What is Title Insurance and what does that mean? Join top Orange County real estate agent and host Darryl Jones as he sits down with Melissa Walker, an expert in the world of title insurance. In this informative episode, Melissa breaks down the complex world of title insurance in easy-to-understand terms. You’ll learn everything from what title insurance covers to why it's essential for homebuyers. Whether you're a homebuyer, seller, or just curious about this often-misunderstood aspect of real estate transactions, this episode is a must-listen.

Episode Highlights:

• Melissa explains what title insurance is and why it's necessary to ensure the buyer receives a clear title
• Discussion of common title defects like undisclosed liens, judgments, forgeries, etc. that title searches uncover
• Overview of the underwriting process to determine coverage amounts and requirements

Key Questions Asked:

1. What are the key differences between title insurance and other types like home insurance and auto insurance?
2. Can you explain how the title search process prepares a title history?
3. What are the most common title defects or issues that your title searches uncover?
4. How does the underwriting process work for determining appropriate title insurance coverage amounts?
5. Can you explain the difference between an owner's title insurance policy and a lender's title insurance policy?
6. How does your title company (Ticor Title) handle the underwriting compared to other companies?
7. What are some of the "hidden risks" that a standard title insurance policy protects homeowners against that may not be obvious?

Guest Information:

Melissa Walker - Ticor Title

Website: https://ticortitle.com/

Email: melissa.walker@ticortitle.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663