How Depression Quietly Destroys Your Finances (And How to Heal)

In this episode of Financial Mastery Simplified, host Jax Crider delves into the intricate relationship between financial mastery, mental health, and spirituality. Drawing from her personal experiences with depression and ADHD, Jax explores how these factors influence financial behaviors and overall life fulfillment. She emphasizes the importance of self-awareness and intentional living as key components in achieving mastery over one's financial and personal life. The conversation also highlights the rising rates of depression in society and the role spirituality can play in overcoming mental health challenges. Jax encourages listeners to reflect on their own journeys and consider how they can reset their relationship with money for a more fulfilling life.

Chapters

00:00 Introduction to Financial Mastery and Personal Struggles

02:26 The Intersection of Mental Health and Financial Mastery

10:27 Finding Fulfillment in Financial Success

16:13 Self-Awareness and Spirituality in Mastery

24:22 Conclusion and Call to Action

Get access to our FREE budget tool to simplify your financial future 👉 https://fms.tips/

The Psychology Behind Poor Money Habits in 2026

In this episode of Financial Mastery Simplified, Jax Crider and John Donnelly discuss the importance of understanding money as a tool, the need for intentionality in financial planning, and the societal pressures that contribute to financial insecurity. They explore the role of education in career paths, the influence of parents in financial education, and the emotional aspects of managing money. The conversation emphasizes the significance of planning, accountability, and learning from financial setbacks, while also highlighting the importance of having real conversations about financial goals and the role of advisors in achieving financial success.

Chapters

00:00 Introduction to Financial Mindset

01:57 Understanding Money as a Tool

03:58 The Importance of Intentionality in Financial Planning

05:45 Breaking the Scarcity Mentality

07:36 Lessons from Personal Experiences and Books

09:48 The Impact of Social Media on Financial Perception

11:30 Education and Career Paths: Rethinking Success

13:38 Encouraging Individual Career Choices

15:32 Networking and Real Conversations for Career Growth

19:47 Leveraging Connections for Career Insights

21:47 The Importance of Financial Planning

24:47 Navigating Unexpected Financial Challenges

30:09 The Illusion of Control in Financial Decisions

33:40 The Role of Education in Financial Success

Guest Contact Details:

Name: John Donnelly

Business: SFMC Home Lending

Email: jdonnelly@sfmc.com

Phone number: 2148374787

Get access to our FREE budget tool to simplify your financial future 👉 https://fms.tips/

How Social Media Is Destroying Your Retirement Mindset

In this episode of Financial Mastery Simplified, host Jax Crider and guest John Kailunas II discuss the evolving landscape of retirement planning, emphasizing the importance of purpose, social connections, and effective communication in financial decisions. They explore how societal pressures and social media influence perceptions of success and fulfillment, and the need for individuals to create a mission statement for their retirement. The conversation also highlights the significance of legacy planning and the necessity of open discussions about finances within families to avoid misunderstandings and ensure that financial resources are used meaningfully.

Chapters

00:00 Introduction to Financial Mastery and Retirement Insights

02:50 The Changing Landscape of Retirement

05:29 Understanding Purpose in Retirement

08:31 The Impact of Loneliness in Retirement

11:28 Social Media's Influence on Retirement Planning

14:18 The Art and Science of Financial Planning

17:04 Building Relationships in Financial Services

18:50 Understanding Financial Responsibilities

21:06 The Importance of a Mission Statement for Retirement

24:33 Creating a Legacy Through Intentional Giving

29:03 Navigating Family Conversations About Money

33:43 Bridging Generational Gaps in Financial Literacy

Guest Contact Details:

Name: John Kailunas II

Business: Regal Holdings

Email: jkailunas@regalfin.com

LinkedIn: https://www.linkedin.com/in/john-kailunas-ii-966b5a7/

How Student Loans Secretly Sabotage Your Financial Future

In this episode, Jax Crider and Brian Eyster discuss the complexities of financial planning, particularly in relation to college funding. They explore the importance of early planning, the nuances of AP and dual credit courses, and the impact of student loans on financial futures. The conversation emphasizes the need for informed decision-making and the role of 529 plans, while also considering alternative education paths. Brian shares insights on navigating the financial aid landscape and the importance of having active conversations with children about their educational choices.

Chapters

00:00 Introduction to Financial Planning and College Funding

02:35 Navigating College Planning Challenges

05:29 The Importance of Research and Information

08:19 Understanding AP vs. Dual Credit Courses

11:00 The Financial Implications of College Decisions

13:52 Real-World Experiences and Lessons Learned

16:33 The Role of Parents in College Planning

19:10 Conclusion and Final Thoughts on Financial Strategies

20:59 Understanding Financial Risks and 529 Plans

24:10 The Flaws in the Education System

28:04 The Impact of Student Loans on Financial Health

34:16 Navigating Debt and Financial Decisions

41:51 Empowering Financial Choices for Families

Guest Contact Details:

Name: Brian Eyster

Business: Essential Strategies, LLC

Email: brian.eyster@essentialstrategies.net

Phone number: 248-514-1476

Get access to our FREE budget tool to simplify your financial future 👉 https://fms.tips/

The Secrets to Smarter Money Management in 2025

In this episode of Financial Mastery Simplified, host Jax Crider and guest Ron Beckner discuss the importance of financial literacy and the need for individuals to understand how to use money as a tool. They explore the deficiencies in financial education, the significance of tailoring financial advice to individual needs, and the role of experts in navigating the complex landscape of taxes and investments. The conversation emphasizes the personal connection to money, the importance of goal setting, and the exploration of alternative investment options. Ultimately, they encourage listeners to define their own financial paths and seek fulfillment beyond societal expectations.

Chapters

00:00 Introduction to Financial Literacy

01:30 Understanding Money as a Tool

04:27 The Importance of Time and Tools

08:34 Navigating Information Overload

12:29 Understanding the Rules of the Financial Game

17:04 The Gray Areas of Financial Laws and Opportunities

19:33 Understanding Money: A Personal Journey

23:52 The Importance of Relatable Financial Guidance

27:34 Building Relationships with Financial Advisors

29:04 Exploring Alternative Investment Options

32:00 Defining Personal Financial Goals

35:23 Empowering the Working Class with Financial Knowledge

Guest Contact Details:

Name: Ron Beckner

Business: Peaks Integrity Wealth Management

Email: ron@peaks-integrity.com

Phone number: 7195817325

Get access to our FREE budget tool to simplify your financial future

👉 https://fms.tips/

Track your credit and your numbers by signing up here:

👉https://app.keysteps.ai/pfm/registration/invite?key=7488f963-555b-4ff4-9adc-f553b68baf6a&utm_medium=loan_officer&utm_source=link_only

The Truth About 401ks and Retirement Risks in 2025

In this episode of Financial Mastery Simplified, host Jax Crider speaks with financial expert Barry James Dyke about the complexities of retirement planning, the risks associated with investments, and the importance of financial education. They discuss the pitfalls of relying on traditional financial systems like 401ks and the need for individuals to take control of their financial futures through self-reliance and informed decision-making. Barry shares insights from his extensive experience in the financial services industry, emphasizing the importance of understanding the rules of the financial game and advocating for better education around investments and retirement planning.

Chapters

00:00 Introduction to Financial Mastery

02:40 Understanding Wall Street and Retirement Planning

05:14 The Risks of Arbitration and Investment

10:53 Collective Investment Trusts and Their Implications

15:59 The Reality of 401(k) Plans

21:07 The Importance of Expert Guidance

24:32 The Evolution of Alternative Investments

26:08 Retirement Preparedness in the U.S.

27:15 The American Savings Crisis

28:47 Consumer Culture and Financial Decisions

30:18 Predatory Lending Practices

31:36 The Role of Government in Financial Freedom

32:57 Healthcare Systems and Personal Freedom

35:12 Self-Reliance in Financial Matters

36:28 Asset Protection Strategies

39:30 Understanding State-Specific Financial Laws

40:23 Taking Small Steps Towards Financial Mastery

Guest Contact Details:

Name: Barry J. Dyke

Business: Castle Asset Management

Email: bdyke@camnh.com

Phone number: 603-929-7891

Get access to our FREE budget tool to simplify your financial future 👉 https://fms.tips/

Track your credit and your numbers by signing up here: 👉https://app.keysteps.ai/pfm/registration/invite?key=7488f963-555b-4ff4-9adc-f553b68baf6a&utm_medium=loan_officer&utm_source=link_only

The Truth About Credit Scores and Mortgages in 2025

In this episode of Financial Mastery Simplified, host Jax Crider and guest Chris Hazen discuss the importance of financial readiness and education in the home buying process. They explore the various journeys individuals take towards home ownership, the significance of understanding credit scores, and how technology can empower consumers to make informed financial decisions. The conversation emphasizes the need for security and privacy in financial apps while highlighting the role of data in enhancing financial wellness. Ultimately, the episode aims to equip listeners with the knowledge and tools necessary to navigate their home ownership journey confidently.

Chapters

00:00 Introduction to Financial Readiness

02:44 Understanding Homeownership Journeys

05:38 The Role of Technology in Financial Education

08:26 Navigating Credit Scores and Mortgage Applications

11:30 The Importance of Personalized Financial Tools

14:26 Security and Privacy in Financial Apps

17:21 Empowering Consumers Through Financial Awareness

19:56 Conclusion and Call to Action

Guest Contact Details:

Name: Chris Hazen

Business: FinLocker

Email: chris.hazen@finlocker.com

Phone number: 818-679-0056

Track your credit and your numbers by signing up here: 👉https://app.keysteps.ai/pfm/registration/invite?key=7488f963-555b-4ff4-9adc-f553b68baf6a&utm_medium=loan_officer&utm_source=link_only

How to Trust Yourself With Money Decisions

In this episode of Financial Mastery Simplified, host Jax Crider and guest Chrissy Moe discuss the importance of embracing authenticity and overcoming societal expectations. They explore how these expectations can impact personal identity, financial decisions, and overall well-being. Through personal anecdotes and insights, they emphasize the need for self-discovery, setting boundaries, and trusting oneself to achieve true financial mastery and fulfillment in life.

Chapters

00:00 Introduction and Guest Introduction

01:02 Embracing Authenticity and Overcoming Expectations

04:17 Redefining Success and Failure

08:25 Setting Boundaries and Personal Growth

11:26 Navigating Life's Challenges and Expectations

16:41 Generational Impact and Financial Mastery

23:33 Mastering Personal Standards

24:36 The Challenge of Living in Alignment

26:46 Celebrating Progress and Reflection

29:02 Finding Flow Amidst Challenges

31:48 Stepping Back to Find Fulfillment

32:31 Owning Your Power and Decisions

34:49 The Journey of Personal Identity

37:40 Awareness and Mastery in Life

39:11 Connecting with Christy Meaux

Guest Contact Details:

Name: Christy Meaux Business: Cohesive Confidence, LLC

Email: christy@cohesiveconfidence.com

Phone number: 512-294-9292

Get access to our FREE budget tool to simplify your financial future 👉 https://fms.tips/ https://tinyurl.com/pbjteamfreetool