If there’s one thing you can’t have enough of as a race director, it’s race insurance. Particularly - knock on wood - when the unexpected happens and you’re faced with a dreaded lawsuit that threatens to take away your livelihood and your piece of mind.

So how can you best protect yourself and your business from the risks associated with putting on a race? What will your standard event liability policy cover? What does it exclude? And how should you expect to be protected against legal and medical claims should your race be held liable for a participant injury or loss of property?

That’s what we’re discussing today with my guest, Nicholas Hill Group partner and event insurance veteran, Nathan Nicholas. Through Nicholas Hill Group, Nathan has helped develop some of the most robust and widely-used specialist insurance policies for the endurance events industry, and with his help we’ll try to understand where the boundaries of liability insurance protection lie for you, the event organizer; how event liability insurance ties in with other types of business insurance you may be buying; how the type of race you put on affects the cost and availability of insurance cover you might find in the market; and how the diligent use of participant waivers and incident documentation can help reduce the risk of frivolous lawsuits being filed against you.

In this episode:

• Event liability insurance: what it is and what kinds of contingencies it covers
• How event liability insurance differs from Business Owner's Policies (BOPs) and other types of general business insurance
• Will an event liability policy cover me for event-related work outside of race day?
• Will an event liability policy cover volunteers, spectators and third-party vendors on site on race day?
• Negligence and gross negligence in the context of liability insurance.
• Understanding an event liability policy: deductibles, claim limits, additional insured's.
• Getting insurance for obstacle races, ultramarathons, night races, races serving alcohol.
• Liability waivers: do they work?
• What to do (and not to do) when sued for liability by a participant or other party.
• How are your legal costs covered in the event of a lawsuit? Will you have to pay out of pocket?
• Does a virtual race need liability insurance?
• Race cancellation insurance: what it is and what it covers
• Will a race cancellation insurance policy cover the costs of postponing instead of cancelling a race?

Many thanks to our podcast sponsors, RunSignup and Brooksee, for supporting our efforts to provide great, free content to the race director community:

RunSignup are the leading all-in-one technology solution for endurance and fundraising events. More than 26,000 events use RunSignup's free and integrated solution to save time, grow their events, and raise more. Find out more at https://runsignup.com/.

Brooksee are the timing technology industry-leader, bringing affordable real-time tracking and timing checkpoints to races with their patented iPhone-sized micro checkpoints. Find out more and get 50% off your timing for your next event at https://www.brooksee.com/headstart.

You can find more resources on anything and everything related to race directing on our website RaceDirectorsHQ.com.

You can also share your questions about event sustainability, zero waste or anything else in our Facebook group, Race Directors Hub.

When doors start dropping off planes mid-air or your favorite online retailer gets in touch to let you know your personal details may have been compromised, it’s tempting to think you may have done a better job handling that crisis were you in their shoes.

But how well-prepared are you really to manage the many crises that can come up during the planning and delivery of your race? Anything from a late delivery of medals or an unfortunate slip-up on social media to a full blown race cancellation.

That’s what we’re discussing today with my guest, PR pro Meg Treat of Treat Public Relations. Meg has been on the podcast before, discussing DIY PR strategies for race directors, and in today’s episode she joins me once more to discuss crisis communications, that is, what you should and shouldn’t do when a crisis hits.

How early should you look to communicate the situation to your participants and stakeholders? How should you go about doing it? And is the much-revered total transparency approach your best bet out of a tricky spot?

In this episode:

• Crises big and small: what constitutes a crisis?
• Are social media making crises worse and more frequent?
• Navigating safely around the culture war minefields
• To comment or not to comment: does acknowledging a crisis make it worse?
• Getting ahead of a crisis: how early should you start communicating about a potential crisis?
• Turning a crisis into an opportunity
• Are there lesser or "almost" crises you can ignore?
• Balancing financial loss against reputation loss in a race cancellation
• The importance of a well-thought-out refund policy
• Showing empathy towards your participants when something goes wrong that may affect their race
• Taking ownership gracefully and staying out of the blame game
• Writing a crisis communications plan

Thanks to RunSignup for supporting quality content for race directors by sponsoring this episode. More than 28,000 in-person, virtual, and hybrid events use RunSignup's free and integrated solution to save time, grow their events, and raise more. If you'd like to learn more about RunSignup's all-in-one technology solution for endurance and fundraising events visit runsignup.com.

You can find more resources on anything and everything related to race directing on our website RaceDirectorsHQ.com.

You can also share your questions about some of the things discussed in today’s episode or anything else in our Facebook group, Race Directors Hub.

It’s that time of the year again. RunSignup’s annual RaceTrends report is out for 2023, and it’s larger and more comprehensive than ever before!

Among the most notable trends highlighted in the report we see registrations for 2023 races up from 2022 and tantalisingly close to 2019 levels, entry fees continuing to climb across most race distances and event types, and encouraging trends in younger runner participation first seen in 2022 carrying through to 2023 numbers.

With me today to go through the data, the trends and their implications, I’m delighted to welcome back to the podcast RunSignup’s Director of Marketing, Johanna Goode. Among other things, Johanna is the person we all have to thank for compiling this invaluable piece of industry research each year, and with her help we’ll try to get a feel for where the industry ended up in 2023 and make sense of what the future might hold for race directors in 2024 and beyond.

As with RaceTrends reports we’ve looked at in the past in the podcast, we’ll only have time to go through the most important highlights from the report, so if you’d like to get your hands on the full set of findings, head over to runsignup.com where you’ll be able to find and download your free report copy.

In this episode:

• The methodology and data behind RunSignup's RaceTrends report
• Are we back to 2019 registration levels?
• Are race timing companies disappearing?
• Repeat participation numbers across different events and how to increase repeat participation in your races
• The importance of integrated email marketing
• Why are larger races continuing to lag behind smaller races in participation growth?
• Are virtual events still around?
• Participation trends in the 18-29 age group and how to foster higher participation among younger runners
• Are people registering later than they used to?
• Entry fees are going up, while the number of price increases is going down
• The rise of mobile registrations and how to optimise your race website for mobile users

Thanks to RunSignup for supporting quality content for race directors by sponsoring this episode. More than 28,000 in-person, virtual, and hybrid events use RunSignup's free and integrated solution to save time, grow their events, and raise more. If you'd like to learn more about RunSignup's all-in-one technology solution for endurance and fundraising events visit runsignup.com.

You can find more resources on anything and everything related to race directing on our website RaceDirectorsHQ.com.

You can also share your questions about some of the things discussed in today’s episode or anything else in our Facebook group, Race Directors Hub.