In this episode of KLO Talks, Financial Adviser Terry Michael and host Peter Komolafe are joined by Psigma Investment Director Jon Gould. Jon explains the basics of the Alternative Investment Market (AIM), covering myths, misconceptions and benefits of investing in this area. Jon also explains how Psigma select companies in order to manage risk within their portfolios.

 Terry then goes on to highlight the importance of discussing IHT with a financial adviser, and how to use your investment portfolio to mitigate IHT liability.

 To find out more about how much inheritance tax you may owe - and how you can reduce it - book a free consultation with Terry today by emailing terry.michael@klofinancialservices.com

 Psigma Investment Management

 Psigma Investment Management has been providing investment solutions for private clients, pensions schemes, trusts and charities since 2002. Find out more about Psigma here: https://www.psigma.com/

This week Financial Adviser Terry Michael and host Peter Komolafe are joined by St Mary’s Hospice Partnership Manager Helen Rawnsley. Helen highlights the importance of the work that St Mary’s Hospice provides and how growing demand is putting pressure on the hospice, especially in these challenging times. The trio then go onto discuss how you can make a difference by giving to charity in your will and how your inheritance tax can be reduced by doing so.

To find out more about reducing your inheritance tax through charitable gifting, book a free consultation with Terry today by emailing terry.michael@klofinancialservices.com 

Birmingham St Mary's Hospice provides end of life care and support to individuals and their families, carers and loved ones across Birmingham and Sandwell.To find out more about the charity and how you can help support them, please visit https://www.birminghamhospice.org.uk/

Blackfinch X KLO Collaboration: In the third and final podcast with Blackfinch Asset Management, Financial Adviser Terry Michael and host Peter Komolafe are joined by Blackfinch’s portfolio manager, Gareth Deacon.In this episode the trio discuss how COVID-19 has been difficult for income investors, and highlight why Blackfinch Asset Management has altered their approach to multi asset income, focusing on the importance of diversified income streams. Jason spotlights the significance of active investment and how Blackfinch have leveraged inhouse expertise at to find non-traditional asset classes.If you would like to book a complimentary consultation with Terry, please email terry.michael@klofinancialservices.com

Blackfinch Asset Management 

With over 25 years in the industry, Blackfinch Asset Management understand the evolving requirements of both clients and advisers. Working closely with advisers to deliver innovative solutions for clients, whatever solution customers choose, Blackfinch products are always delivered with a focus on value and transparency.