Joeita speaks disability lawyer Sivan Tumarkin of Samfiru Tumarkin LLP about long-term disability claims and how to apply for them.

Highlights

• The Ins and Outs of Long-Term Disability Claims – Opening Remarks (00:00)
• Introducing Sivan Tumarkin, disability lawyer and the National Co-Managing Partner of Samfiru Tumarkin LLP (01:14)
• What is Long-Term Disability and Who is Eligible? (02:14)
• Differences Between Personal Injury Claims, Workers’ Compensation & Long-Term Disability Claims (03:45)
• LTD Claims Across Canada (05:37)
• How to Start the Process of a Long-Term Disability Claim (06:37)
• HR & the Impact of Long-Term Disability Claims on Insurance Premiums (07:41)
• How Long Does the LTD Claim Process Take? (10:01)
• Documentation Requirements & Application Process (10:47)
• Pre-Existing Health Conditions & Reasons Disability Claims are Disqualified (12:44)
• How to Appeal or Challenge a Claim Denial (14:55)
• The Legal Process and Taking Insurance Companies to Court (18:11)
• Ombudspersons & Lodging Complaints Against Insurance Companies (22:41)
• Impact of Changes Within Employers or Insurance Companies on LTD Benefits (23:40)
• Breach of Policy & Reasonable Treatments (25:02)
• Recurrence Clauses, Episodic Illnesses & Disabilities (26:45)
• The David Versus Goliath Myth (Spoiler: David Wins!) (29:10)
• Visit Disabilityrights.ca & LTDFAQ.ca for More Info (30:09)
• Closing Remarks (30:58)

Guest Bio

Sivan Tumarkin is National Co-Managing Partner of Samfiru Tumarkin LLP and heads the firm’s Disability & Personal Injury Law practice group across Canada. He also acts as a mediator for parties seeking to resolve their disputes efficiently and equitably.

Prior to co-founding Samfiru Tumarkin LLP, Sivan worked at one of the top insurance defence law firms in Canada. His clientele included insurance companies, municipalities and major retail corporations throughout Ontario. His previous experience working for insurance companies has given him unique insight into the long-term disability claim denial and appeals process, allowing him to secure strong results for his clients

Reference

Disability Rights Website

Frequently Asked Questions about Long-term Disability Claims

About The Pulse

On The Pulse, host Joeita Gupta brings us closer to issues impacting the disability community across Canada.

Joeita Gupta has nurtured a life-long dream to work in radio! She's blind, moved to Toronto in 2004 and got her start in radio at CKLN, 88.1 FM in Toronto. A former co-host of AMI-audio's Live from Studio 5, Joeita also works full-time at a nonprofit in Toronto, specializing in housing/tenant rights.

Find Joeita on X / Twitter: https://twitter.com/JoeitaGupta

The Pulse airs weekly on AMI-audio.

For more information, visit https://www.ami.ca/ThePulse/

About AMI

AMI is a not-for-profit media company that entertains, informs and empowers Canadians who are blind or partially sighted. Operating three broadcast services, AMI-tv and AMI-audio in English and AMI-télé in French, AMI’s vision is to establish and support a voice for Canadians with disabilities, representing their interests, concerns and values through inclusion, representation, accessible media, reflection, representation and portrayal.

Learn more at AMI.ca

Connect on Twitter @AccessibleMedia

On Instagram @accessiblemediainc

On Facebook at @AccessibleMediaInc

On TikTok @accessiblemediainc

Email feedback@ami.ca