On this special episode on Homes & Loans, host Alice Alvey welcomes homebuyer education specialist Jim Gaffney, who is the founder and creator of ‘Know Before You Go – 3 Step Guide to Home Financing’. Jim dives into helping listeners understand the three most important factors of buying a house, how to document them, and when to start preparing. Buying a home for the first time can be overwhelming, but luckily experts like Jim Gaffney are here to walk you through the process.

What will down payment assistance cover? Jen Lawrie, mortgage industry veteran, shares insights about getting into a home fast- with other people’s money! She debunks common assistance program myths, emphasizing the hard truth that there is no such thing as free money. Listen in on this episode of Homes & Loans to learn more about the ins and outs of down payment assistance and how you can benefit from it.

Rick Cardinali, the “Lender Chef” joins Alice Alvey on this episode of Homes & Loans to teach listeners how to be better about shopping for a home. He shares insightful advice about keeping a grasp on your emotions through the entire homebuying process, staying levelheaded with every decision you make. Ready to make a move? Tune in to learn how to successfully financially plan to buy your dream home.

What is really covered after a big storm? Join host Alice Alvey and insurance expert Chris Arnold from Union Home Insurance Services as they uncover essential tips on protecting your home, focusing on critical issues like roof coverage. Whether you're a seasoned homeowner or new to the game, this episode is your guide to smarter insurance decisions. Tune in and stay ahead of the storm!

How does a divorce affect your mortgage? In this episode of Homes and Loans, host Alice Alvey welcomes Carrie Goldring, an expert in divorce mortgage planning. Carrie sheds light on critical considerations for individuals navigating separation or divorce, particularly when it comes to managing mortgage applications and home ownership transitions. Whether you're in the midst of a divorce or planning for potential changes in homeownership, this episode equips you with the knowledge to navigate the complexities with confidence.

Curious about FHA loans and how they can benefit you? Join host Alice Alvey on the Homes and Loans Podcast as she discusses the top five reasons why FHA mortgages are a game-changer in the homebuying market. From accommodating lower credit scores to accepting diverse income sources like overtime and bonuses, FHA loans offer flexibility that conventional loans often don't. Learn why FHA financing could be the right choice for your next home purchase journey.

What is considered a stable income? How long do you need to have a job before qualifying for a loan? In this episode of Homes & Loans, National Account Executive Julie Conley breaks down the myths of two-year job requirements in mortgages. From tax returns to side gigs, find out what lenders really look for.

What does title insurance do for you as a homebuyer? Discover the ins and outs of title insurance in this episode of Homes & Loans featuring Kim Croftcheck, President of Mutual Title Agency. With over three decades of experience, Kim shares insights on how title insurance shields homebuyers from unexpected property ownership issues.