin@generatealifewelllived.com

Phone number: 5123955542

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Why Perfectionism Is Killing Your Progress

In this episode of Financial Mastery Simplified, Jax Crider discusses the significance of intention in achieving financial mastery and personal growth. He explores the detrimental effects of perfectionism and self-doubt, emphasizing the importance of taking small, intentional steps towards one's goals. Jax encourages listeners to embrace the process of mastery, trust their journey, and cultivate a mindset of gratitude and positivity.

Chapters

00:00 The Importance of Intention

06:48 Overcoming Perfectionism

10:24 Navigating Self-Doubt

16:45 The Power of Thankfulness and Intentional Living

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