If you’re concerned where your money is going each month, it’s important to create a detailed budget. That’s according to the Bongiorno Group’s Director Vanessa Smith and Financial Consultant, Matt Homewood. . That’s one of the essentials of financial planning, a process in which you should spend considerable time on determining your short and long-term goals. It includes a meticulous review of your spending habits, prioritising repayment of debts, and ultimately aiming for a budget surplus.

The Money Doctors is proudly brought to you by leading financial services organisation the Bongiorno Group, the preferred tax and accounting partner for the Australian Medical Association Victoria and the Australian Dental Association Victorian Branch.

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