You owe the US Government $519,000.

What? How?

Well, as a nation, we owe over $31 trillion owed in funded liabilities (debt.) And we also owe over $173 trillion in unfunded liabilities (even more debt.)

Worst part?

According to David Walker, ex-CPA of the USA, your future tax rate will need to double — or else the nation will declare bankruptcy.

Imagine paying double the taxes you already pay. With taxes projected to double, trying to build a nest egg will be impossible. Imagine what your retirement would look like if the government legally takes nearly half of your salary (or your retirement income).

In today's episode, I reveal two ways to build tax free wealth.

Listen now!

Show Highlights Include:

• Excited to get a lower tax rate when you retire? Here’s why you could be stuck paying a tax rate of 74% at 80 (5:21)
• How to avoid an insidious “tax” that penalizes you 50% for saving money in your nest egg (9:00)
• 2 tax-free savings vehicles you can access in retirement (10:18)
• Is your income too high for a Roth IRA? If so, check out “CVLI” as an alternative (and pay no taxes on your savings) (10:32)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

It’s great to have a whole life insurance policy for each member of your family. But what do you do when your budget simply won’t allow it?

In this episode we’re talking about how to do the best you can with the resources you have so you can provide for your children.

You’ll learn what a Child Rider is and why it’s a great option for most people who have financial constraints.

I’ll also share why the first month after your child turns 25 is a golden opportunity that can help them for the rest of their lives.

Listen now!

Show highlights include:

• Why having a favorite child can get you in hot water with life insurance underwriters. (1:06)
• How to affordably cover all your children, even if you have enough for a basketball starting lineup. (2:49)
• “Know before you go.” Avoid surprises in underwriting by knowing these extra steps needed to add a child rider. (8:35)
• Can’t insure everybody? Why covering yourself first is the best move for your family’s legacy. (10:53)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

The death benefit isn’t the primary concern for most people who use Whole Life Insurance for Infinite Banking. But it’s still important!

In this episode I’ll explain why you cannot afford to overlook what a benefit it is.

I’ll also share a true story that illustrates why, in some cases, the death benefit is the most important part of the legacy you leave behind.

Listen now!

Show highlights include:

• “Immediate relief” your death benefit provides in case of a long term care need. (2:29)
• What happens if you pass away within 2 years of acquiring life insurance. (5:17)
• Unexpected reason term life insurance becomes a secret weapon to protect your loved ones. (7:40)
• “Optimistic” thinking that dooms your loved ones to misery and struggle when you die. (8:04)
• Stunning true story reveals flexibility and benefits of whole life insurance. (10:18)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)