Episodes

  • 45. What is Market Breadth & Concentration Risk? Why Should YOU Care?
    Jul 26 2024

    Inflation is at an all-time high and so is the stock market. This is a tale of two markets. How is the S&P 500 making record highs when so many Americans are living paycheck to paycheck?

    We're going to break it all down. What's happening in the stock market, what the S&P 500 actually is, what market breadth and concentration risk means and why it all matters to you! We also discuss small-cap, mid-cap, large-cap, and even mega-cap companies in your portfolio, briefly, because the small-cap companies are starting to come up. This one is a little intermediate, but all very valuable info when you are a self-directed investor learning how to manage your portfolios to reach your goals. 💰💰💰

    (Go to the 20-minute mark for a great analogy about this stuff if you get lost leading up to that point 😉🔮)

    Free eBook: The Stock Market Explained

    Today's Hosts

    Today's episode was hosted by our resident finance expert with 15 years of experience, Jessica Inskip (TikTok and Instagram) and our newest Market MakeHer finance-sis, Jacey Saige, a Gen Z investor here to learn everything she can about investing so she can spread financial literacy to her audience on TikTok and Instagram!

    Still Have More Questions or a Comment?

    🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:

    ⁠Market MakeHer ⁠⁠website⁠⁠⁠

    Get Your Free eBook: The Stock Market Explained

    Subscribe to Our Newsletter

    Email jessica@marketmakeherpodcast.com

    Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠

    TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠

    X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠

    Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠

    👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀

    About Us 🌚🌞

    Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!

    Important Disclosures:

    Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

    Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.


    --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    30 mins
  • 44. Replay: Where to invest first in your personal finance journey
    Jul 19 2024

    Let's refresh and re-assess our financial planning goals for our future selves. You've budgeted, you've saved, you've looked at what you've got going on in your spending and bills and what you have left over - what do you do with that extra money? (Invest it, of course 👻)

    *this is educational info, not advice - personal finance is personal, duh, and we don't know you're unique situation*


    We're replaying our budgeting, savings, and investing episode because it's that time of year to assess your finances again and we're looking at our own finances again, so we thought we'd remind y'all to do the same!

    Get Our Free e-Book on The Stock Market Explained!

    Still Have More Questions or a Comment?

    🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:

    ⁠Market MakeHer ⁠⁠website⁠⁠⁠

    Subscribe to Our Newsletter

    Email jessica@marketmakeherpodcast.com

    Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠

    TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠

    X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠

    Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠

    👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀


    About Us 🌚🌞

    Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!

    Important Disclosures:

    Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

    Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.

    --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    33 mins
  • 43. Stock Market During Election Years: We're Not Getting Political, But Is The Market?
    Jul 5 2024
    How Does The Stock Market Perform During an Election Year? We are not getting political in this episode -- however, we are on a fact finding mission to understand if the stock market is. Let your fin-mom and fin-auntie break it down for you. 😉🔮 Does the U.S. Presidential election affect the stock market? Does the political party of the elected leader make a difference? Let's discuss, shallllll we? We're going to look at historical data going back to 1900 under each party and even drill down to the sectors. Seasonality Happens Every Year, But Past Performance Is Not Indicative of Future Results 👻 There are 4 years in a U.S. Presidential cycle, the 4th year is positive for the stock market historically (S&P 500). Since 1928, the 4th year of an election cycle is up 73% of the time with a median return 9.5% - no matter who the political party is. Does the political party in charge matter? Looking at Democrat vs Republican, we go back to the 1900s when the DJIA (Dow Jones Industrial Average) was created and see a very minimal difference whether Dem or Rep is in office. Clearly there’s no dispersion because the stock market relies on growth, but the outlier might be those instances when the political party of the president runs both the house and senate, the data changes a little, but overall, the outcome of the Presidential election does not really affect the stock market. The median annualized return every election year is 7.7% when a Democrat wins and 7.9% when a Republican wins, historically. Such a very small difference - make whatever conclusions from that you'd like. 😘 The Takeaway Elections don’t really impact the stock market. There’s natural seasonality around the time of year Presidential elections take place, but the election itself and the outcome don’t make much of a difference. Time in the market is still your friend!! Stay consistent with how you invest and don’t be an emotional investor. Look at the overall stock market performance over a large span of time and you’ll see that there are always ups and downs, but when you stay invested for a long time your return inevitably goes up. Check out this article Jess wrote for UK Money Week: https://moneyweek.com/investments/stock-markets/us-stock-markets/trump-win-impact-on-us-markets Thanks for listening and becoming fin-fluent. 🌚🌞 Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Email jessica@marketmakeherpodcast.com Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    30 mins
  • 42. AI Under Power Grid Pressure: The Price to Energy Ratio Risk
    Jun 28 2024
    In this episode we re-visit our AI Portfolio and Investment Thesis that we discussed back in Episode 21, but with a new emerging headwind. According to our very own Jess Inskip, "the real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻) AI Investing Most of us are invested in AI, whether we know it or not, because the S&P 500 is mainly technology, and according to Yahoo Finance the S&P 500 is 31% technology, with 29.5% of that being only 7 stocks! (The Mag 7 or Magnificent 7) How Much Electricity Does Generative AI Use? Nvidia (NVDA) valuations are justified as the hyperscalers are top customers and we are seeing real earnings at incredible profit margins. The earnings potential makes sense. However, the energy consumption and subsequent pressure represents the real risk. Blackwell chips have not even made its way to market yet – each Blackwell AI GPU sold by Nvidia consumes up to 1200 watts of power, so 3.5mn of them would consume 1.8GW of power in the US alone. (Consensus estimates 3.5b in GPU sales by 2027). Validate Your Investment Thesis (What you eat, eats.) Look at the root of the problem with all of this AI grid pressure and see where the solutions might be (as in which companies are coming up with solutions for this bigger issue). "Sustainable AI" is still in its infancy, but maybe there are some companies out there that are using AI for good and to help come up with solutions to some of these issues? AI Opportunities (but do your homework) The grid pressure is a longer-term risk, it does not mean the AI story has peaked yet. AI build out cycle still in play: Opportunities still exist benefiting NVDA, AVGO, MRVL, AMD, and MU. Q1 earnings told us that capex spending is only increasing. Not adding more here, rather maintaining positioning. You can look into Copper and Uranium ETFs as well, just consider your personal ethics in investing and how that comes into play for you and which companies' success you truly want to be invested in (remember, when you buy a stock you are not giving money to the company directly, but you are invested in the success of that company). You can look at ESG ratings and do your own research to make sure you are comfortable with where you're putting your money. You can do whatever you want! **Remember personal finance is personal, this is not advice. We educate you on how to do your own research to make the right wise investing decisions for yourself.** Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Email jessica@marketmakeherpodcast.com Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    28 mins
  • 41. Stock Order Types: Demystifying The Ways to Trade Securities
    Jun 21 2024
    There are so many different ways to buy and sell securities in your brokerage account. In this episode, we'll go over many of the different order types you may see in your brokerage account when you go to buy or sell a stock, or any securities. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Order Types are there and what is the difference? This is your ‘set it and forget it” overview of order types for trading securities through your brokerage firm. Remember These Things: Take taxable events into account (capital gains, losses, selling before holding for 1 year, etc.) Don’t try to time the market. This is education, not advice. 😉 Limit Order vs Market Order: Limit Order guarantees price not execution Market Order guarantees execution Trading Order Types Vocabulary: Market Mechanics Bid & Ask Price Market Order Limit Order Stop Loss Order Trailing Stop Loss Stop Price Limit Price Conditional Order Types FOK = Fill Or Kill GTC = Good Till Canceled OTO = One Triggers Other OTOCO = One Triggers Other Cancel Other SPX = S&P 500 Indice Symbol FINRA has a good explanation of Order Types Visuals aka Jess Made a PowerPoint 👀 If you didn't know, Jess loves to make a deck! Check out the PowerPoint she made If you’re listening on Spotify, you can also watch the video podcast and follow along in the PP slides Jess Inskip made for us. We also eventually upload all of our video podcasts to our YouTube channel. Jess used stockcharts.com to make some of the visuals in our PowerPoint. We’ll post it on our website and slides on social media. Episodes You May Also Like: We’ve already gone over Bid and Ask prices and how those market mechanics work in previous episodes as well. Check out Episodes 16 (on Dark Pools, PFOF, Market Makers). You might also like Episode 10 (how to read a stock quote) and Episode 14 (how to analyze a stock for beginners). 😉✨ Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Email jessica@marketmakeherpodcast.com Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞 Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    36 mins
  • 40. Preparing for Rate Cuts: What are Bond Funds?
    Jun 14 2024
    What Is The Bond Market and What Are Bond ETFs? CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Interest rates for things like home loans get lower, but that means those high yield savings account rates also get lower. So where do you stash your cash and still get those great returns? Bonds. More specifically, we're looking at Bond ETFs. We've talked about different types of low risk investing on Ep. 31 about Brokerage CDs but we want y'all to know about all the ways you can make your money make money! Side Note Check out Jessica Inskip's most recent appearance on the ⁠Schwab Network Episode⁠ where her worlds collide. The Bond Market Ok, so apparently there is not only a stock market, but also a Bond market. Where do we begin? Need our listeners to know a few things: You cannot time market, but you can prepare We are not financial advisors, investing is personal. This is not that. We are here for educational and information purposes only. OK, let’s talk about what happened, and define the SEP - series of economic projections. Most recent: https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20240612.pdf Different ways to lock in rates: CDs Treasurys Municipal Bonds Corporate Bonds Bond Funds https://www.ishares.com/us/strategies/bond-etfs/build-better-bond-ladders Ratings Guide: https://www.fidelity.com/learning-center/investment-products/fixed-income-bonds/bond-ratings#:~:text=Investment%20grade%20and%20high%20yield,rated%20Ba1%2FBB%2B%20and%20lower. Still Have More Questions or a Comment? 🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Subscribe to Our Newsletter Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠ TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠ X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠ Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠ 👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀 About Us 🌚🌞Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠! Important Disclosures: Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities. Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions. --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    28 mins
  • 39. What is a Stock Split? (looking at the Nvidia stock split 👀)
    Jun 7 2024

    Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮

    🍰 What Is A Stock Split?

    A type of corporate action that changes the cost of a stock.

    • Forward split - When a company increases the outstanding shares by issuing new shares to split up the value of each new share. NVDA did a 10 for 1 split (ie - if the stock is $1000 per share it is now $100 per share and everything rebalances everywhere), but companies can also do a 2 for 1, 3 for 1, etc. Say you had a sheet cake cut into 10 squares, but there are more people who want their own piece of cake, so you cut each piece in half and now there are 20 pieces of cake.
    • Reverse split - It's the opposite, companies do this to increase the stock price (for example, if the stock price falls below $1)

    Why Is Nvidia splitting their stock?

    According to their 2024 Stock Split FAQ the stock split is intended to make stock ownership more accessible to employees and investors.

    Investor Relations

    You can look at the investor relations for any company on their website to see the history of things like how many times they have done a stock split (for example, Nvidia has split their stock 6 times now).

    Let us know your questions around stock splitting or any other investing topic. And as always, keep learning, keep earning, and keep breaking barriers!

    xoxo,

    Fin-Mom & Fin-Auntie

    Still Have More Questions or a Comment?

    🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:

    ⁠Market MakeHer ⁠⁠website⁠⁠⁠

    Subscribe to Our Newsletter

    Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠

    TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠

    X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠

    Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠

    👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀

    About Us 🌚🌞

    Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!

    Important Disclosures:

    Market MakeHer podcast is unsponsored at the time of recording. Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

    Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.


    --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    28 mins
  • 38. What is a Short Squeeze? (Talking About Meme Stocks, Hedge Funds & Market Mechanics)
    May 31 2024

    Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?)

    Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all).

    We also learn about hedge funds, meme stocks, market makers and the roles played in making money off shorting stocks (or squeezing out the shorters). Check out our episode on Dark Pools for more background. We also very briefly discuss Options!

    Hedge funds are regulated and here's the link we mentioned for that: https://www.sec.gov/files/ib_hedgefunds.pdf

    The Takeaway:

    Shorting a stock is super risky. You're gambling on the failure of a company, essentially, and this tends to happen in hedge funds. A short squeeze is an event that happens when the people who are shorting stock shares have to cover the cost of the shorted stock because now the price is going up due to unforeseen demand (people suddenly buying it) and getting squeezed out of that position. It's like we always say, investing involves risk. ;)

    Still Have More Questions or a Comment?

    🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on:

    ⁠Market MakeHer ⁠⁠website⁠⁠⁠

    Subscribe to Our Newsletter

    Instagram⁠ ⁠⁠@marketmakeherpodcast⁠⁠⁠

    TikTok⁠ ⁠⁠@marketmakeher⁠⁠⁠

    X/Twitter⁠ ⁠⁠@MarketMakeHer⁠⁠⁠

    Join the Money Coven⁠ ⁠⁠FB Community⁠⁠⁠

    👀 Watch us in action on our⁠ ⁠⁠YouTube Channel⁠⁠⁠ 👀

    About Us 🌚🌞

    Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend who is a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!

    Important Disclosures:

    Market MakeHer podcast is unsponsored at the time of recording.

    Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

    Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.



    --- Support this podcast: https://podcasters.spotify.com/pod/show/market-makeher/support
    Show more Show less
    35 mins